18 funny Ways to Save Money: Saving Made Easy! - Tuppennys Fireplace (2024)

It’s always good to have a few laughs while saving money, right? Well if you’re on a low income and tired of hearing about mainstream ways to save money like couponing or cutting cable then you’ve come to the right place.

No doubt you have already read lots about money saving and have even tried out a few new ways to save money.

But you’re bored before you even started and you want to read about the funny ways to save money that you might not have thought of.

In this blog post we are going to be talking about funny ways to save money that might not be your first choice but will definitely help in tough times!

You’ll laugh at some of the ideas while learning how they can help give you more cash in your pocket. Let’s get started!

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15 funny ways to save money you might laugh at (but you will save money)

Just a quick heads up, some of these are hilarious, some are crazy and some are downright extreme. But they will save you money.

When money needs to be saved, you got to do what you got to do. And if that means trying more extreme ideas to save dollar here, a few pennies there, then you go for it.

And if you can save money and still have fun, all the better.

1. go to bed when it gets dark

Going to bed for the night as soon as it gets dark is one of my more silly money saving tips. How do you save money this way? Well, by saving on your electric bills for starters.

You could also save cash as you can’t do online shopping in the dark. Crazy? Maybe, but I bet you save money!

This could also be one of those fun ways to save money as a couple that you actively want to do, you don’t always need to sleep when it’s dark!

Amy Dacyczyn the author of The Tightwad Gazette (my most favorite book on frugal living) used this money saving tip and had twins as a result, even though they hadn’t planned on adding to their family!

2. cut your own hair is pure money saved

Trips to the salon cost money, but when you’re on a tight budget, cutting your hair yourself is an awesome money saving tip.

If you are considering shaving it off all together or just trimming up the back of your head then here is some advice. Make sure that you know how to cleanly cut and style your own hair before doing so!

YouTube videos are your friend here. Watch a few videos to get a better idea of how to cut hair.

3. stop making love until you’re old

This is of course one of the more tongue in cheek funny ways to save money, but it does have an element of money saving.

Kids cost money and they cost a lot of money according to this study. The cost of the clothes, food and toys can really add up for parents on a tight budget.

So why not consider delaying having children or even better – don’t have any at all! Leave the love until you are past 50 🙂

4. hoard everything

You never know when something is going to be useful. Rubber bands, empty egg boxes, old cereal boxes, old pens and pencils.

Whatever you have laying around your home can be used for something else, eventually. Unfortunately, until you do find a use, this money saving hack means you have to live with piles of stuff that take up space.

You could also lose a few friends if you store too much such that friends find it uncomfortable to come round because they struggle to get in the door!

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5. flush less

The more you flush the more water and energy goes down the drain. Stop flushing toilet paper, tissues or anything else that is biodegradable to help your savings!

There is a saying that can help you determine when to flush and when to hold fire:

If it’s yellow, let it mellow. If it’s brown, flush it down.

How much money you could actually save might only be pennies but think of the eco friendly aspect. Water is not free, it’s a precious commodity whether you have to pay a bill or not.

Related post: 10 Ways To Save Money On Your Water Bill

6. re-use your grey water

Grey water is wastewater that has been used for purposes other than drinking or cooking. You can use it to flush your toilet, water your garden and wash the car without using fresh water from the tap!

It might sound like a rather unusual frugal tip but many people now build their homes to allow for grey water reuse. Less funny ways to save money, more eco friendly money saving.

7. shower at someone elses place

I think this is one of the more unusual ways to save money but can be very helpful. Some gyms are laid out so you can walk straight through to the changing rooms (with showers) without paying or checking in.

If your local gym isn’t like this then take advantage of friends and family living by. Pop by their house and cheekily ask to take a shower there instead of at yours.

You’ll save on your water and energy bills. Friendships might be a little strained after a few weeks though!

Another way that you can save on water is by taking shorter showers. By turning off the faucet while lathering up, rinsing yourself down or using a timer, you will be able to conserve some of this precious resource.

This is one of my favourite ways to save money because once you have your shower time down, it becomes a lot easier and quicker in the morning!

You won’t be tempted to linger or shave any longer than necessary so this can actually help with saving on water consumption too.

8. Don’t use soap

You can get clean without using soap in the shower or bath by using a sponge or loofah.

I know we have been conditioned to always use soap but rubbing your skin under the water with a sponge or loofah will help you to get clean and be saving money at the same time! Your skin will also be softer and less dry if you use this method.

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9. find alternative to toilet paper

This one might sound a little strange but if you are serious about money saving then toilet paper can be an expensive item to buy when on a tight budget.

Many people who are trying to be more eco friendly use ‘family cloths’ as a green alternative to toilet paper. You may prefer reusing scraps of old towels and clothing as your family cloth. Alternative you can buy these eco friendly family cloth.

10. use a torch to light your house

This is an unusual way to save money. The idea of this tip? Use a torch and not electric lamps or lightbulbs so you can save on your electric bill!

It takes a bit of getting used to, only having the one bulb to light a room but it will help you to cut down on costs as well. Especially if you use an eco friendly wind up torch like this one.

Related posts:

How To Keep Your House Warm In Winter And Save Money

How To Save Electricity Doing Absolutely Nothing

11. don’t die – funerals are expensive

This one is a little morbid but you have to admit it’s funny. You will save money on funerals by not dying!

It might sound silly, but think about the cost of flowers and food alone for your funeral – that can be really expensive even if only a few people attend.

12. Pretend you forgot Christmas

Christmas is a wonderful time of year, but it can be expensive too. If you are on a tight budget then why not try to pretend that Christmas doesn’t exist and ramp up your money saving?

If you forget Christmas, then you don’t need to buy any gifts, trees, cards or decorations. You will also be saving money on your electric bill by not having Christmas lights up for 24 hours a day!

If you want to save money at Christmas then check out these posts:

No Money For Christmas? How To Create The Magic Anyway

How to have an amazing Christmas on a budget

How To Save For Christmas? 6 Easy Steps To Debt Free Festivities

13. ask for receipts for Xmas gifts

Getting receipts along with the presents from your family means you can sneakily return the gifts and grab the cash instead.

Your friends and family probably won’t think this is a particularly acceptable way to save money, but if needs must! They don’t need to know, if you don’t tell them.

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14. re-use your urine as a fertilizer

This might seem more ridiculous than a funny way to save money but can actually work out very well. You could get yourself some containers and start collecting your urine in them every day so that you have enough stored up for when the need arrives to use this free fertiliser on your plants or lawns.

Alternatively, start a compost heap and pee directly on it. Easier if you are man it must be said!

15. don’t get sick

Getting sick can be expensive in terms of both time off work and medical costs. If you want to save money, make sure that you take good care of your health!

This is one of those funny money saving ideas that is less about being ridiculous and more about common sense.

16. don’t buy anything ever again

This is the ultimate silly money saving idea but saves on grocery bills as well as any other shopping trips. The idea behind this one?

Never spend another penny on clothes or food – just use what you have and don’t buy anything new.

17. eat a raw food diet

Eating your food without cooking it is one of the more unusual frugal tips I can tell you. Having raw food means it costs you nothing to cook.

No electricity bills to cook it or even freeze it. My husband thinks this is a crazy and ridiculous money saving tip as who wants to eat a completely raw diet? Except people do!

For more sensible frugal ways to eat check out these posts!

80+ Frugal Meals For When You Feel So Broke

15 Cheap And Comforting Chicken Dinners On a Budget

15 Cheap Ground Beef Recipes We All Love To Make

21 budget meatless meals to save money

20 Easy Cheap Vegan Recipes Everyone Will Devour

18. turn off your heating

This is one of the ways to save money that those living in a colder climate might shiver at the idea of. As it gets colder, keep your heating off and wear more layers instead.

If you get cold move around, do some housework – vacuuming is great for getting a sweat on.

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How to make saving money fun

Saving money is a priority for many people, but it can be hard to find ways to save when you’re living paycheck-to-paycheck.

With these 15 funny ways to save money, you’ll never have an excuse not to do so again! One of the more unusual ways we’ve included in this list?

Eating a raw food diet and saving money by not using toilet paper – though some may say that’s just plain gross. Which other tips do you think are hilarious, funny or just plain laugh out loud? Let me know in the comments below.

Start taking back control of your money by grabbing your copy of the Money Saving Starter Guide today.

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Grab your Money Saving Starter Guide:

– 30 quick and easy ways to save money today (tomorrow & next week)

– cash envelope template

– money vision

– goal planning

– spending log

– no spend planner

– monthly budget overview

– bills calendar

All the printables you need to take back control of your money and become the super savvy saver I know you are.

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Come and follow me on Pinterest for more money saving hints and frugal tips!

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Last Updated on 26th September 2021 by Emma

18 funny Ways to Save Money: Saving Made Easy! - Tuppennys Fireplace (2024)

FAQs

What percentage of your monthly paycheck should be saved? ›

At least 20% of your income should go towards savings. Meanwhile, another 50% (maximum) should go toward necessities, while 30% goes toward discretionary items. This is called the 50/30/20 rule of thumb, and it provides a quick and easy way for you to budget your money.

What are fun things to save for? ›

14 things to save up for
  • Emergency fund. An emergency fund can cover unexpected expenses, including medical, car, house, or other expenses. ...
  • Homeownership and homemaking. ...
  • Vacations. ...
  • Car. ...
  • Hobbies and recreation. ...
  • Gadgets and electronics. ...
  • Phone and computer applications. ...
  • 8. Entertainment.
Aug 3, 2023

How to save money and not spend it? ›

What Is the Best Way To Save Money?
  1. Set goals. Set savings goals that motivate you, like saving up for a house or going on a dream vacation, and give yourself timelines for reaching them.
  2. Budget. Make a budget and make saving a necessary expense. ...
  3. Cut down on spending. ...
  4. Automate your saving. ...
  5. Pay off debt. ...
  6. Earn more.
May 3, 2024

When might the 50/30/20 rule not be the best saving strategy to use? ›

Some Experts Say the 50/30/20 Is Not a Good Rule at All. “This budget is restrictive and does not take into consideration your values, lifestyle and money goals. For example, 50% for needs is not enough for those in high-cost-of-living areas.

What is the only place you should keep your emergency fund money? ›

Bank or credit union account — If you have an account with a bank or credit union—generally considered one of the safest places to put your money—it might make sense to have a dedicated account where you can keep and maintain these funds.

How much should the average person save a month? ›

This budgeting rule states that you should allocate 50 percent of your monthly income for essentials (such as housing, groceries and gas), 30 percent for wants and 20 percent for savings.

How can I save when I am poor? ›

Tips to save money on a low income
  1. Save what you can. Saving as a practice is not dependent on how much you earn. ...
  2. Save first. Save first, spend later. ...
  3. Open a savings account. ...
  4. Start a budget. ...
  5. Settle debt. ...
  6. Lower housing expenses. ...
  7. Lower car expenses. ...
  8. Spend less on food.

What do you call someone who is careful with money? ›

Some common synonyms of frugal are economical, sparing, and thrifty. While all these words mean "careful in the use of one's money or resources," frugal implies absence of luxury and simplicity of lifestyle.

How to live on very little money? ›

These seven tips may be able to help.
  1. Understand your current financial habits. Not sure how to start spending less? ...
  2. Create an effective budget and stick to it. ...
  3. Look for ways to reduce spending. ...
  4. Set financial goals for future success. ...
  5. Save for emergencies or major purchases. ...
  6. Pay down debt. ...
  7. Stay aware of lifestyle creep.

Is $1000 a month enough to live on after bills? ›

Bottom Line. Living on $1,000 per month is a challenge. From the high costs of housing, transportation and food, plus trying to keep your bills to a minimum, it would be difficult for anyone living alone to make this work. But with some creativity, roommates and strategy, you might be able to pull it off.

What are the four walls? ›

Personal finance expert Dave Ramsey says if you're going through a tough financial period, you should budget for the “Four Walls” first above anything else. In a series of tweets, Ramsey suggested budgeting for food, utilities, shelter and transportation — in that specific order.

What strategy is most effective for saving money? ›

10 Savings Strategies
  • Pay installments to yourself. ...
  • Collect loose change. ...
  • Manage credit wisely. ...
  • Track your spending. ...
  • Consider ways to cut costs. ...
  • Make a plan for lump sums. ...
  • Don't leave money on the table. ...
  • Maintain you lifestyle.

Is saving $500 a month good? ›

The short answer to what happens if you invest $500 a month is that you'll almost certainly build wealth over time. In fact, if you keep investing that $500 every month for 40 years, you could become a millionaire. More than a millionaire, in fact.

Does the 20% savings rule include a 401k? ›

In the "savings" section, you can apply some or all of the 20% you save to your 401(k), IRA or other retirement account. Usually, your employer deducts your 401(k) savings automatically from your paycheck, so you'd factor in those savings from your gross pay vs. your net pay.

Is saving $1000 a month good? ›

Saving $1,000 per month can be a good sign, as it means you're setting aside money for emergencies and long-term goals. However, if you're ignoring high-interest debt to meet your savings goals, you might want to switch gears and focus on paying off debt first.

What is the 75 15 10 rule? ›

The 75/15/10 rule suggests devoting 75% of your income to living expenses, 15% to investing, and 10% to savings. This guideline can be a flexible way to prioritize your long-term financial future when deciding how to budget and allocate your income, which you can adapt based on your situation.

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