Are You a Stay-at-Home Mom? How to Make Serious Money From Home - New York Gal (2024)

Whether you’re currently on maternity leave or staying home to look after older kids, you’ll know that the job of taking care of your babies (whatever their age) is the most important, rewarding, and challenging one of all.

However, homeworking could appeal if you’ve found yourself thinking you’d like to spread your wings a little and boost your household income simultaneously. After all, if you can manage the demands of kids and the house while maintaining your sanity, there’s probably not much you can’t achieve.

So, from entrepreneurial opportunities to work-from-home freelancing roles that could earn you big bucks, we look at the whats and hows of homeworking.

Get the Tools You Need

Whichever entrepreneurial or business route you go down, there are a few basic professional tools you will need. Access to a device is crucial; here’s the rest:

  • A website – even if it’s a basic one. Get on board with a website builder to create a cost-effective, customized, and professional-looking site.
  • Printer.
  • Software such as the Windows suite or a more niche application depending on the market you’re planning to enter.
  • Tools to create digital marketing materials, such as Adobe Premiere Pro or Google Slides.
  • Business cards.

Make Your Passion Pay!

Whether you’ve been crafting your own jewelry, and giving finished items as gifts to family and friends for years, love to bake, or have a flair for writing, you may be able to monetize your hobby.

If you’re skilled at a particular craft, try approaching small, independent local stores to enquire if they’d be willing to stock a small selection of your wares to sell on a commission basis. You could also set up an online store offering your products and start advertising to your local community. Markets, local fairs, and seasonal events are other opportunities to get started.

If writing is your thing, then there are plenty of opportunities to turn this into a work-from-home career. Sign up for a freelancing site or check online job listings for companies looking for copy or content writers to get started. Depending on your experience, you may need to begin in entry-level roles that don’t necessarily offer the greatest pay rates. Still, as you build your experience and reputation in the field, you should be able to move on up the ladder.

Freelancing Roles

The new virtual world has opened up a near-infinite vista of freelancing opportunities, which could be perfect for you if you’re a stay-at-home mom.

The beauty of freelancing is that you’ll be able to choose your hours to fit around your kids and other commitments and only take on the work you want to do and have the capacity for.

Here are some examples of freelance roles to consider:

  • Virtual Assistant (VA). This is a fantastic opportunity to work entirely from home and to make the most of any transferable skills you have. The sort of responsibilities that a VA will be required to undertake vary, from, for example, diary management, audio typing, and file management, to the taking on of projects or control of financial records.
  • Accounting. If you have experience in accountancy, these skills are very in demand, and you should be able to pick up freelance work relatively easily.
  • Consulting. Freelance consultancy roles are another great option and could allow you to use your expertise in a certain industry or field.
  • Web developer. Whether you’re experienced in front and back end, or full stack development, many of these roles can be worked from home and freelance.
  • Video editing. Video is now the most consumed form of content, so, as you’d expect, there’s a lot of demand for people who can edit raw videos into engaging pieces.

This is just a small selection of freelance roles you could undertake in a working-from-home capacity!

In terms of finding these roles, several popular platforms are explicitly designed to match employers and jobs to freelance workers, such as Upwork and Fiverr. There are also niche platforms for particular jobs: ProductionHUB, for example, is an excellent place to look for freelance video editing roles.

Things to Remember

Working from home as a stay-at-home mom could be a fantastic, fulfilling experience that fits perfectly around your life! There are some key things to remember, however.

Firstly, whether you choose to set up a formal business structure and register a company or, instead, work on a self-employed basis, you’ll need to pay tax on any earnings you make, so seek professional advice regarding this to ensure you’re compliant and paying the correct rate of tax.

Secondly, you’ll need to create some sort of dedicated space in which to work. If having an entire room set aside as an office isn’t possible, think creatively: setting up a computer table in a living room nook or dedicating a section of the kitchen counter where you can sit down to work is important.

Thirdly, this way of working completely blurs the line between your professional and home life. To avoid burnout or imbalance, try to have clearly designated working hours and a set clocking-off time. Undertaking a couple of small rituals at the end of the work day – such as running a bath, taking the kids for a walk around the block, or putting on a playlist- can help make the transition effective.

And finally – best of luck as you embark on this amazing new adventure!

Are You a Stay-at-Home Mom? How to Make Serious Money From Home - New York Gal (2024)

FAQs

How can a stay at home mom make legit money? ›

Here are some of the best flexible jobs for stay-at-home parents:
  1. Freelance writing. ...
  2. Selling your expertise. ...
  3. Data entry. ...
  4. Customer service rep. ...
  5. Tutoring. ...
  6. Test products or take surveys. ...
  7. Selling used goods. ...
  8. Selling homemade items.
Jan 5, 2024

How can a stay at home mom make $2000 a month online? ›

  1. 4 Simple Gigs: Turning Stay-at-Home Moms into $2000 Monthly Earners. ...
  2. Start a Blog and Get Paid to Write About Your Passions. ...
  3. Managing Social Media Allows You to Work From Anywhere. ...
  4. Unleash Your Creativity as a Freelance Graphic Designer. ...
  5. Build and Design Websites for Businesses From Home.
Jan 24, 2024

How much income do you need to be a stay at home mom? ›

However, it looks like researchers have actually put a price tag on all those hours mom puts in every single day. According to a survey from Salary.com, stay-at-home moms should earn upwards of $162,581 per year.

Can I get benefits for being a stay at home mom? ›

Social Security for Stay-at-Home Moms (and Dads): How to Qualify for Benefits. Just because you don't bring home a paycheck doesn't mean you're not working. A stay-at-home parent can get a Social Security check just like any other worker.

How can I legitimately make money from home? ›

How To Make Money From Home
  1. Room Rentals. If you have a spare bedroom or basem*nt you rarely use, for example, you can rent it out on a platform, such as Airbnb or Vrbo. ...
  2. Online Tutoring. ...
  3. Virtual Assisting. ...
  4. Freelance Writing. ...
  5. Transcribing. ...
  6. Social Media Management. ...
  7. Online Surveys. ...
  8. In-Home Daycare.
Feb 19, 2024

How to be a sahm on one income? ›

How To Be a Stay-at-Home Mom with One Income
  1. Create a Budget with Precision to Prepare for Being a Stay-at-Home Mom with One Income. ...
  2. Build an Emergency Fund. ...
  3. Tap into Community Resources for Sustainable Living. ...
  4. Meal Planning and Smart Grocery Shopping. ...
  5. Cultivate a Home Garden for Fresh Produce. ...
  6. Embrace Frugal Living.

How do stay-at-home moms protect themselves financially? ›

Protect your assets

Be sure to protect it with disability and life insurance in the event something happens to your spouse. Even if you aren't earning any income, you should have a life insurance policy to help your spouse with additional costs if anything happened to you.

Do stay-at-home moms get paid by the government? ›

Government Programs: There are government programs available that offer financial aid to stay-at-home moms, including housing assistance and food assistance programs.

How much would a stay-at-home mom make in 2024? ›

As of Jun 6, 2024, the average hourly pay for a Stay Home Mom in the United States is $16.32 an hour.

Can you get disability if you're a stay-at-home mom? ›

Can A Stay at Home Mom Collect Social Security Disability Insurance? A disabled stay at home parent may qualify for Social Security Disability Insurance (SSDI) if they worked at an earlier point in their life and earned enough work credits to be eligible for Social Security.

Do kids with stay-at-home moms do better? ›

Some studies link childcare with increased behavioral problems and suggest that being at home with your children offers benefits to their development compared with them being in being in childcare full-time.

How much Social Security does a stay-at-home mom get? ›

Can you still receive Social Security as a stay-at-home mom or dad? The good news is you can. If you are a married person with little to no earnings history, you can receive a benefit of up to half of your spouse's Social Security.

How can a single mom make money from home? ›

Here are the top side hustles for single moms to make extra money:
  1. Take Surveys Online.
  2. Earn Cash Back.
  3. Play Games Online.
  4. Sell Unwanted Stuff.
  5. Rent Your Extra Room.
  6. Rent Your Extra Storage Space.
  7. Rent Your Car.
  8. Shop for Groceries.

Can you save money by being a stay at home mom? ›

While the shift to a single-income household could make finances a little tighter, you may be able to save more money than you think when one parent stays at home. Not only is there the issue of childcare costs, as mentioned earlier, but there are other expenses often associated with work that can add up.

How can a stay at home mom be financially secure? ›

Here are some tips to get you started:
  1. 1.Don't skip meetings with your financial advisor.
  2. 2.Know your net worth statement or balance sheet.
  3. Be familiar with your spending plan.
  4. Protect your assets.
  5. Build an emergency fund.
  6. Establish credit.
  7. Save for retirement.
  8. Save for education.
Mar 27, 2024

Top Articles
Latest Posts
Article information

Author: Golda Nolan II

Last Updated:

Views: 5915

Rating: 4.8 / 5 (58 voted)

Reviews: 89% of readers found this page helpful

Author information

Name: Golda Nolan II

Birthday: 1998-05-14

Address: Suite 369 9754 Roberts Pines, West Benitaburgh, NM 69180-7958

Phone: +522993866487

Job: Sales Executive

Hobby: Worldbuilding, Shopping, Quilting, Cooking, Homebrewing, Leather crafting, Pet

Introduction: My name is Golda Nolan II, I am a thoughtful, clever, cute, jolly, brave, powerful, splendid person who loves writing and wants to share my knowledge and understanding with you.