Compare Travel Insurance Plans | Travelex Insurance (2024)

Compare Travel Insurance Plans | Travelex Insurance (1)

Travelex’s travel insurance plans are designed to help protect you and your trip from the unexpected, such as lost baggage and expensive medical bills.

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What Travelex offers

Travelex travel insurance provides protection for travelers on most types of trips, from weekend getaways to the luxury ski vacations.

The Travel Basic plan provides the essentials for your travels, the Travel Select plan provides more comprehensive coverage and allows you to customize your level of coverage, and the Travel America plan provides useful benefits for a domestic trip.

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Travel Select

This plan can be ideal for families, adventurers and international travelers who want an extra level of security.

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Travel Basic

This plan can provide travelers with essential protection at a budget-friendly price.

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Travel America

This plan can provide extra peace of mind so you can relax and enjoy all the US has to offer.

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Optional Upgrades

Travelex’s travel insurance plans provide extensive coverage when it comes to protecting your upcoming trip. However, every trip is different. With so many unique trip options available to travelers, Travelex’s upgrades allow you to customize your travel insurance policy to fit your vacation.

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Car Rental Collision

Receive additional financial protection if you’re in an accident or collision while driving a rental car.

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Additional Medical Coverage

Enjoy extra medical expenses coverage in the event of an accident, injury or medical evacuation.

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Protect yourself while flying to and from your vacation destination.

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Adventure Sports

Engage in the adventurous activities you love while traveling.

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Cancel For Any Reason

Cancel your trip for any reason up to 48 hours prior to your departure.

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Which Travelex plan is right for you and your trip? Explore and compare the benefits and protection provided by each plan below.

Effective April 3rd, 2023, the Travel Basic and Travel Select plans may be purchased up to 11:59 p.m. on the day before your departure regardless of the initial trip deposit date.

Effective April 3rd, 2023, the Travel America plan must be purchased at least 10 days prior to the departure date on an existing reservation, or at the time of booking a new reservation if within 10 days of departure.

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BenefitTravel SelectTravel BasicTravel America
Trip Cancellation100% of insured trip cost (up to $50,000)100% of insured trip cost (up to $10,000)100% of insured trip cost (up to $750)
Trip Interruption150% of insured trip cost (up to $75,000)100% of insured trip cost (up to $10,000)150% of insured trip cost (up to $1,125)
Trip Delay$2,000 (with a daily sublimit of $200 and a minimum delay of 5 hours)$500 (with a daily sublimit of $250 and a minimum delay of 5 hours)$2,000(witha minimum delay of 5 hours
Missed Connection$750 (with a minimum delay of 3 hours)$500 (with a minimum delay of 3 hours)$2,000 (with a minimum delay of 3 hours)
Baggage & Personal Effects$1,000 (item sublimits apply)$500 (item sublimits apply)$2,000 (item sublimits apply)
Baggage Delay$200 (with a minimum delay of 12 hours)$100 (with a minimum delay of 12 hours)$$1,000 (with a minimum delay of 12 hours)
Sporting Equipment Delay$200 (with a minimum delay of 24 hours)-$2,000(with a minimum delay of 12 hours)
Car Rental Collision CoverageUpgrade availableUpgrade available$35,000 per policy (with a $100 deductible)
Emergency Medical Expense$50,000 (with a dental coverage sublimit of $500)$15,000 (with a dental coverage sublimit of $500)$50,000
Emergency Medical Evacuation & Repatriation of Remains$500,000 (with an escort coverage limit of $25,000)$100,000 (with an escort coverage limit of $25,000)$250,000
Accidental Death & Dismemberment (AD&D)$25,000$10,000$25,000
Kids-Included PricingYesNoCoverages shared between primary traveler and up to 7 traveling companions
Primary CoverageIncludedIncluded-
24/7 Travel AssistanceIncludedIncludedIncluded
Maximum Trip LengthUp to 364 daysUp to 30 daysUp to 14 days
Early Purchase Benefit: Financial Default100% of insured trip cost (up to $50,000)100% of insured trip cost (up to $10,000)-
Early Purchase Benefit: Pre-existing Medical Condition Exclusion WaiverTrip Cancellation/Interruption coverage will be limited to 100% of insured trip cost (up to $50,000)-Available (when purchased within 3 days of final trip payment)
Early Purchase Benefit: Cancel for Work ReasonsIncluded as Unforeseen Covered Event--
Upgrade: Cancel for Any Reason75% of insured trip cost (up to $7,500) with a $10,000 maximum trip cost--
Upgrade: Car Rental Collision Coverage$35,000 per policy (with a $100 deductible)$35,000 per policy (with a $100 deductible)-
Upgrade: Additional Medical Coverage – Additional Emergency Medical ExpenseAdditional $50,000 ($100,000 benefit total)--
Upgrade: Adventure Sports Exclusion WaiverAdditional activities coverage--
Upgrade: Flight Accidental Death & Dismemberment (AD&D)$200,000$200,000-
BenefitTravel Med
Trip Interruption100% of insured trip cost up to ($1,000)
Trip Delay$100
Missed Connection$250(with a minimum delay of 3 hours)
Emergency Medical Expense$10,000 (with a dental coverage sublimit of $500)
Emergency Medical Evacuation$100,000 (with an escort coverage limit of $25,000)
Baggage & Personal Effects$1,000 (item sublimits apply)
Baggage Delay$500
Accidental Death & Dismemberment (AD&D)$10,000
Primary CoverageIncluded
24/7 Travel AssistanceIncluded
Maximum Trip LengthUp to 30 days
Upgrade: Car Rental Collision Coverage$35,000 per policy (with a $100 deductible)
BenefitFlight Insure PlusFlight Insure
Flight Accidental Death & Dismemberment (AD&D)Amount SelectedAmount Selected
Missed Connection$50 (with a minimum delay of 3 hours)-
Baggage & Personal Effects$1,000 (item sublimits apply)-
Baggage Delay$500 (with a minimum delay of 12 hours)-
Emergency Medical Expense$10,000 (with a dental coverage sublimit of $500)-
Emergency Evacuation & Repatriation of Remains$100,000 (with an escort coverage limit of $25,000)-
Primary CoverageIncludedIncluded
24/7 Travel AssistanceIncludedIncluded
Maximum Trip LengthUp to 30 daysUp to 180 days

Compare plans

Which Travelex plan is right for you and your trip? Explore and compare the benefits and protection provided by each plan below.

View comprehensive plans

View post-departure plans

View flight plans

Trip Cancellation100% of insured trip cost (up to $50,000)
Trip Interruption150% of insured trip cost (up to $75,000)
Trip Delay$2,000 (with a daily sublimit of $200)
Missed Connection$750 (with a minimum delay of 3 hours)
Baggage Delay$200
Baggage & Personal Effects$1,000 (item sublimits apply)
Sporting Equipment Delay$200 (with a minimum delay of 24 hours)
Emergency Medical Expense$50,000 (with a dental coverage sublimit of $500)
Emergency Medical Evacuation & Repatriation of Remains$500,000 (with an escort coverage limit of $25,000)
Accidental Death & Dismemberment (AD&D)$25,000
Kids-Included PricingYes
24/7 Travel AssistanceIncluded
Trip Cancellation100% of insured trip cost (up to $10,000)
Trip Interruption100% of insured trip cost (up to $10,000)
Trip Delay$500 (with a daily sublimit of $250)
Missed Connection$500 (with a minimum delay of 3 hours)
Baggage & Personal Effects$500 (item sublimits apply)
Baggage Delay$100 (with a minimum delay of 12 hours)
Sporting Equipment Delay-
Emergency Medical Expense$15,000 (with a dental coverage sublimit of $500)
Emergency Medical Evacuation$100,000 (with an escort coverage limit of $25,000)
Accidental Death & Dismemberment (AD&D)$10,000
Kids-Included PricingNo
24/7 Travel AssistanceIncluded
Trip Cancellation100% of insured trip cost (up to $750)
Trip Interruption150% of insured trip cost (up to $1,125)
Trip Delay$2,000
Missed Connection$2,000 (with a minimum delay of 3 hours)
Baggage & Personal Effects$2,000 (item sublimits apply)
Baggage Delay$1,000 (with a minimum delay of 12 hours)
Sporting Equipment Delay$2,000
Emergency Medical Expense-
Emergency Medical Evacuation & Repatriation of Remains$250,000
Accidental Death & Dismemberment (AD&D)$25,000
Kids-Included PricingCoverages shared between primary traveler and up to 7 traveling companions
24/7 Travel AssistanceIncluded
BenefitTravel Med
Trip Interruption100% of insured trip cost (up to $1,000)
Trip Delay$100
Missed Connection$250
Emergency Medical Expense$10,000
Emergency Medical Evacuation$100,000
Baggage & Personal Effects$1,000
Baggage Delay$500 (with a minimum delay of 12 hours)
Accidental Death & Dismemberment (AD&D)$10,000
Primary Coverage-
24/7 Travel AssistanceIncluded
Flight Accidental Death & Dismemberment (AD&D)Amount Selected
Missed Connection$50 (with a minimum delay of 3 hours)
Baggage & Personal Effects$1,000 (item sublimits apply)
Baggage Delay$1,000 (with a minimum delay of 12 hours)
Emergency Medical & Dental Expense$10,000 (with a dental coverage sublimit of $500)
Emergency Medical Evacuation & Repatriation$100,000 (with an escort coverage limit of $25,000)
24/7 Travel AssistanceIncluded
Flight Accidental Death & Dismemberment (AD&D)Amount Selected
Trip Delay-
Baggage & Personal Effects-
Baggage Delay-
Emergency Medical & Dental Expense-
Emergency Medical Evacuation & Repatriation-
24/7 Travel AssistanceIncluded

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Compare Travel Insurance Plans | Travelex Insurance (2024)

FAQs

How much medical travel insurance is enough? ›

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

Which company's travel insurance is best? ›

The best travel insurance companies are Faye, Travelex and Nationwide, according to our analysis of over 49 policies.

What are the two 2 basic types of travel insurance? ›

What type of travel insurance do I need? There are two main types of travel insurance: trip protection plans and travel medical plans.

What is the most common travel insurance claim? ›

By far, the most common and often most significant travel insurance claim is for medical emergencies. A sudden illness or injury during your trip can not only ruin your plans but also cause a severe financial strain.

Is $250,000 enough for medical travel insurance? ›

If you read any of our other articles, you'll remember that we always offer a simple recommendation for Medical Insurance. Overseas travelers should have these minimum levels of protection: Medical Insurance Coverage - $100,000. Medical Evacuation Coverage - $250,000.

Is 100000 enough for travel insurance? ›

Every plan is different, but the coverage amounts and benefits may vary. Determine how much you really need. For example, SquareMouth recommends international travelers get around $50,000 in Emergency Medical coverage and $100,000 for cruises or travel to remote areas.

What is a good rate for travel insurance? ›

On average, travel insurance is around 5%-6% of the total trip cost, and the average trip cost for US travelers from April 2022- April 2024 was around $6,441.

Is Allianz travel insurance any good? ›

Allianz is a popular choice among business travelers due to its AllTrips Executive travel insurance policy with coverage for lost, stolen or damaged business equipment and rental car insurance. Earning 4.1 out of 5 stars, our expert reviewers think Allianz is a great choice for international travel insurance.

Who is the most trusted insurance company? ›

Best Car Insurance Companies of June 2024
Best car insurance categoryCompany winner
Best insurance company overallTravelers
Best insurance company for affordabilityNJM
Best insurance company for accident forgivenessGeico
Best insurance company for having few customer complaintsAmerican Family
4 more rows
5 days ago

What is not covered by Allianz travel insurance? ›

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

What is not covered in travel insurance? ›

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

What are two disadvantages travel insurance? ›

Cost: Travel insurance will add to the overall cost of your trip. Some may choose to forgo it to save money, especially on shorter or less expensive trips. Exclusions and Limitations: Policies may have various exclusions and limitations, so it's essential to read the fine print.

What should the coverage limit be for travel insurance? ›

Policy maximums can typically range between $10,000 and $8 million, but will vary from plan to plan. If you need to use your coverage during your travels, the travel insurance policy will cover eligible expenses detailed in the policy's documentation up to the policy maximum amount.

What does most travel insurance cover? ›

So, what does travel insurance cover? Here's the very short answer: Cancellations, medical expenses, evacuations, loss or delays, and 24/7 assistance. These are the 5 basic types of coverage provided with vacation insurance.

Is it worth claiming on travel insurance? ›

Travel insurance can give you extra protection if your holiday doesn't go as planned. This is very important if you are travelling independently because you may find yourself stranded with no way to get home and no rep to help sort out your holiday problem.

How much medical insurance do I need for travel to Europe? ›

A comprehensive travel policy with at least $50,000 in medical coverage is recommended when traveling to Europe or any country where you don't have health insurance. Travel medical insurance will cover expenses related to an unexpected injury or illness.

Do you really need travel health insurance? ›

Travel health insurance is especially important if you have an existing health condition, are traveling for more than 6 months, or doing adventure activities such as scuba diving or hang gliding.

Is travel healthcare worth it? ›

Travel nursing remains one of the most rewarding and fulfilling career moves you can make and we're going to break down exactly why that is! The essence of this career choice—higher pay, flexibility, new connections, adventure, a politics-free environment, and professional growth—continues to thrive.

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