13 Things to Stop Buying That’ll Save You Tons of Cash (2024)

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13 Things to Stop Buying That’ll Save You Tons of Cash (1)Elizabeth FlahertyUpdated: Mar. 27, 2024

    Cut these routine purchases out of your life and you'll be amazed at how much money you can save.

    Our editors and experts handpick every product we feature. We may earn a commission from your purchases.

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    Concept Photo/Shutterstock

    CableTelevision

    Cancel your cable bill. With services like Hulu, Netflix and Amazon Prime Video, you can now watch almost anything immediately, and for a fraction of the cost of cable TV.

    Options such as HDTV antennas and YouTube TV work for those who love live TV, too.

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    Plastic Baggies

    Sure, plastic baggies are incredibly convenient, and we’ve gotten into the habit of buying box after box. But thesereusable baggiescost about as much as a big pack of sandwich bags and are easy to wash and re-use.

    They seal well and are biodegradable, while typical plastic bagsmay spend 500 to 1,000 years or longer in a landfill.

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    Impulse Purchases

    We’re not just talking about the items that catch your eye as you shop hungry or wait in the checkout line — but certainly resist those too.

    All the time we spend online makes it easy to see something we never knew we wanted and then, thanks to a few touches and swipes, have it heading our way within minutes. Make a rule that all items must sit in an online shopping cart for a minimum of one day before purchase.

    Bonus: Some companies offer you a discount when they notice you haven’t yet pulled the trigger. (Though be sure that in the end, need, not that discount, informs your decision.)

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    Cleaning Products

    So many of the store-bought cleaning products taking up your cabinet space really could be replaced with a few pantry items (cleaning vinegar and baking soda are two that top the list).

    DIYing your own is easier than you think — it’s mostly a matter of getting into the habit — and the right formulas really do work. Commit to replacing just one of your regular cleaning products with a homemade option. Get used to that, then keep going!

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    Shutterstock / Vera Petrunina

    Unnecessary Groceries

    A recent study at the University of Vermont found that the average American wastes nearly a pound of food daily. That’s bad news for your wallet and the environment.

    Some tips to help: Plan your meals weekly, keeping what you already have on hand in mind, and make a grocery shopping list to support it. Stick to that list and shop smart when you do.

    Get creative with leftovers and using your freezer. (For example, a running stash of about-to-turn fruits and veggies make perfect smoothie starters.)

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    Paper Towels & Napkins

    A 36-pack of microfiber clothscosts you about the same as a 12-pack of paper towels, but it will last you way longer. Invest in a stash of pretty cloth napkins, too.

    Keep a mini hamper under the sink to corral the dirties — and effectively keep paper products out of your kitchen.

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    Dryer Sheets

    Invest in a few reusable wool dryer ballsinstead. You’ll save money on repeat dryer-sheet purchases, plus you’ll cut down on dry-time by up to 40 percent, according to the dryer-ball manufacturer (which then saves on energy costs).

    You could alsomake your own dryer sheets. (It’s not that hard.)

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    Greeting Cards

    All those $3 and $5 purchases really do add up. Switching to free ecards instead of sending across the miles saves you money on postage, too—Smilebox, justWink and PaperlessPostare some popular options.

    Can’t stand the thought of not giving them something to have and to hold? If making cards is up your alley, go for it! (Hold an afternoon card-making session to build up a stash.) Or, just buy an inexpensive box of all-occasion cards, and you’re good to go for years to come.

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    Lisa Shishlyannikova/Shutterstock

    New Clothes

    Stop before you buy new, and consider less expensive (and more eco-friendly) thrift and vintage items instead. When looking for current fashion, visit thrift stores. There are plenty of online alternatives to your local thrift store (Poshmark and ThreadUp are two popular ones).

    Vintage items — those 25 years or older — are great for special occasions and statement pieces, especially. They’re easiest to score at local vintage stores, or online at specialized sites such as the Etsy vintage section.

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    Meals Out

    Dining out is more than a $3,000 annual expense for most American households, according to the Bureau of Labor and Statistics. While no one wants to give up going out altogether, there are all kinds of ways you can bring that number down.

    Plan to bring lunch to work or school more often. (Make it fun so it doesn’t feel like you’re skimping.) Go out during happy hour, meet for lunch instead of dinner or opt for an appetizer potluck at home instead of an evening out once in a while.

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    Apps & In-App Purchases

    Schedule some time to review your app subscriptions and quit any you no longer use. (Subscriptions that are automatically billed each month are easy to forget about.)

    If there are any you do use that have a particularly high in-app purchase rate—Candy Crush, we’re looking at you—research free or low-cost replacements.

    You could also set a monthly limit that you’re comfortable with, and disable in-app purchases once you’ve met it. And here’s an idea: Use apps to save money instead. Apps like You Need a Budget and Mint are designed to do just that.

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    ThomsonD/Shutterstock

    Bottled and Canned Water

    If you haven’t already, it’s time to stop paying nearly $4 for a bottle of water when you can get it at home for virtually nothing. If you’re concerned about taste or quality, invest in a water filter and reusable water bottle.

    Canned sparkling water isn’t exactly cheap, either. If you’ve developed a fizzy-water habit, consider an every-other rule to help you cut back: Drink a glass of regular water between every can. Or, if you’re serious about your sparkly, get a Soda Stream and make your own.

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    Name-Brand Items

    While it’s true that some generics items don’t compare quality-wise to their higher-priced brand-named counterparts, it’s also true that some generic products are literally identical.

    This is true of hundreds of items, including patent medicines, food, household items and more. Label-read before you buy.

    Originally Published: January 27, 2021

    13 Things to Stop Buying That’ll Save You Tons of Cash (2024)

    FAQs

    How not to buy unnecessary things? ›

    Identify and remove your spending triggers
    • Unsubscribe from store newsletters or lists of things you can buy.
    • Delete apps that make buying easy from your phone.
    • Don't save credit card information on sites where you shop—if you need to purchase something, enter the card info manually.

    How to stop the urge of shopping? ›

    Set limits for yourself and stick to them: This might mean setting a budget for how much you are allowed to spend each month, or limiting the number of times you are allowed to go shopping each week. By setting boundaries and sticking to them, you can help prevent yourself from overspending.

    Why do I constantly want to buy things? ›

    Over time, shopping may have become a habit and something that you consistently resort to as a distraction from life's problems. A shopping addiction can also be a way for a person to cope with difficult emotions, feelings or memories. It can become a way of numbing and muting pain or distress.

    What to do instead of buying? ›

    Get Some Exercise
    • Take a hike.
    • Go on a bike ride.
    • Take a class.
    • Go for a walk.
    • Borrow some equipment and try something new. Every month my husband and I plan a date day! Spending money doing things together is so much more fun than spending money on things that become clutter.

    How do I stop useless spending? ›

    How to Stop Spending Money
    1. Know what you're spending money on. ...
    2. Make your budget work for you. ...
    3. Shop with a goal in mind. ...
    4. Stop spending money at restaurants. ...
    5. Resist sales. ...
    6. Swear off debt. ...
    7. Delay gratification. ...
    8. Challenge yourself to reach your new goals.
    Apr 5, 2024

    What are people buying less of now? ›

    Increased prices were the number-one reason consumers reported purchasing fewer items in grocery, personal care, and household products. This also appeared to be the case across subcategories such as beverages, snacks, dairy products, cereals, and fresh and prepared foods.

    How do I stop ADHD shopping? ›

    Avoid Impulsive Spending with ADHD
    1. Become Aware of Your Impulsive Spending.
    2. Make Shopping Lists.
    3. Use Cash Rather Than Credit Cards.
    4. Delay the Impulse to Spend.
    5. Keep Tags on Purchases.
    6. Shop Online.
    7. Discuss Major Purchases Before Buying.
    8. Don't Shop Socially.
    Dec 21, 2020

    How to stop shopping and start saving? ›

    Here are some ideas to help you stop spending money and build healthier financial habits:
    1. Create a Budget. ...
    2. Visualize What You're Saving For.
    3. Always Shop with a List. ...
    4. Nix the Brand Names. ...
    5. Master Meal Prep.
    6. Consider Cash for In-store Shopping. ...
    7. Remove Temptation.
    8. Hit “Pause"
    Jan 19, 2023

    Why am I only happy when I buy things? ›

    Dopamine release: Buying something new can trigger the release of dopamine, a neurotransmitter associated with pleasure and reward.

    What disorder is compulsive buying? ›

    Some professionals classify compulsive buying as an obsessive compulsive disorder, while others liken it to an impulse control disorder [12]. Therefore, there is no one specific treatment for compulsive buying. Treatment for compulsive buying is determined by a provider after consulting with an individual.

    What do you call a person who doesn't spend money easily? ›

    A cheapskate can also be called a miser or a tightwad. Definitions of cheapskate. a miserly person. synonyms: tightwad. type of: miser.

    Is overspending a mental disorder? ›

    For some, overspending becomes buying-shopping disorder, or compulsive shopping disorder (CSD), which is characterized by repetitive, uncontrollable spending that causes serious life difficulties.

    How do I not buy expensive things? ›

    Here are a few tips:
    1. Set a budget - Creating a budget can help you track your spending and make sure that you're not overspending on things that you don't really need. ...
    2. Think before you buy - Before making a purchase, take a moment to think about whether you really need or want the item.
    Mar 10, 2023

    How to buy a house without spending money? ›

    You may be able to qualify for a zero-down-payment loan through the USDA, the VA or a state housing finance agency that doesn't have a down payment requirement. This could allow you to put more money toward other closing costs, moving expenses, furniture and other items associated with buying a home.

    Why can't I stop buying things? ›

    It's the uncertainty we feel all day long, every day, to varying degrees. It's what causes us to feel fear, stress, anxiety, worry, even anger. It's what causes us to procrastinate and put off our healthy and productive habits. The feeling of uncertainty is the root of our buying too much stuff.

    Does OCD make you want to buy things? ›

    Still, there are several ways that out-of-control spending can be linked to OCD. “Shopping can be a distraction or relief from the intrusive thoughts if you get a rush out of shopping,” explains Dr. McGrath. “If you learn over time that it feels good, you're going to keep doing that more and more.”

    What is obsessive buying? ›

    Compulsive buying is chronic, repetitive purchasing that becomes a primary response to negative events and feelings. It is associated with craving and withdrawal and it is characterized by euphoria and/or relief from negative emotions. The prevalence rates of compulsive buying vary between 1% and 8% worldwide.

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