15 Most Popular Money Saving Articles of 2023 (2024)

By: Sarah Titus |

QUICK JUMP

There are so many fantastic money saving posts out there on the web and I spent several days mulling through a lot of them and using online tools to research which were the most popular posts and here’s what I came up with. The 15 most popular money-saving articles of 2023.

15 Most Popular Money Saving Articles of 2023

15 Things I Don’t Spend Money On {Sarah Titus}

Do you know you are spending WAY more money than you need to on general household costs? Here’s 15 main things I do NOT spend money on and the best tips on how you can start doing the same with your budget! Frugal living, penny pinching and saving money can be fun and doesn’t mean you have to miss out on the things that are important to you. With these ideas and hacks, you can start getting a lot of the things your family uses for free or eradicate them from you home altogether!

Build A $1000 Emergency Fund in Less Than A Year {A Mom’s Take}

Build your $1000 emergency fund in just one year! I love this free printable to keep track of your progress! And if you’re looking for real life advice on how to get out of debt and become financially free, check out my Shepherding Your Money Course here!

The Half Payment Method {Frugal and Frills}

This is a great budgeting method and would be especially helpful to anyone who struggles with impulse spending.Just be sure to not pay the loan until you pay it once a month.

You save the most money in interest by paying 3 months at a time, rather than every month as well! And yes, my boss at the bank made me figure out all the information when I worked in banking. As long as your payment advances your due date, always pay 3 months at a time, if you can, to save the most amount of interest on your loan. 🙂

How to Stop Living Paycheck to Paycheck {Frugal Fanatic}

Living paycheck to paycheck can be a hard cycle to break, especially if you are on a low income! Addi has some great tips on how to break this cycle!

52 Different Ways to Save $100 Per Year {Money Saving Mom}

This is an awesome series you don’t want to miss! And just think, if you did them all – 52 x 100 = 5200! You would save $5200.00 in a year. Amazing!

Free Educational Apps For Kids {Kids Activities Blog}

Your child will never have time to be bored with all these free educational apps! And they are so fun, they might not even realize they are learning!!!

10 Free Household Budget Spreadsheets {Seed Time}

Not just for your monthly expenses, there are some great FREE printables here for a get out of debt budget, and even one to make your wedding budget!

15 Rules Every Walgreens Coupon Shopper Needs to Know {The Krazy Coupon Lady}

You can save a lot of money shopping at Walgreens but you need to make sure you know their policies. This step by step article takes you through them and will have you on your way to saving money in no time!

Pay Yourself First {The Budget Mom}

Paying yourself first is SO important and a great way to start growing your savings account (this isn’t to be confused with paying God first, of course, in tithes and offerings, but that is different for every person).

How To Pay Off Debt Fast With A Low Income {Growing Slower}

When you have a low income, it can feel at times like you will never get out of debt. This is an excellent article that proves that it can be done! Great motivation for anyone in this situation!

How To Have Money Left Over At The End Of The Month {Passion for Savings}

Most people don’t think about #6, but it can make a big difference in your budget!

Organizing Finances: How to Save More Money This Year {Just a Girl and Her Blog}

I love these FREE budget sheet printables – a great way to get your finances organized!

Practical Ways to Save Tons of Money – 137 of the Best Frugal Living Tips {Mom Managing Chaos}

There’s no need to deprive yourself when living a frugal life. Frugal living is all about living well, while spending less money. Check out this ULTIMATE guide on the practical ways to save tons of money this year!

Money Saving Challenge: How to Save $1000/Month Consistently {Gathering Dreams}

Here’s an AWESOME 30-day money saving challenge with a FREE printable! It’s the easiest way to help you save $1,000 in 1 month! Use it to build an emergency fund, pay off your mortgage faster, save for retirement or even for your next fun holiday!

35 Cheap Living Tips for Families {This Mama Blogs}

Check out these simple ways to live below your means as a family and never be broke again! These practical tips on how to live cheap in this expensive world will put hundreds of dollars back into your pocket every month without feeling like you’re missing out!

15 Most Popular Money Saving Articles of 2023 (2024)

FAQs

How much money should I have saved 2023? ›

“If your living expenses — food, utilities, gas, internet, phone, etc. — are $3,000 per month, you'll need to have at least $18,000 tucked away in your savings. This will provide a financial buffer to cover everyday costs until you recover.”

How can I save for the year? ›

8 simple ways to save money
  1. Record your expenses. The first step to start saving money is figuring out how much you spend. ...
  2. Include saving in your budget. ...
  3. Find ways to cut spending. ...
  4. Determine your financial priorities. ...
  5. Pick the right tools. ...
  6. Make saving automatic.
  7. Watch your savings grow.

How many Americans have $100,000 in savings? ›

14% of Americans Have $100,000 Saved for Retirement

Most Americans are not saving enough for retirement. According to the survey, only 14% of Americans have $100,000 or more saved in their retirement accounts. In fact, about 78% of Americans have $50,000 or less saved for retirement.

How many people have $1,000,000 in savings? ›

How Many People Have $1,000,000 in Retirement Savings? According to Fidelity's Q3 2023 report, about 378,000 people had more than a million dollars in their 401(k)s.

What is the 50 30 20 rule? ›

The idea is to divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings. Learn more about the 50/30/20 budget rule and if it's right for you.

What is the safest place to keep your money 2023? ›

Where Is the Smartest Place to Keep Money?
  • High-yield savings accounts.
  • Certificates of deposit (CDs)
  • High-yield checking accounts.
  • Money market accounts.
  • Treasury bills.
May 20, 2024

What are the four walls? ›

In a series of tweets, Ramsey suggested budgeting for food, utilities, shelter and transportation — in that specific order. “I call these budget categories the 'Four Walls. ' Focus on taking care of these FIRST, and in this specific order… especially if you're going through a tough financial season,” the tweet read.

How can I save $1000 in 30 days? ›

The experts we spoke to recommended taking these steps.
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

How to save $10,000 in 12 months? ›

To reach $10,000 in one year, you'll need to save $833.33 each month. To break it down even further, you'll need to save $192.31 each week or $27.40 every day. These smaller chunks are much more realistic and simple to comprehend, making it easier to track your progress.

What is the 52 week rule? ›

Start with the base amount you want to save each week, then the rule adds $1 every week for a year. For example, if you start with $5 on week one, you'll save $6 on week two, $7 on week three, and so on for 52 weeks. In a year's time, you would save a total of $1,568.00.

How to save money when you are broke? ›

Jaspreet Singh: 10 Ways To Save Money When You're Broke
  1. Quit Using Credit Cards. ...
  2. Cook More at Home. ...
  3. Plan Your Meals. ...
  4. Get Smarter About Free Stuff. ...
  5. Switch Your Provider. ...
  6. Visit Your Library. ...
  7. Look Into Refinancing Your Loans. ...
  8. See Which Perks You're Eligible For.
Oct 14, 2023

How much money is considered rich in 2023? ›

In the United States, the concept of being rich is often a subject of discussion, curiosity and, sometimes, aspiration. Charles Schwab's 2023 Modern Wealth Survey provides insights into this topic, revealing that the average American equates being wealthy with a net worth of approximately $2.2 million.

How much does an average 23 year old have saved? ›

In fact, people in their 20s were able to save an average of nearly $5,580 last year, according to data from New York Life, putting them third on the list of age groups that saved the most in 2023. That's less than the average amount of $7,148 people in their 20s aimed to save, but how much should you really be saving?

Is $20,000 a good amount of savings? ›

Having $20,000 in a savings account is a good starting point if you want to create a sizable emergency fund. When the occasional rainy day comes along, you'll be financially prepared for it. Of course, $20,000 may only go so far if you find yourself in an extreme situation.

How much money do you need to be happy 2023? ›

Just how much money do we need to earn to be happy nowadays? The answer is a bit more than the often cited $75,000 per year. In a 2023 paper published by the Proceedings of the National Academy of Sciences (PNAS) journal, key findings suggest that earnings up to $500,000 boost and buy overall happiness.

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