Bad Credit Unsecured Credit Cards - New Horizon (2024)

BAD CREDIT UNSECURED CREDIT CARDS

Bad Credit Unsecured Credit Cards - New Horizon (1)

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required
Regular APR Annual Fee Return Payment Fee Late Payment Fee Credit Recommended

29.99%

$99

Up to $41.00

Up to $41.00

Fair/Poor/Bad

Bad Credit Unsecured Credit Cards - New Horizon (2)

Advertiser Disclosure

  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM’s and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won’t Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
INTRO PERIOD LATE PAYMENT FEE RETURN CHECK FEE CARD BRAND CREDIT RECOMMENDED ANNUAL FEE

29.99%

Up to $38

Up to $38

Visa®

Poor / Damaged Credit

See website for Details*

Bad Credit Unsecured Credit Cards - New Horizon (4)

Advertiser Disclosure

Bad Credit Unsecured Credit Cards - New Horizon (5)

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APR Late Payment Fee Return Payment Fee Annual Fee Credit Recommended

29.99% APR (Variable)

Up to $41.00

Up to $41.00

$75 - $125

Fair/Poor/Bad/Limited

Bad Credit Unsecured Credit Cards - New Horizon (6)

Advertiser Disclosure

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
Regular APR Late Payment Fee Return Payment Fee Intro Rate Intro Period

29.99% APR (Variable)

Up to $41.00

Up to $41.00

See website for Details*

See website for Details*

Bad Credit Unsecured Credit Cards - New Horizon (8)

Advertiser Disclosure

Bad Credit Unsecured Credit Cards - New Horizon (9)

  • A better way to get a Card Offer!
  • Credit Cards
  • Secured Cards
  • Prepaid Cards
  • Search, Compare, Apply!

Advertiser Disclosure

Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now ” button you can review the credit card terms and conditions on the credit card issuer’s web site.

OTHER PERSONAL FINANCE OFFERS

  • Auto loans made easy – Approval could be a few simple steps away
  • All Credit Types Welcome – New/Used Car Financing Available.
  • It Takes Less than 3 Minutes! Start Your Auto Loan Request

Bad Credit Unsecured Credit Cards - New Horizon (12)

  • Request a loan up to $35,000
  • Fast and secure form
  • Fast decision – No paperwork
  • No Credit History Required

Bad Credit Unsecured Credit Cards - New Horizon (14)

HOW TO FIX YOUR CREDIT WITH AN UNSECURED CREDIT CARD

  • Apply for unsecured credit card for bad credit today. They are specifically designed for consumers with fair or poor credit standing, who do not wish to make huge cash deposits to their target card issuers.
  • Take a close look at various card programs. Consider very well the rates of interest, fees and charges, credit limits and other features carried in several unsecured credit cards for bad credit. Then, compare them with your needs, spending habits, and budget. By doing so, you’ll most likely end up with the right card account.
  • Safeguard your highly-sensitive personal information, especially when filling out online application forms. Some firms may require you to disclose your Social Security Number, contact information, and employment history to determine which program will perfectly suit your credit profile. However, before sharing these details, be sure to check first the security and privacy settings of the page you’re viewing. Make sure that the URL begins with https://, not http://.
  • See to it that the card issuer submits timely reports of consumer activities to the three major credit bureaus – Equifax, Experian and TransUnion.
  • Stick to responsible credit habits, by submitting on-time and complete payments of your monthly credit card bills. Use only a sensible portion of your credit limit. In so doing, you can gradually push your credit score up and in time you will reap the rewards of regaining your creditworthiness.
Bad Credit Unsecured Credit Cards - New Horizon (2024)

FAQs

What is the easiest unsecured card to get with bad credit? ›

Comparing the best unsecured cards for bad credit
Credit cardBest for:Annual fee
Credit One Bank® Platinum Visa® for Rebuilding CreditCash back$75 for the first year. After that, $99 annually ($8.25 per month)
Mission Lane Visa® Credit CardPotentially no annual fee$0 - $59
Indigo® Mastercard®Traveling abroad$0-$99
Mar 28, 2024

Is there a credit card that approves everyone? ›

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

What is guaranteed approval credit card with $5000 limit with bad credit? ›

The Bank of America® Customized Cash Rewards Secured Credit Card is the best credit card with nearly guaranteed approval that can give you a $5,000 credit limit. It accepts applicants with bad credit, and you can place a refundable security deposit of up to $5,000 for a credit limit equal to the amount you put down.

How to get $3,000 credit card bad credit? ›

The only way to get a $3,000 limit with bad credit is to place a $3,000 security deposit on a secured credit card. Generally, a secured card's credit limit matches the amount of the refundable security placed by the cardholder. Not all secured credit cards allow deposits as high as $3,000.

What credit card has a $2000 limit for bad credit? ›

First Latitude Select Mastercard® Secured Credit Card

Choose your own fully-refundable credit line – $200 to $2000 – based on your security deposit. No minimum credit score required for approval!

What unsecured credit card can I get with a credit score of 500? ›

The best unsecured credit card to get with a 500 credit score is the Credit One Visa card. This card offers a $300 starting credit limit, the potential for automatic credit line increase, and rewards on select purchases. The annual fee is $75 for the 1st year...

How do I get a credit card if no one will approve me? ›

Credit invisibility can make things like getting approved for a credit card or a loan more difficult or costly. It's possible to get a credit card with no credit. You might consider applying for a secured credit card, student credit card or retail store credit card to help establish and build your credit.

Which credit card has no credit check guaranteed approval? ›

Comparing the best instant approval credit cards
CardOur Favorite Feature
OpenSky® Secured Visa® Credit CardNo credit check needed
Discover it® Secured Credit CardBuilding credit with no annual fee
Blue Cash Preferred® Card from American ExpressCash back
Self — Credit Builder AccountImproving credit
4 more rows
Apr 25, 2024

What is a second chance credit card? ›

However, it is possible to bounce back. Using a credit card responsibly can help you reestablish your credit. If you're unwilling or unable to pay the deposit to get a secured card, you have another option: A “second-chance” credit card with no security deposit required.

What credit card can I get with a 480 credit score? ›

It indicates you've had past credit difficulties, which makes lenders see you as a potential risk. That's why the best credit cards for a 480 credit score are usually secured credit cards. They're easier to get and much less expensive than unsecured credit cards for bad credit.

What credit score do you need for a $5 000 credit card? ›

A credit score of 700 or better is typically needed for a card that offers a $5,000 credit limit. This means that these cards usually require you to have good or excellent credit. You will normally need a high income and little to no existing debt to get a limit that high, too.

What credit card can I get with a score of 502? ›

Comparing the best cards for a 500 credit score
Card nameAnnual feeBankrate review score
Discover it Secured® Secured Credit card$05 / 5
Petal® 2 “Cash Back, No Fees” Visa® Credit card$05 / 5
Mission Lane Visa® Credit card$0 to $593.4 / 5
Indigo® Mastercard®$0 to $992.2 / 5
2 more rows
Jan 25, 2024

What is the easiest unsecured credit card to get approved for? ›

Our recommendations
  • Mission Lane Visa® Credit Card: Best card for bad credit with no deposit:
  • Avant Credit Card: Best for being prequalified.
  • Prosper® Card: Best for low annual fee.
  • Capital One QuicksilverOne Cash Rewards Credit Card: Best for unlimited cash back.
  • Destiny Mastercard®: Best for those with a prior bankruptcy.
7 days ago

Which card is easiest to get approved for? ›

Easiest credit cards to get: Summary
  • Best for fair credit: Capital One QuicksilverOne Cash Rewards Credit Card.
  • Best for students: Chase Freedom Rise℠
  • Best secured card: Secured Chime Credit Builder Visa® Credit Card.
  • Best for bad credit: Capital One Quicksilver Secured Cash Rewards Credit Card.
Mar 12, 2024

Which bank approves a credit card easily? ›

The Citi Double Cash Card is one of the best cash-back credit cards with no annual fee. Normally, you'd need a good to excellent credit score to be approved for the top credit cards, but you can get the Citi Double Cash Card with fair or average credit.

What is the minimum credit score for an unsecured credit card? ›

You need a credit score of 550 to 750 to be approved for most unsecured credit cards. The higher your credit score is, the better your chances of getting approved for one of the best credit cards with no security deposit will be.

Can I get an unsecured credit card with a 450 credit score? ›

With an 450 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans. Having said that, there are a couple of options.

Top Articles
Latest Posts
Article information

Author: Nathanial Hackett

Last Updated:

Views: 6048

Rating: 4.1 / 5 (52 voted)

Reviews: 83% of readers found this page helpful

Author information

Name: Nathanial Hackett

Birthday: 1997-10-09

Address: Apt. 935 264 Abshire Canyon, South Nerissachester, NM 01800

Phone: +9752624861224

Job: Forward Technology Assistant

Hobby: Listening to music, Shopping, Vacation, Baton twirling, Flower arranging, Blacksmithing, Do it yourself

Introduction: My name is Nathanial Hackett, I am a lovely, curious, smiling, lively, thoughtful, courageous, lively person who loves writing and wants to share my knowledge and understanding with you.