Christmas Preparation Ideas: 30 Tips To Save Money! (2024)

Table of Contents
Christmas Preparation Ideas For July 1. Make your Christmas gift list. 2. Create your Christmas budget. 3. Access your current savings and pick up a side hustle if necessary. 4. Shop summer clearance and sales. Don’t forget Back-to-School deals too! Christmas Preparation Ideas for August 1. Begin stocking up on gift cards. 2. Have a yard sale or garage sale and put the earnings in your Christmas account. 3. Grab your holiday travel tickets and book hotels. Christmas Planning Ideas for September 1. Earn more gift cards. 2. Create a frugal holiday bucket list. Check out this post on How to Host a Festive Christmas Party on a Budget! 3. Update your calendar with holiday activities. 4. Bake things that can be frozen. 5. Schedule the date for your family photo. Christmas Preparation Ideas for October 1. Make homemade gifts. 2. Grab Halloween candy on clearance. 3. Take holiday pictures for Christmas cards. 4. Begin preparing for overnight guests. Christmas Prep Ideas for November 1. Sign up for Prime. 2. Decorate your house. 3. Start stockpiling baking goods and other non-perishables this month. 4. Set your Black Friday budget. 5. Wrap gifts as you purchase them and label them. 6. Purchase stamps and/or prepare your e-cards. 7. Update your Christmas playlist. Chrismas Preparation Ideas for December 1. Save some of your holiday budget for after-Christmas clearance. 2. Mail your holiday cards. 3. Finalize your holiday menu. 4. Finish holiday baking with your loved ones. 5. Finish all of your online shopping by December 14th. 6. Purchase batteries for kids’ toys. 7. Treat yourself. You Complete Christmas Preparation Ideas Planning Guide FAQs

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Christmas Preparation Ideas: 30 Tips To Save Money! (1)If you’re searching for Christmas preparation ideas, it’s safe to say that you’re okay with starting your holiday planning much earlier than the majority. The majority waits until the very last week, scrambling to get everything done and every gift wrapped, but not you.

Of course, it can be a little weird to be considering Christmas preparation ideas while you’re on your way to the beach this summer, but I promise you, it won’t be in vain. If you want to avoid financial struggle and holiday-related stress, it’s best to think ahead and avoid the last-minute holiday rush.

If you follow this Christmas planning guide, you’ll be one step ahead of the rest. That means you’ll be all relaxed in your snuggie with a cup of hot cocoa, holiday debt-free, and free to enjoy the festive season.

Christmas Preparation Ideas: 30 Tips To Save Money! (2)

Christmas Preparation Ideas For July

Christmas Preparation Ideas Must-Dos for July: Make your Christmas lists (gifts, cards, etc), set a Christmas gifts budget, and evaluate your current holiday savings.

1. Make your Christmas gift list.

Use your Christmas list to determine how many holiday cards you’ll need and what addresses you need to collect before the holiday. Also, use this list to identify who’s getting a Christmas gift this year.

2. Create your Christmas budget.

Look at how much money you spent last year for Christmas to give you an idea of your budget for this year. If you spent more than you expected, make adjustments as necessary or work harder on step #4. Check out these tipson planning an epic Christmas on a budget.

3. Access your current savings and pick up a side hustle if necessary.

If your savings account looks like it will need a little cushion for your anticipated holiday spending, now’s a great time to pick up a side hustle. Check out this post for ways to make quick cash for the holidays.

4. Shop summer clearance and sales. Don’t forget Back-to-School deals too!

This Christmas preparation idea will never fail you! There are tons of deals to be found during the summer, especially back-to-school deals. Those discounted art supplies can easily be turned into stocking stuffers or gift baskets. You can also find cute teacher supplies at a great discount to gift your kid’s teacher this holiday.

Christmas Preparation Ideas for August

Holiday planning guide must-do for August: Stock up on gift cards. Have a garage sale while the weather’s perfect, and continue side-hustling.

1. Begin stocking up on gift cards.

An easy way to earn gift cards is with Survey Junkie. Start doing these now and you’ll accumulate very much-needed Amazon gift cards in time for holiday spending. Also, start purchasing discounted gift cards on Raiseto use for holiday shopping too!

2. Have a yard sale or garage sale and put the earnings in your Christmas account.

If you think you don’t have anything to sell, take a look at this list of things to sell for extra cash.

3. Grab your holiday travel tickets and book hotels.

If you’ll be traveling during the holidays, purchase your tickets and book your hotels as early as possible to maximize your savings. While you’re at it, make your arrangements using Rakuten (formerly Ebates)for cashback.

Check out >>> How to Make Quick Cash for The Holidays!

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Christmas Planning Ideas for September

Christmas planning guide must-dos for September: Update your calendar, bake things you can freeze, make homemade gifts.

1. Earn more gift cards.

Another great way to earn free gift cards around this time of year is through Swagbucks. Download the app to your phone and take surveys while you wait for appointments, turn the videos on while you’re cleaning the house, use it as a search engine and so much more. It’s really an easy way to earn $5 or $10 Amazon gift cards here and there. Sign up for Swagbucks here and get a $5 bonus to use toward the holiday!

2. Create a frugal holiday bucket list.

There are plenty of fun and frugal holiday activities you can do with your family this holiday season. Many of them require a little foresight to help keep costs down. Ask your family for ideas on fun things to do and create a holiday bucket list. Here are a few things that you might want to add to your holiday bucket list:

  • Go see Christmas lights in a neighborhood, park or zoo.
  • Family and friend’s game night.
  • Ugly Christmas sweater party
  • Christmas movie marathon
  • Gingerbread house competition
  • Host a Christmas cookie party where each family brings their favorite cookies

Check out this post on How to Host a Festive Christmas Party on a Budget!

3. Update your calendar with holiday activities.

Now is the time to make sure all of the things you put on your holiday bucket list are put on your calendar. You can use the calendar to access whether your budget will be able to meet the demands of your holiday schedule. If not, make adjustments accordingly to make your holiday festivities as affordable as possible.

4. Bake things that can be frozen.

Cut down on the amount of time you spend in the kitchen this holiday by baking cookies and freezing them. These are great to keep on hand in case you receive an unexpected gift – you can just package up some cookies in exchange!

5. Schedule the date for your family photo.

If you plan to take family photos for Christmas greeting cards, now is a good time to schedule it with your photographer so you will have them back in time for the holidays.

Christmas Preparation Ideas: 30 Tips To Save Money! (4)

Christmas Preparation Ideas for October

Christmas Preparation Ideas Must-dos for October:Purchase Halloween candy for gift bags, take holiday pictures for greeting cards, begin preparing for overnight guests.

1. Make homemade gifts.

If you plan to give neighbors, teachers, or friends any homemade gifts, now is the time to make them. Here are somegift in a jar ideas to give you some ideas.

2. Grab Halloween candy on clearance.

Stores have now started marking down candy a day or so before Halloween. Catch these sales and clearance vents. There is a lot of candy that isn’t Halloween branded and these are perfect to use in class or church candy bags.

3. Take holiday pictures for Christmas cards.

If you’re that family who takes these awesome photos every year, what better time to take them than the beautiful Fall season. Get those pics taken now and look out for free greeting card promotions from Shutterfly (typically can get ten free cards at a time). If you start early enough, you may be able to get all of your holiday greeting cards free in time to mail out before Christmas.

4. Begin preparing for overnight guests.

Do you plan to host overnight guests? If so, make sure you have everything you need. If you’ll need things like towels, sheets, or pillows – purchase these early as possible so you won’t pay an arm and a leg. Look in retailers like Marshall’s, Ross, and even your local Family Dollar Store to score good deals on these items. Now is also a good time to reflect on family traditions you want to keep alive to make this the most perfect Christmas yet.

Christmas Preparation Ideas: 30 Tips To Save Money! (5)

Christmas Prep Ideas for November

Must dos: Sign up for a FREE 30-day Amazon Prime trial if you haven’t already, decorate your house, start stockpiling needed food items with Ibotta

1. Sign up for Prime.

If you still haven’t signed up for Amazon Prime,do so now! If you’re a new user, you can try them free for 30 days and get free 2-day shipping. Check out all of the reasons why you need Amazon Prime this holiday season here.

2. Decorate your house.

Grab your hot cocoa and start decorating your house. If you’re getting a fresh Christmas tree, do it this month so you won’t have to worry about overpriced slim pickings.

3. Start stockpiling baking goods and other non-perishables this month.

Some things you use for Thanksgiving can be used for Christmas. For example, in November, you’ll find some great deals on vanilla, sugar, flour, boxed stuffing, tea, etc. Pull up your Ibotta appand look for cashback offers on items like this so you can build your stockpile. Try Ibottaand get $10 (FREE) when you redeem your first offer.

4. Set your Black Friday budget.

If you set your Christmas budget early as suggested, then you’re already prepared for the biggest shopping day of the year. Just determine how much of your designated holiday budget you want to allocate towards Black Friday.

5. Wrap gifts as you purchase them and label them.

Make things easy on yourself and wrap all of your gifts as you purchase them.

6. Purchase stamps and/or prepare your e-cards.

Make sure you grab your stamps so you can mail your holiday gift cards and greeting cards. If you plan to send e-cards instead, make sure you have everyone’s correct email address or phone number where you will text the link to your holiday e-card.

7. Update your Christmas playlist.

It’s safe to say that November is a great time to start blasting Christmas music. Update your playlist so you will have something to party to at your family gatherings.

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Chrismas Preparation Ideas for December

Must-dos: Save some of your holiday budgets, mail cards, finish all of your online shopping by the second week of December, treat yourself.

1. Save some of your holiday budget for after-Christmas clearance.

Don’t neglect to save some of your holiday budget for Christmas clearance! This is the perfect time to purchase gift sets to gift to others throughout the year. Plus, you can stock up on wrapping paper and holiday decor for next year.

2. Mail your holiday cards.

If you weren’t able to snag those free promotional greeting card deals, grab some photo paper, print away and then get those cards in the mail.

3. Finalize your holiday menu.

If you’re in charge of the holiday meal, make sure you finalize what you’ll bring and what others will contribute.

4. Finish holiday baking with your loved ones.

Who says you have to do it by yourself? Spend time with your friends and loved ones and have a baking party.

5. Finish all of your online shopping by December 14th.

You don’t want to be caught without a gift just because of delayed shipping. Do yourself a solid and make sure to wrap up all holiday shopping online by the 14th. Likewise, make sure you’ve mailed all of your gifts before the 14th too.

6. Purchase batteries for kids’ toys.

There’s nothing worse than not having batteries on Christmas. On that note, make sure your cameras are fully charged to record your holiday memories.

7. Treat yourself.

Don’t neglect yourself just because it’s the holidays. Here are 26 ways to treat yourself on a budget this holiday season. You deserve it!

You Complete Christmas Preparation Ideas Planning Guide

There you have it – these are all of the Christmas preparation ideas that will make the holiday season merrier and less stressful this year! This is a complete holiday planning guide that you can begin as early as July. The earlier you start preparing for Christmas, the more money you can save. So you won’t forget these Christmas prep ideas, grab the Christmas preparation checklist hereand happy planning!

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Christmas Preparation Ideas: 30 Tips To Save Money! (11)

Christmas Preparation Ideas: 30 Tips To Save Money! (2024)

FAQs

How to save money for xmas? ›

Saving money for Christmas
  1. Talk to your friends and family.
  2. Set a budget.
  3. Saving for Christmas.
  4. Borrowing for Christmas.
  5. Consider starting some new Christmas traditions.
  6. Should you join a Christmas savings club?
  7. Don't be afraid to share your worries.

How can I make Christmas with little money? ›

Here's what you can do this year if you don't have money for your usual Christmas extravaganza.
  1. Ask friends and family to help. ...
  2. Ask someone else to host. ...
  3. Keep the celebrations small. ...
  4. Apply to Toy Appeals. ...
  5. Don't be afraid to say no. ...
  6. Don't be tempted by payday loans. ...
  7. Trim the kids' expectations.
Nov 26, 2023

How can I be frugal for Christmas? ›

The experts: money gurus' 20 failsafe, frugal tips to keep Christmas overspend at bay
  1. Limit your exposure to unreal expectations of Christmas. ...
  2. Don't throw money at the problem. ...
  3. Consider group presents. ...
  4. Try a Secret Santa. ...
  5. Reject the notion that 'it isn't Christmas without …' ...
  6. Budget for festive spending throughout the year.
Dec 7, 2023

What is a good amount to save for Christmas? ›

However, a common guideline is to allocate around 1-2% of your annual income for gifts. Again, it's super important to set a budget that aligns with your financial health and priorities, which ensures a joyful holiday season with minimal financial stress.

How do you financially prepare for Christmas? ›

Five Ways to Prepare Your Finances for the Holidays
  1. Make a holiday budget, well before the holidays.
  2. Be careful of spending on your credit cards.
  3. Save now—spend later.
  4. Get crafty when you can.
  5. Make your travel plans as early as possible.

How do you survive Christmas on a budget? ›

Christmas on a budget: top tips, statistics & alternatives
  1. Plan ahead before you hit the shops. Don't go into the crowds without a clear budget in mind. ...
  2. Agree on price limits for gifts. ...
  3. Be honest. ...
  4. Watch TV for free. ...
  5. Save on postage. ...
  6. Ask for advice. ...
  7. Loyalty cards. ...
  8. Give an experience.
Dec 10, 2023

What can I make for Christmas to make money? ›

Well, we've got some ideas for you to help you bring in a little extra festive spending cash.
  1. Start an Online Shop. ...
  2. Cash in Your Gift Cards. ...
  3. Sell Old Presents. ...
  4. Offer Your Services. ...
  5. Sell Your Artwork/Photography. ...
  6. Freelance Writing. ...
  7. Teach Online. ...
  8. Have a Homemade Christmas.
Jan 31, 2024

What if I can't afford Christmas? ›

Be honest about your money worries

Open up to family and friends and let them know you can't afford to splash out on extravagant presents and food. The chances are some of them will be in the same boat and talking about your problems can be a weight off your mind.

How to scale down Christmas? ›

Your holiday scale-back could take many forms. It could be something as simple as going from buying gifts for each family member to doing a gift exchange, or maybe even forgoing gifts for adults altogether and only doing gifts for the children in the family.

How do I not spend a lot on Christmas? ›

12 Best Tips to Spend Less at Christmas
  1. Play a gift-giving game.
  2. Set a spending limit.
  3. Make a list.
  4. Stick to cash.
  5. Give your time.
  6. Re-gift.
  7. Donate.
  8. Get crafty.

What should I budget for Christmas? ›

Clearpoint, the credit-counseling nonprofit, suggests a simple target for holiday budgeting: Plan to spend 1.5% of your annual income. For a family that earns $75,000 a year, that works out to $1,125. Sliding buttons allow you to allocate shares of the total to gifts, parties, travel, donations and food.

How many presents should a child get for Christmas? ›

There is no magic number but the general consensus seems to be between three gifts potentially up to around five. There will be many factors that contribute to this decisions; how many children you have, presents other family members may buy, how old your children are and, of course, budget.

What is the Christmas savings plan? ›

Christmas savings clubs don't pay any interest on what you save. The gift cards or other items you get at the end of the year are usually the same value as what you've put in. But the schemes are marketed as a way of making sure you pay for Christmas in advance – essentially helping you to be a disciplined saver.

How much should I spend on each kid at Christmas? ›

Average Christmas spending per child in 2021 in the U.S.

And a Parenting.com and Today survey of mothers had similar results, estimating the average Christmas spending per child in 2021 was $271. As a bonus stat, a report from OppLoans found that the average grandparent spent $218 on holiday gifts for each grandchild.

How much does the average person spend during Christmas? ›

Americans are individually expected to spend about $1,000 across gifts, decorations, food and other holiday spending. Unsurprisingly, gifts typically make up the majority of Christmas spending, at $648 per person.

How much money do I need for Christmas? ›

According to the National Retail Federation (NRF), the average American plans to spend $826 in 2022 on Christmas gifts, food, and decorations. Of that $826 dollars, around 500 are spent on gifts for family members. The most popular of these gifts are clothing, toys, and gift cards.

How much should you spend on your so for Christmas? ›

Relationship Stage: Consider how long you've been together and the seriousness of your relationship. If you have been dating for less than a year, it is appropriate to spend a maximum of $50. A budget of around $100 is standard for longer relationships.

How can I get extra money before Christmas? ›

Here are some of the best ways to make extra money fast ahead of the holidays:
  1. Get a seasonal job.
  2. Sell items online.
  3. Find freelance work.
  4. Take care of pets.
  5. Tutor a subject.
  6. Deliver food.
Oct 31, 2023

When should I start saving for Christmas? ›

The best way to do it? Start saving in January, put aside a little money each month, and you'll be golden come December! But if you're just now starting to save money for Christmas, don't worry. There's still plenty of time to save up a stash of cash between now and then.

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