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Why You Can Trust the MarketWatch Guides Team
Here’s a breakdown of how we reviewed and rated the top auto insurance providers
130
Providers ReviewedOur team looked at over 100 of the top auto insurance providers in the U.S., from national providers like USAA, Travelers and State Farm to regional providers like Erie Insurance.
8,500
Data Points AnalyzedTo properly score each auto insurance provider, we looked at cost data, claims processes, customer review scores, industry standing, available discounts, coverages and add-ons.
800
Research HoursOur team put in the time so you don’t have to, evaluating cost data, reading customer reviews and researching companies to determine the most reliable options for coverage.
8,500
Customers SurveyedWe asked thousands of customers to describe their experience with their auto insurance provider to understand how real customers feel about their insurers.
Learn more about our methodology and editorial guidelines.
What Is the Cheapest Full Coverage Car Insurance?
The cheapest full coverage car insurance rate is $812 per year for a policy from American National. While this may be the cheapest policy overall, the best rate for you depends on a variety of factors.
Cheapest Full-Coverage Car Insurance
Below, we break down the cheapest full-coverage car insurance rates for several driving profiles. Unless otherwise specified, all estimates are for a single 35-year-old with a clean driving record and good credit, as this is a driver profile that excludes many rate-raising factors.
| Driver Profile | Car Insurance Company | Average Monthly Full-Coverage Rate |
| Most Drivers | American National | $68 |
| Teens and Young Drivers | Geico | Varies |
| Seniors | Geico | Varies |
| After An Accident | American National | $95 |
| After A DUI | American National | $105 |
| After A Speeding Ticket | American National | $89 |
| For Bad Credit | Country Financial | $171 |
| For The Military | USAA* | $126 |
What Are the Cheapest Car Insurance Companies for Full Coverage?
American National, Country Financial, Nationwide, Erie and USAA offer the cheapest full coverage car insurance. Below are the 10 cheapest full-coverage car insurance companies:
| Cheapest Full-Coverage Insurance Provider | Average Monthly Rate | Average Annual Rate |
| American National | $68 | $812 |
| Country Financial | $118 | $1,411 |
| Nationwide | $119 | $1,433 |
| Erie | $122 | $1,458 |
| USAA | $126 | $1,512 |
| Travelers | $133 | $1,595 |
| Geico | $133 | $1,596 |
| Auto-Owners | $135 | $1,619 |
| State Farm | $1,657 | $138 |
| American Family Insurance | $1,851 | $154 |
Cheapest Full-Coverage Car Insurance Companies by State
Your location is one of the biggest factors that can influence your car insurance premium. This section shows the cheapest provider for full-coverage insurance in each state.
| State | Cheapest Full-Coverage Insurance Provider* | Average Annual Rate |
| Alabama | Travelers | $1,332 |
| Alaska | Geico | $1,020 |
| Arizona | Geico | $1,173 |
| Arkansas | State Farm | $1,346 |
| California | Mercury | $1,748 |
| Colorado | Geico | $1,306 |
| Connecticut | Geico | $995 |
| Delaware | Travelers | $1,554 |
| Florida | State Farm | $1,813 |
| Georgia | Auto-Owners Insurance | $1,544 |
| Hawaii | Geico | $1,162 |
| Idaho | State Farm | $881 |
| Illinois | Pekin | $792 |
| Indiana | Geico | $1,176 |
| Iowa | Pekin | $816 |
| Kansas | Geico | $1,263 |
| Kentucky | Geico | $1,583 |
| Louisiana | Southern Farm Bureau | $1,926 |
| Maine | Auto-Owners Insurance | $758 |
| Maryland | Geico | $1,245 |
| Massachusetts | Progressive | $1,776 |
| Michigan | Progressive | $2,209 |
| Minnesota | State Farm | $1,228 |
| Mississippi | Progressive | $1,212 |
| Missouri | Travelers | $1,477 |
| Montana | Progressive | $972 |
| Nebraska | Nationwide | $1,332 |
| Nevada | State Farm | $1,376 |
| New Hampshire | Auto-Owners Insurance | $833 |
| New Jersey | Geico | $1,472 |
| New Mexico | Central Mutual | $1,358 |
| New York | Progressive | $1,302 |
| North Carolina | Erie Insurance | $1,043 |
| North Dakota | American Family Insurance | $1,401 |
| Ohio | Nationwide | $825 |
| Oklahoma | State Farm | $1,502 |
| Oregon | State Farm | $1,210 |
| Pennsylvania | Travelers | $907 |
| Rhode Island | Travelers | $1,806 |
| South Carolina | American National | $783 |
| South Dakota | State Farm | $1,816 |
| Tennessee | State Farm | $1,223 |
| Texas | Texas Farm Bureau | $1,205 |
| Utah | Geico | $1,129 |
| Vermont | Union Mutual | $708 |
| Virginia | State Farm | $1,185 |
| Washington | Geico | $1,304 |
| Washington, D.C. | Geico | $1,579 |
| West Virginia | State Farm | $1,378 |
| Wisconsin | Geico | $1,059 |
| Wyoming | American National | $918 |
Best Cheap Full-Coverage Car Insurance
Below, we break down the top five best cheap car insurance companies in further detail.
#1 American National: Best Car Insurance Company for Full Coverage
Overview
Cheapest full-coverage car insurance rate: $68 per month
Cheapest full coverage for: High-risk drivers and drivers in South Carolina and Wyoming
Number of Discounts: 4
American National Overview
After comparing car insurance companies across the nation on the cost and quality of full-coverage policies, reputation, availability and customer experience, we found that American National offered the cheapest full-coverage car insurance for most drives. It’s also an affordable option for high-risk drivers — specifically those with a speeding ticket, DUI or accident on their record.
Below are the pros and cons of American National:
| Pros | Cons |
| Nationwide availability | Limited add-ons |
| Affordable rates |
American National Insurance Full-Coverage Cost
American National provides full-coverage car insurance at average costs of $812 per year. This is around 60% cheaper than the national average of $2,008 per year, based on our rate data.
The company offers standard auto insurance coverage and a few add-ons like roadside assistance, gap insurance and Added Coverage Endorsem*nt (ACE) insurance, which covers replacement parts.
Top American National Insurance Discounts
American National offers a few car insurance discounts, including:
- Fresh start discount: This discount is for those who apply for a new American Nation insurance before their current policy expires.
- Three line discount: If you bundle home, auto and life insurance with American National, you can save money on your premiums.
- Collector’s discount: The more collector cars you own and insure with American National, the more you save.
- Association discount: If you’re a member of certain clubs and organizations, you may be eligible for discounts.
#2 Country Financial: Best Full-Coverage Insurance for Drivers With Bad Credit
9/10
Overview
Cheapest full-coverage car insurance rate: $118 per month
Cheapest full coverage for: Drivers with bad credit
Number of discounts: 11
Country Financial Overview
Country Financial offers the cheapest full-coverage policies for drivers with bad credit. In our review of the nation’s top auto insurance providers, we rated Country Financial 8.9 stars out of 10 for its industry standing, availability, coverage, cost and customer experience.
Below are the pros and cons of Country Financial:
| Pros | Cons |
| Unique policy additions | Only available in 19 states |
| Strong industry ratings | |
| Rideshare coverage available in Oregon | |
| Large number of discounts |
Country Financial Insurance Full Coverage and Cost
Full coverage from Country Financial costs an average of $1,411 per year. This makes the provider roughly 30% cheaper than the national average of $2,008.
Besides standard car insurance coverages, Country Financial also offers options like personal effects coverage, windshield replacement insurance and The Keeper® — coverage that replaces your new car if it’s totaled in an accident.
Top Country Financial Insurance Discounts
Below we’ve compiled Country Financial’s top car insurance discounts:
- Engaged couple discount: If you’re engaged and insure all of your cars with Country Financial, you can save money.
- Occupation discount: Full-time K-12 teachers, firefighters, police officers, EMTs and paramedics are all eligible for discounts based on their jobs.
- Advanced quote discount: If you get a quote before your current policy expires, you may be able to save.
#3 Nationwide: Best for Usage-Based Insurance
8.7/10
Overview
Cheapest full-coverage car insurance rate: $119 per month
Cheapest full coverage for: 25-year-olds, 55-year-olds, Nebraska and Ohio
Number of discounts: 10
Nationwide Overview
Nationwide is one of our top choices for the cheapest full-coverage car insurance. The company has an A+ rating and accreditation from the Better Business Bureau (BBB), which shows it responds to complaints quickly.
Below are the pros and cons of Nationwide:
| Pros | Cons |
| Offers usage- and mileage-based programs such as SmartRide® and SmartMiles® | Not the most affordable for drivers with a DUI |
| A+ rating and accreditation from the BBB | Mixed customer reviews |
| Scored 4.1 out of 5 for overall satisfaction in our car insurance customer survey |
Nationwide Insurance Full-Coverage and Cost
A full-coverage policy through Nationwide costs around $1,433 per year on average, which is about 27% cheaper than the national average. Nationwide offers all of the standard car insurance coverages, plus add-ons such as a vanishing deductible, total loss deductible waiver and towing and labor coverage.
We liked Nationwide for its usage-based insurance options: SmartMiles, which allows policyholders to pay a base rate plus a per-mile fee, and SmartRide, which rewards safe drivers with discounts.
Top Nationwide Insurance Discounts
Here are some of the car insurance discounts available from Nationwide:
- Automatic payments: If you set up auto-deductions from your bank account, you’ll be eligible for a discount.
- Accident free: If you maintain a clean driving record, you could save.
- Anti-theft: If your car has anti-theft devices, you can get a discount.
Keep reading: Nationwide Insurance Review
#4 Erie Insurance: Best for Basic Insurance Coverage
9.4/10
Overview
Cheapest full-coverage car insurance rate: $122 per month
Cheapest full coverage for: 16-year-olds and North Carolina drivers
Number of discounts: 11
Erie Overview
Erie Insurance offers coverage to only 12 states, but is in the top 15 largest insurers in the U.S., according to the National Association of Insurance Commissioners (NAIC). While we named Erie as the Best provider for Basic Insurance Coverage in our nationwide review of car insurance companies, it’s still a terrific option for full coverage due to its affordable rates.
Below are the pros and cons of Erie Insurance:
| Pros | Cons |
| Higher than average customer satisfaction ratings | Only available in 12 states |
| Large number of available discounts | |
| Erie Rate Lock® keeps premium cost stable | |
| Multiple coverage add-ons available | |
| Scored 4.5 out of 5 for overall satisfaction in our car insurance consumer survey |
Erie Insurance Full-Coverage and Cost
Erie offers full-coverage auto insurance for $1,458 a year on average, which is about 27% cheaper than the national average for a full-coverage policy.
Outside of standard coverage options, Erie Insurance also offers roadside assistance and rental car coverage, personal item coverage, pet coverage and auto glass repair.
Top Erie Insurance Discounts
Below we’ve compiled some of Erie’s car insurance discounts:
- YourTurn® discount: Designed to incentivize good driving behavior, Erie’s telematics based program rewards safe drivers with savings.
- Erie Rate Lock discount: Locking your premium at the same price year after year, you’ll continue to pay the same cost unless you add/remove a vehicle/driver or change the address where you predominantly park your vehicle.
- Multi-policy discount: Depending on the state you live in, you can save up to 25% if you insure both home and auto through Erie.
Keep reading: Erie Insurance Review
#5 USAA: Best for Military Members
9.2/10
Overview
Cheapest full-coverage car insurance rate: $126 per month
Cheapest full coverage for: Military members and their families
Number of discounts: 13
USAA Overview
USAA tends to offer the lowest premiums for drivers who qualify. USAA also has high customer service ratings and earned the top score in the J.D. Power 2023 U.S. Auto Claims Satisfaction Study℠, earning 900 out of 1,000 points.
Below are the pros and cons of USAA:
| Pros | Cons |
| Cheap full-coverage car insurance rates | Only available to military members, veterans and their families |
| Discounts for military installation and garaging a vehicle on base | |
| Offers usage-based insurance program SafePilot® | |
| Scored 4.3 out of 5 for overall satisfaction in our car insurance consumer survey |
USAA Insurance Full-Coverage and Cost
At an average annual cost of about $1,512, USAA is roughly 25% cheaper than the national average for a full-coverage policy, according to our rate data.
USAA offers standard auto insurance coverages and optional add-ons like roadside assistance and rental reimbursem*nt.
Top USAA Insurance Discounts
Here, we list car insurance discounts from USAA below:
- USAA SafePilot discount: Depending on your state, you may be eligible for savings through the company’s usage-based program.
- Annual mileage and storage discount: If you put your car in storage or don’t drive too many miles annually, you may be able to save.
- Military on-base discount: If you garage your car on a military base, you’re eligible for up to 15% in savings.
Keep reading: USAA Insurance Review
Cheapest Full-Coverage Car Insurance for Teens and Young Drivers
Young drivers typically pay more for a full-coverage policy than older drivers due to their lack of experience, but some providers are more affordable than others. Here are the companies with the cheapest full-coverage car insurance for young drivers:
| Age | Cheapest Full-Coverage Insurance Provider** | Average Annual Rate |
| 16 | Erie Insurance | $4,259 |
| 17* | Geico | $3,646 |
| 18* | Geico | $3,161 |
| 19* | Geico | $2,485 |
| 21* | Geico | $1,844 |
| 25 | Nationwide | $1,663 |
Read more: Best Car Insurance for Teens and Young Drivers
Cheapest Full-Coverage Car Insurance for Seniors
Below, we list the cheapest full-coverage car insurance providers for senior drivers:
| Age | Cheapest Full-Coverage Insurance Provider** | Average Annual Rate |
| 55 | Nationwide | $1,229 |
| 65* | Geico | $1,227 |
| 75* | Geico | $1,457 |
Cheapest Full-Coverage Car Insurance for 65-Year-Olds
The cheapest full-coverage car insurance for 65-year-olds is from American National at an average annual cost of about $755.
| Cheapest Full-Coverage Insurance Provider | Monthly Cost Estimate | Annual Cost Estimate |
| American National | $62 | $755 |
| Country Insurance | $101 | $1,212 |
| Erie | $101 | $1,218 |
| Geico | $102 | $1,227 |
| Auto-Owners | $103 | $1,247 |
| USAA* | $88 | $1,056 |
Cheapest Full-Coverage Car Insurance for High-Risk Drivers
We categorized high-risk drivers as those with a DUI, an at-fault accident on record, a speeding ticket or poor credit. See which providers have the most affordable full coverage for drivers with different high-risk factors.
Read more: Best High-Risk Auto Insurance Companies
Cheap Full-Coverage Car Insurance After an Accident
American National tends to be the cheapest national provider if you’ve had an at-fault accident, as it offers average annual rates of $1,137.
| Cheapest Full-Coverage Insurance Provider | Monthly Cost Estimate | Annual Cost Estimate |
| American National | $95 | $1,137 |
| Country Financial | $159 | $1,913 |
| State Farm | $163 | $1,953 |
| Erie | $164 | $1,962 |
| Auto-Owners | $175 | $2,095 |
Cheap Full-Coverage Car Insurance With a DUI
Our averages show American National is generally the most affordable provider if you want a full-coverage plan and have a DUI on your record, as it costs about $1,256 per year.
| Cheapest Full-Coverage Insurance Provider | Monthly Cost Estimate | Annual Cost Estimate |
| American National | $105 | $1,256 |
| Country Financial | $176 | $2,116 |
| State Farm | $183 | $2,194 |
| Travelers | $185 | $2,218 |
| Erie | $206 | $2,474 |
Cheap Full-coverage Insurance With a Speeding Ticket
After a speeding ticket, insurance rates tend to go up. The company with the cheapest full-coverage policy for drivers with a ticket on their record is American National at an average annual cost of $1,071.
| Cheapest Full-Coverage Insurance Provider | Monthly Cost Estimate | Annual Cost Estimate |
| American National | $89 | $1,071 |
| Erie | $141 | $1,690 |
| Country Financial | $153 | $1,844 |
| State Farm | $156 | $1,872 |
| USAA* | $152 | $1,828 |
Cheap Full-Coverage Auto Insurance for Bad Credit
At an average annual cost of $2,049, Country Financial is the cheapest provider for a full-coverage policy for drivers with poor credit.
| Cheapest Full-Coverage Insurance Provider | Monthly Cost Estimate | Annual Cost Estimate |
| Country Financial | $171 | $2,049 |
| Nationwide | $173 | $2,072 |
| American National | $196 | $2,348 |
| Geico | $216 | $2,592 |
| Safeway | $218 | $2,612 |
How To Get Cheap Full-Coverage Car Insurance
According to our experts, there are five ways to get cheap full-coverage car insurance.
1. Contact a Local Agent
Contacting a local agent is one of the best ways to go about getting full-coverage car insurance. Local insurance agents are most likely to know about state and regional discounts that may apply to you or your family.
2. Purchase Coverage Through an Independent Broker
There are a number of advantages to purchasing full-coverage car insurance through an independent broker that finds the best insurance for you. While they may cost a fee upfront, independent brokers give drivers more options, provide unbiased advice and can help you save money based on your specific driving profile.
3. Get Quotes From an Online Portal
Getting quotes from an online portal for multiple providers and comparing them is an easy and safe way to save on full-coverage. If you’re shopping with a legitimate insurance company, there’s no reason to be wary of getting a quote online.
4. Work on Your Credit
Credit scores affect insurance rates in many states, so having good credit can help you get the best rates in the future. If your score takes a nosedive, you might see the cost of insurance begin to rise. See the tips below for getting your credit score back to good health.
5. Raise Your Deductible
Another way to save money is to increase your deductible, which applies to comprehensive and collision coverage. Raising your deductible will lower your monthly cost because you’re taking on more of the risk if you get into an accident. Be sure you can afford to cover your deductible, of course, because you’ll have to pay it out of pocket if you get into an accident and need repairs.
Cheap Full-Coverage Auto Insurance Quotes
Auto insurance rates, regardless of coverage level, take into account a number of different factors. To truly find the cheapest full-coverage for you and your specific situation, we recommend comparing quotes online between different providers.
While you may gravitate toward a provider whose name you recognize, a local provider may offer you better rates. Enter your zip code into our free quote tool below to see rates near you.
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Average Cost of Full-Coverage Car Insurance
A full-coverage insurance policy is about $167 per month or $2,008 per year on average. These rates may change based on your driving profile.
How Much Is Full-Coverage Car Insurance?
The price you will ultimately pay for your premium depends on the state you live in, your driving habits and your age, among other factors. Below are the national average full-coverage rates for several of these factors:
| Driver Profile | Average Monthly Full-Coverage Rate | Average Annual Full-Coverage Rate |
| Clean Driving Record | $167 | $2,008 |
| Young Drivers | $413 | $4958 |
| Seniors | $147 | $1368 |
| After An Accident | $243 | $2,919 |
| After A DUI | $286 | $3,431 |
| After A Speeding Ticket | $209 | $2,508 |
| For Bad Credit | $319 | $3,829 |
Average Full-Coverage Car Insurance Rates by State
Below is the average cost for full coverage car insurance by state:
| State | Average Monthly Full-Coverage Premium | Average Annual Full-Coverage Premium |
| Alabama | $148 | $1,775 |
| Alaska | $140 | $1,685 |
| Arizona | $167 | $2,008 |
| Arkansas | $170 | $2,038 |
| California | $193 | $2,313 |
| Colorado | $181 | $2,173 |
| Connecticut | $160 | $1,919 |
| Delaware | $240 | $2,881 |
| Florida | $270 | $3,244 |
| Georgia | $164 | $1,973 |
| Hawaii | $138 | $1,656 |
| Idaho | $117 | $1,402 |
| Illinois | $128 | $1,541 |
| Indiana | $132 | $1,587 |
| Iowa | $130 | $1,563 |
| Kansas | $160 | $1,918 |
| Kentucky | $210 | $2,522 |
| Louisiana | $253 | $3,040 |
| Maine | $103 | $1,238 |
| Maryland | $153 | $1,833 |
| Massachusetts | $202 | $2,430 |
| Michigan | $304 | $3,643 |
| Minnesota | $147 | $1,766 |
| Mississippi | $138 | $1,658 |
| Missouri | $175 | $2,104 |
| Montana | $165 | $1,979 |
| Nebraska | $156 | $1,871 |
| Nevada | $232 | $2,788 |
| New Hampshire | $113 | $1,362 |
| New Jersey | $209 | $2,513 |
| New Mexico | $162 | $1,943 |
| New York | $174 | $2,088 |
| North Carolina | $136 | $1,627 |
| North Dakota | $160 | $1,916 |
| Ohio | $133 | $1,599 |
| Oklahoma | $190 | $2,278 |
| Oregon | $160 | $1,925 |
| Pennsylvania | $165 | $1,981 |
| Rhode Island | $196 | $2,357 |
| South Carolina | $154 | $1,845 |
| South Dakota | $191 | $2,291 |
| Tennessee | $127 | $1,524 |
| Texas | $184 | $2,205 |
| Utah | $161 | $1,928 |
| Vermont | $100 | $1,199 |
| Virginia | $148 | $1,781 |
| Washington | $135 | $1,616 |
| Washington, D.C. | $185 | $2,218 |
| West Virginia | $181 | $2,177 |
| Wisconsin | $141 | $1,694 |
| Wyoming | $142 | $1,702 |
How Does Full-Coverage Car Insurance Work?
Full-coverage auto insurance is a combination of different car insurance coverages which, when combined, can provide financial protection. Generally, it includes the state-required minimum liability coverage plus collision and comprehensive insurance.
Full-coverage policies and the way they are structured can vary state-to-state based on whether the state you live in is a tort state or no-fault state. It should be noted that full-coverage is not required by law.
Read more: What Is Full-Coverage Car Insurance?
What Does Full-Coverage Car Insurance Cover?
When combined, liability, comprehensive and collision coverages cover both you and other drivers’ cars in accidents.
- Liability insurance: Liability car insurance covers medical bills and car damage for other people in accidents you cause. Almost every state requires minimum levels of liability coverage.
- Comprehensive coverage: Also called “other-than-collision” coverage, comprehensive insurance covers repairs if your car is damaged by anything other than a car-related accident. This includes things like damage from crashing into a wall, hailstorms, fire, falling objects, inclement weather, collision with a stationary object, vandalism and theft.
- Collision coverage: Collision insurance covers repair bills for your car, regardless of who caused an accident. This insurance covers up to the value of your car or pays a settlement value if your car is totaled. If you have a vintage or luxury car that appreciates in value, you can get classic car insurance that covers up to an agreed-upon value.
Cheapest Full-Coverage Insurance: The Bottom Line
Full-coverage car insurance can be affordable if you know where to look. Our picks for the cheapest full-coverage car insurance providers are American National, Country Financial, Nationwide, Erie and USAA. Compare car insurance quotes from providers to find the best option for you.
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Full-Coverage Car Insurance: FAQ
Below are some frequently asked questions about the cheapest full-coverage car insurance policies:
Full-coverage auto insurance is usually a combination of liability, comprehensive and collision insurance, though this may vary by state.
Full-coverage insurance is usually required if you have an auto loan or lease on a vehicle. This is because the lender has an interest in keeping the vehicle in good condition. You aren’t required to have full-coverage insurance if you own your car outright.
Full-coverage insurance fixes your car if you cause an accident or encounter environmental damage. It can be high if your driving record is poor or you live in an area with a lot of environmental damage claims.
The cheapest type of car insurance is minimum liability coverage. This covers property damage and medical bills for other people when you cause an accident, and it’s required in almost every state.
According to our rate estimates, Geico is about 21% cheaper than Progressive for full-coverage auto insurance. However, each person’s rate depends on factors including their location and driving history. Compare both companies to see which is cheaper for you.
Read more: Geico vs. Progressive
According to our insurance premium data, minimum-coverage insurance costs an average of $627 per year while full-coverage car insurance costs an average of $2,008 per year. That makes minimum coverage about 69% cheaper than full coverage on average.
Yes, on average, car insurance increased from 2022 to 2023. However, most of the increase was in full-coverage insurance, which went up by about 14%. On average, minimum-coverage insurance stayed relatively flat in 2023.
Best Full-Coverage Car Insurance: Our Ratings Methodology
Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.
Here are the factors our ratings take into account:
- Industry standing (20% of total score): Our research team considered market share, ratings from industry experts and years in business when giving this score.
- Availability (10% of total score): Auto insurance companies with greater state availability and few eligibility requirements scored highest in this category.
- Coverage (30% of total score): Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.
- Cost and discounts (25% of total score): Auto insurance rate estimates generated by Quadrant Information Services and discount opportunities were both taken into consideration.
- Customer experience (15% of total score): This score is based on volume of complaints reported by the NAIC and customer satisfaction ratings reported by J.D. Power. We also considered the responsiveness, friendliness and helpfulness of each insurance company’s customer service team based on our own shopper analysis.
Our credentials:
- 800 hours researched
- 45 companies reviewed
- 8,500+ consumers surveyed
*Data accurate at time of publication.
If you have feedback or questions about this article, please email the MarketWatch Guides team ateditors@marketwatchguides.com.
