Free Insurance for Honey Bees (2024)

Did you know the United States Department of Agriculture offers two programs, ELAP and NAP, to cover honey bee losses? In fact, the USDA has up to $20 million of Commodity Credit Corporation (CCC) funds available for losses under the ELAP program, courtesy of the 2014 Farm Bill.

Table of Contents

What is ELAP?

ELAP, or Emergency Assistance for Livestock, Honey Bees, and Farm-raised Fish, is a USDA program to offer financial assistance to eligible producers of livestock due to losses. For this article, we will only be covering the honey bee portion of the program.

ELAP is essentially insurance for your bees, but there is no premium, deductible or fees. Yes, the program is completely free to join!

Once your bee yard(s) are enrolled, they will be covered for colony loss (just the bees), hive loss (bees and the physical hive), as well as any additional feed purchased (beyond normal quantities) necessary to sustain a colony.

What does ELAP cover?

ELAP offers reimbursem*nts on colony feed, colony loss, and hive loss. The loss must be the result of:

  • Colony Collapse Disorder
  • Earthquake
  • Winter storm
  • Wind
  • Flood
  • Hurricane
  • Lightning
  • Tornado
  • Volcano
  • Wildfire
  • Adverse weather

For 2018, the USDA will reimburse at least 75% of fair market value, which equates to at least $105 per colony loss and at least $193 per hive loss. Supplemental feeding reimbursem*nt is at least 60% of the actual cost of feed.

Who is eligible?

Almost everyone! There is no minimum to the number of hives one must own to enroll. Honey bees used for honey production, pollination and breeding are eligible. Wild, feral or native bees (i.e. leafcutter or mason) are not eligible.

As long as your adjusted gross income from your hives is less than $900,000 per year and you are a US citizen, you are eligible.

Additional Coverage

Socially Disadvantaged, Limited Resource and Beginning Farmers and Ranchers

The USDA has additional programs that offer certain benefits for beekeepers. Qualification for these programs will allow you to enroll in the NAP program for free.

Those eligible for Socially Disadvantaged (also referred to as Targeted underserved farmer or rancher) certification include women, American Indians or Alaskan Natives, Asians or Asian Americans, Blacks or African Americans, Native Hawaiians or other Pacific Islanders, and Hispanics.

Limited Resource eligibility requirements include those that “Earns no more than $173,600 in each of the two calendar years that precede the complete taxable year before the program year, to be adjusted upwards in later years for inflation; and has a total household income at or below the national poverty level for a family of four, or less than 50 percent of county median household income for both of the previous two years.”

If you have been keeping bees for less than 10 years and have never certified any livestock with the USDA, you are eligible for the Beginning Farmers and Ranchers certification.

Noninsured Crop Disaster Assistance Program (NAP)

Beekeepers are also eligible for NAP, a reimbursem*nt program for financial losses due to low honey yield as a result of:

  • Drought
  • Freeze
  • Hail
  • Excessive moisture
  • Excessive wind
  • Hurricane
  • Earthquake
  • Flood
  • Plant disease
  • Insect infestation

Those that qualify for the certifications noted above can enroll in NAP for free. Otherwise, enrollment is $250 per year, which is a small fee considering the amount of honey and income that can be lost in a low production season.

More information

For additional information, please contact your local USDA office.

Additional resources:

2018 ELAP for honey bees fact sheet

2020 ELAP for honey bees fact sheet

USDA ELAP website

NAP Fact Sheet

USDA NAP website

USDA Form CCC-870 Colony Collapse Disorder Certification

How to apply

Producers (beekeepers) must apply at your local Farm Service Agency (FSA) Service Center. To find your local office, click here.

ELAP Policy

Part 3Honeybees

61 General Eligibility

AEligibleProducer

In addition to meeting the definition of an eligible producer, as defined in paragraph 23, an eligible honeybee producer is a producer who has a risk in the honey production, pollination, or honeybee breeding operation for producing honey, pollinating, or breeding honeybees for commercial use as part of a farming operation on the beginning date of the eligible adverse weather or eligible loss condition.

BEligibleHoneybees

Eligible honeybees include bees housed in a managed hive and used for honey production, pollination, or honeybee breeding. Eligible honeybees donotinclude wild, feral honeybees, leaf cutter bees, or other bee species that arenotused for producing honey, pollinating, or breeding honeybees.

CReport of Colonies

All honeybee producersmustfile FSA-578 by:

·January 2 of the same cropyear

Example:January 2, 2019, for losses claimed in 2019 calendar year.

·within 30 calendar days of the date colonies of bees are acquired, split, bought, sold, transported into, or out of thecounty.

*–Producers will use a manual FSA-578 to report changes to the total number of colonies and/or counties to which bees are moved. Manual FSA-578’smustinclude the following.

ItemEntry
1FSA FSN where producer’s headquarters is located.
2Names and shares of all producers sharing in the colonies for producing honey, pollinating, and/or breeding.
3Number of colonies.
4Names of counties to which colonies of bees are moved.

The producer will certify to the number of colonies reported in FSA-578 “Remarks” section.–*

9-4-19 1-ELAP Amend. 2Page 3-1

Par. 61

61 General Eligibility (Continued)

*–C Report of Colonies (Continued)

Notes:The FSA-578 “Certification Statement” will read as follows:

“I certify the number of colonies reported include all colonies for which producing honey, pollinating, and/or breeding is expected.”

If the total number of colonies increases on a manual FSA-578 during the crop year after the initial automated FSA-578 is filed by January 2, the automated FSA-578 will be revised with the highest number of colonies reported at any time in the crop

year.–*

D Late-File Report of Colonies

A report of colonies submitted beyond the date in subparagraph C may be accepted if COC is satisfied that the report of colonies is accompanied byeitherof the following to support the conclusion that bees were present in the geographical area at the time of the disaster:

·a copy of the State hive registration when required by Statelaw

·additional supporting documentation, such as moving permits, contracts with growers for pollination, loan documents, and beekeeper financialrecords.

9-4-19 1-ELAP Amend. 2Page 3-2

Par. 62

62 Eligible Honeybee LossesA Eligible Losses

To be considered eligible for benefits, an eligible honeybee producer must have suffered a loss of:

·honeybee colonies, as described in subparagraphB

·honeybee hives, as described in subparagraphC

·honeybee feed, as described in subparagraphD.

B Eligible Honeybee Colony Losses

For honeybee losses to be eligible, the honeybee colonymustmeet the following conditions:

·be maintained for producing honey, pollinating, or breeding honeybees for commercial use in a farming operation on the beginning date of the eligible loss condition, as provided in subparagraph 63A

·be physically located in the county where the eligible adverse weather or eligible loss conditions occurred on the beginning date of the eligible losscondition

·be a honeybee colony in which the participant has a risk in honey production, pollination, or honeybee breeding farming operation on the beginning date of the eligible losscondition

·be a honeybee colony for which the producer had an eligible loss of a honeybee colony, in excess of the normal honeybee colony mortality rate for the applicable program year as provided in subparagraph 64D,

·the loss couldnothave been prevented through reasonable available measures as determined byCOC

Notes:Honeybee losses because of controllable conditions, such as varroa mites, isnotan eligible loss condition.

Drought isnotconsidered an eligible loss condition for honeybee colony losses.

Loss of income from pollinator contracts because of CCD isnotan eligible loss condition under ELAP.

9-4-19 1-ELAP Amend. 2Page3-2.5 (and3-2.6)

Our experience

We completed the application this year (2018), and it was very simple. The agents had the paperwork prepared, and it only took about an hour. It would have been a lot quicker but I asked a ton of questions. We were even able to enroll hives that are in different counties! I hope we do not have to make a claim in the future, but it is reassuring to know that we have coverage if needed. We have lost hives in the past to CCD and nearly lost two hives in two different yards due to wildfire. I highly encourage all eligible beekeepers to apply!

Bonus: Get the beekeepers calendar for free

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Free Insurance for Honey Bees (1)

What’s Inside

  • 12 months of in depth information addressing key activities and objectives
  • A full 4 pages detail common pests and diseases, along with mitigation options
  • Additional Resources section lists more than 20 excellent resources for more beekeeping information
  • Plus, you’ll obtain access to our Farmstead Google Calendar to help keep you on track

Download your free copy today! Simply fill out the form below and A Years Journey In Beekeeping: The Beekeepers Calendar will be sent right to your inbox.

Note: If you don’t see the email in your inbox, please check your junk folder or search your mailbox for [emailprotected]

Free Insurance for Honey Bees (2024)

FAQs

Will the government pay you to keep bees? ›

The short answer is a resounding no. There is no large fund writing blank checks to pay you for your new bee colonies.

What is the federal honey bee program? ›

GSA's Pollinator Protection Initiative is based on the Presidential Memorandum, Creating a Federal Strategy to Promote the Health of Honey Bees and Other Pollinators, which established an inter-agency Pollinator Health Task Force, on which GSA was a member, to develop a national strategy to promote the health of bees, ...

Will beekeepers remove honey bees for free? ›

Many beekeepers will remove a swarm of bees at no or little charge; some will ask for a donation or a minimum reimbursem*nt to assist with their fuel costs. If the bees are located at a site where more elaborate equipment is needed to reach them, or enclosed in walls or other structures, you can expect a fee.

Does beekeeping pay for itself? ›

Beekeeping is not a get-rich-quick scheme, but money can be made from products and services involving honey and bees. Take a look at these ideas to increase your profit per hive: Plant for your bees, and create a clean and bee-friendly environment. Keep your bees healthy, free of diseases, and happy.

How do you get paid to keep bees? ›

The most obvious way to earn a little money is by making and selling honey. All beekeepers look forward to a few jars and as the number of hives grows it isn't unusual to consider selling it. There are various forms of honey, including extracted, comb, chunk, and whipped honey.

Is it expensive to keep honey bees? ›

There are a lot of other things that you will probably want to purchase down the road, like more bee boxes and a honey extractor, but the above is what you will need to get started. The total startup cost to beekeeping ranges from about $400-$650.

Is beekeeping considered farming by the IRS? ›

Depending on your State, simply keeping bees is not in itself a business or a farm. BUT, if you are using the bees as a source of income and you are selling pollination, honey, wax, propolis, or pollen for example, you're moving into business realm.

Is there money in raising honey bees? ›

What is The Potential Profit Per Hive? Realistically, you can get anywhere from 30 to 60 lb (14 to 27 kg) of honey per hive a year. However, a strong, healthy colony may produce up to 100 lbs (45 kgs) of honey per year. Using these figures, you would make $300 to $600 (£216 to £432) per hive a year selling honey.

What are the tax benefits of a bee farm? ›

Landowners can often qualify through beekeeping

If you own 5 to 20 acres of land you could be saving hundreds if not thousands in property taxes every year. You could qualify for an Ag Exemption (or valuation) that will save you money each year, with bees!

How to get bees for free? ›

Catching the Swarm
  1. Swarm Traps. First, a swarm trap. These wood pulp traps work in conjunction with a swarm lure. ...
  2. Bait Hives. Next, a bait hive (my personal favorite method). ...
  3. Watch for Swarms! The last way that you can get free honey bees is by keeping a lookout for swarms!
Apr 15, 2020

Why is bee removal so expensive? ›

On average, carpenter bees cost the most to remove. This is due to the structural damage these bees can cause to homes, often requiring carpentry repairs plus extermination fees. *We sourced all average cost data in this article from HomeAdvisor.

What repels bees instantly? ›

One thing bees hate is vinegar, which makes it a good, safe alternative to store-bought or professional-grade chemical deterrents. Consider filling an empty spray bottle with a homemade vinegar solution of equal parts water and vinegar for an instant bee deterrent.

How many acres do you need for beekeeping? ›

Beekeeping operations vary from small scale, where hives are hand loaded, to larger operations that utilize flatbed trucks and forklifts. Commercial beekeepers are looking for locations consisting of a quarter acre or more of relatively flat land that is accessible by a truck with a trailer.

How many hives do you need to make money? ›

More experienced beekeepers may want to keep even more than two hives to increase their odds of success. If there was an ideal number of hives for a backyard beekeeper, most beekeepers would estimate that 2-5 hives are optimal.

Is beekeeping an expensive hobby? ›

So, let's construct a rough estimates for the cost. So, very generally…. Depending on your source, your bees will cost anything from $100 to $400 (although “free” is potentially an option, if capturing a swarm). The cost of the beehive itself can vary considerably, based on type and options.

How much money can you make keeping bees? ›

What is The Potential Profit Per Hive? Realistically, you can get anywhere from 30 to 60 lb (14 to 27 kg) of honey per hive a year. However, a strong, healthy colony may produce up to 100 lbs (45 kgs) of honey per year. Using these figures, you would make $300 to $600 (£216 to £432) per hive a year selling honey.

Are bees federally protected? ›

The rusty patched bumblebee is the only native bee in the continental United States protected under the Endangered Species Act.

Are beekeepers real government in the United States? ›

For better or worse, The Beekeepers are not a real clandestine organization. While The Beekeeper leans into its invented group in order to carve out a juicier story, the film is pretty much a vehicle for Statham to do what he does best: exact revenge — even when he's ludicrously out-gunned.

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