The health insurance sector in the Netherlands is a vibrant, diversified industry featuring a plethora of companies catering to various consumer needs. These entities provide an array of services which encompasses coverage for primary healthcare visits, specialized medical procedures, prescription medications, and more. While their central offering remains health insurance, several companies also diversify into other forms of insurance and financial products, aiming to be all-encompassing financial solution providers. The industry is also characterized by innovative practices and services designed to ensure affordable and accessible healthcare for all. The future trend for this sector is anticipated to be inclined towards further technological integration, health prevention measures, and customer-centric tailor-made policies.
Top 24 health insurance companies in the Netherlands
1. Cz
CZ.nl is a Dutch insurance company that offers a wide range of health insurance products and services. They provide coverage for medical expenses, including doctor visits, hospital stays, and prescription medications. Additionally, they offer supplementary insurance options to enhance coverage and provide support for various healthcare needs.
2. a.s.r.
a.s.r. is a financial services company that offers various insurance and investment products, including health insurance, life insurance, car insurance, home insurance, and pension plans.
3. Menzis
- Website: cooperatiemenzis.nl
- Headquarters: Wageningen, Gelderland, Netherlands
- Founded: 2006
- Headcount: 1001-5000
Coöperatie Menzis is a healthcare organization aimed at providing accessible and affordable healthcare services to individuals of all ages. As a cooperative, it does not have shareholders but members, with all its insured individuals automatically becoming members. The company works collaboratively with customers, healthcare providers, municipalities, and other partners to find innovative solutions for healthcare and prevention. Their mission is to empower individuals to lead healthier lives and contribute to a stronger and more vibrant society.
4. VGZ - Zorg voor Werkend Nederland
- Website: vgz.nl
- Headquarters: Eindhoven, Noord-Brabant, Netherlands
- Founded: 1948
- Headcount: 1001-5000
VGZ is a health insurance company that offers a range of healthcare services. They provide various insurance plans, including basic, supplementary, and dental insurance. Customers can easily manage their policies through the VGZ app. With a focus on customer health and wellbeing, VGZ promotes healthy living and offers resources such as mindfulness coaching and lifestyle coaching.
5. Eno Zorgverzekeraar
Salland Zorgverzekeraar, now transitioning to the new name Salland Zorgverzekeraar, provides sustainable, accessible, and affordable healthcare for everyone in the Netherlands. They also offer appropriate healthcare insurance for international workers temporarily working in the Netherlands.
6. Uo Azv
Algemene Ziektekosten Verzekering (AZV) is a health insurance company based in Aruba. They offer medical coverage and reimbursem*nt for various healthcare services. Their services include medical care cycle, treatment abroad, pharmacy services, laboratory reimbursem*nt, and more. They cater to a diverse range of customers, including individuals, civil servants, and medical institutes. AZV operates as an insurance provider, coordinating with healthcare practitioners and facilities. The company's offerings include health insurance policies, reimbursem*nt for medical expenses, and access to a network of medical specialists. They serve the healthcare industry and provide coverage to consumers and healthcare companies.
7. DKV architecten
- Website: dkv.nl
- Headquarters: Rotterdam, South Holland, Netherlands
- Founded: 1984
- Headcount: 11-50
DKV is a Dutch health insurance company that provides healthcare coverage and services to individuals and groups in the Netherlands.
8. Menzis Participaties B.V.
- Website: menzis.nl
- Headquarters: Wageningen, Overijssel, Netherlands
- Founded: 2006
- Headcount: 1001-5000
Menzis was founded in 2006. This company provides health insurance services and packages. Their headquarters are located in Overijssel, Netherlands.
9. Actiocura B.V.
- Website: vergelijkdezorgverzekeringen.nl
- Headquarters: Beerta, Netherlands
- Headcount: 11-50
Vergelijkdezorgverzekeringen.nl is a website that provides a comprehensive comparison tool for health insurance policies and is dedicated to helping people find the right health insurance for their individual needs.
10. Zilveren Kruis
- Website: zilverenkruis.nl
- Headquarters: Leiden, Zuid-Holland, Netherlands
- Founded: 1949
- Headcount: 1001-5000
Zilveren Kruis is a healthcare insurance company that aims to improve the quality of healthcare together with its customers. They encourage customers to share their ideas and engage in discussions to create a better healthcare system.
11. Fbto
- Website: fbto.nl
- Headquarters: Leeuwarden, Fryslân, Netherlands
- Founded: 1956
- Headcount: 501-1000
FBTO is a company that offers a variety of insurance options, including motor, liability, home, travel, and health insurance. They provide customizable insurance plans allowing customers to choose the coverage that suits their needs.
12. Aevitae
- Website: aevitae.com
- Headquarters: Heerlen, Limburg, Netherlands
- Headcount: 51-200
Aevitae.com is a company that offers various services in the field of insurance and healthcare. They provide comprehensive insurance plans, personalized healthcare solutions, and innovative digital tools to manage health and well-being.
13. OOM Verzekeringen
- Website: oomverzekeringen.nl
- Headquarters: Rijswijk (Zh), Zuid-Holland, Netherlands
- Founded: 1940
- Headcount: 11-50
OOM Verzekeringen is a specialist insurance company providing coverage for non-standard risks. They offer a range of insurance options for individuals and businesses, both in the Netherlands and abroad.
14. Blaak Verzekeringen
- Website: blaakverzekeringen.nl
- Headquarters: Wijchen, Gelderland, Netherlands
- Founded: 1997
- Headcount: 11-50
Blaak Verzekeringen is an insurance company offering a wide range of insurance products for individuals and businesses. With a focus on providing excellent customer service, they offer insurance coverage for homes, liability, health, vehicles, and more.
15. Allianz Nederland
- Website: allianz.nl
- Headquarters: Rotterdam, Zuid-Holland, Netherlands
- Founded: 1921
- Headcount: 1001-5000
Allianz is a leading insurance company offering a range of products and services including life, health, property, and casualty insurance. With a global presence and strong financial stability, they provide individuals and businesses with comprehensive coverage and risk management solutions.
16. Zorg en Zekerheid
- Website: zorgenzekerheid.nl
- Headquarters: Leiden, Zuid-Holland, Netherlands
- Founded: 1825
- Headcount: 201-500
Zorg en Zekerheid is a regional health insurance company that is dedicated to helping individuals become the healthiest version of themselves. They offer a range of health insurance plans and services to support their customers' healthcare needs.
17. Medinova
- Website: bergmanclinics.nl
- Headquarters: Amersfoort, Utrecht, Netherlands
- Founded: 1988
- Headcount: 201-500
Bergman Clinics is the largest network of specialized clinics for planned medical care in the Netherlands. With brands like Bergman Clinics, Bey by Bergman Clinics, and Memira, they provide top-quality care in over 75 locations. Their focus on superspecialization allows for personalized treatment and short waiting times. Referrals from general practitioners and medical indications are covered by health insurance.
18. Onvz
ONVZ is a healthcare insurance provider that offers a range of health insurance options, including basic insurance, supplementary insurance, and dental insurance. They provide coverage for medical treatments, consultations, and preventive healthcare services. ONVZ also offers personalized service and assistance through their ZorgConsulenten, who help in finding the best and fastest treatment options.
19. Xpert Clinics
- Website: xpertclinics.nl
- Headquarters: Eindhoven, Netherlands
- Headcount: 201-500
Xpert Clinics is a healthcare company that specializes in medical rehabilitation services for hand and wrist conditions. Their team of expert doctors and therapists provide personalized treatment plans for patients. They offer a range of services, including diagnosis, therapy, and surgical procedures, all fully covered by health insurance.
20. UMC Zorgverzekering
- Website: umczorgverzekering.nl
- Headquarters: Arnhem, Gelderland, Netherlands
- Headcount: 1001-5000
UMC Zorgverzekering is a non-profit cooperative health insurance provider offering various health insurance plans and additional care packages to employees of the UMC and their families.
21. Cosmetique Totale BV
- Website: cosmetique-totale.nl
- Headquarters: Alphen Aan Den Rijn, Zuid-Holland, Netherlands
- Founded: 2004
- Headcount: 51-200
Cosmetique Totale is the market leader in skin and laser therapy since 2004. Our professional and knowledgeable therapists offer treatments for various skin conditions using the best lasers and medical peelings. With over 200 locations across the Netherlands, we make our treatments accessible to everyone. We also collaborate with all health insurers for potential coverage.
22. Interpolis
- Website: interpolis.nl
- Headquarters: Tilburg, Noord-Brabant, Netherlands
- Founded: 1969
- Headcount: 5001-10000
Interpolis is an insurance company that offers a wide range of insurance products and services. They provide coverage for automobiles, homes, businesses, and agriculture. With a focus on safety and sustainability, Interpolis aims to protect and support its customers in every aspect of their lives.
23. ZorgKiezer
- Website: zorgkiezer.nl
- Headquarters: Amsterdam, Noord-Holland, Netherlands
- Founded: 2005
- Headcount: 11-50
ZorgKiezer.nl is the largest independent comparison website that helps consumers to choose hospitals and health insurance in the Netherlands. They offer an easy platform to compare all 65 insurances to provide the cheapest and best quality service with potentially 20% discount offered on a number of health insurance policies.
24. Argo GGZ
- Website: argoggz.nl
- Headquarters: Lochem, Gelderland, Netherlands
- Founded: 2012
- Headcount: 51-200
Argo GGZ is a small-scale institution for mental health care (GGZ) for residents of the municipality of Lochem and the wider area. They combine quality with personalized care and commitment to their clients, aiming to improve their quality of life and prevent psychological problems.
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