Frugal Ways To Save Money - Real Advice Gal (2024)

Frugal Ways To Save Money - Real Advice Gal (1)

The truth is most people do not have enough money. We all want more. I found that you can have “more” money by following these 50 tips. The reason is simple if you are not spending it on crazy and unnecessary stuff then you will be able to save it for the things that mean the most to you. These are 50 Frugal Ways To Save Money that I use and I feel like we are really working towards our goal to put three children through 4 years of college and to retire by the age of fifty. Well my husband will retire I can’t see myself not working. We feel like we have achieved financial success already but there are always ways to evaluate what we are doing and do it better.

(Note anything with a line under it if you click on it then you can see other posts we have written with more information)

1) This is the best frugal ways to save money post we have.. it is our version of the $5 savings plan. The list was created by ourselves and our readers the premise is if you can not spend $5 each day by changing your habits then your savings will grow.

2) Drink Water it is cheaper than anything else you can buy and it is better for your body. If you put more water in your body than you will be healthier. Here is a list of foods that help you lose weight.

3) Use things that you have at home to Save Money on Exercise Equipment

4) Color your own hair naturally ( going blonde blonde going brunette naturally)

5) Use beauty products made out of stuff in your kitchen Body wash, body scrubs, and even shaving cream

6) Buy your coupons.. buy them because cutting them waste time. Organize coupons in a coupon binder.

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7) Only buy what you need for your house. That is right keep a list and use it!

8) Use websites that have done the work to find the best deals.. saving time is also saving money. This is a great website to use for finding the best deals.

9) Organize your errands into geographical locations

10) Only go to the grocery store once or twice a week

11) Double your meals so you can freeze the second one buy ingredients for a specific meal is costly. Like my freezer calzonesor my other freezer meals

12)Make your own laundry soap this saves me hundreds of dollars a year

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13) Plan dates and go on daily deal sites to buy coupons

14) Have a budget and carry it with you (out of site out of mind)

15) Do nice things for other people. It will make you happy. If you are happy you spend less money.

16) Determine what your needs are over your wants. Then pick one want instead of all of them.

17) Pay off your bills weekly. I pay my bills every Wednesday.

18) Organize your stuff so you know what you have and you do not over buy. You can see my tips for organizing shoes.

19) Use apple cider vinegar it has tons of uses and is cheap!

20) Develop a quick cleaning plan. You get more done in a clean environment. We even have carpet cleaning tips

21) Have Sex (Make Love) if you are in a committed relationship. Yup, you read right. No, my husband didn’t ask me to include that.

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22) Make a menu Plan so you can plan what you are eating and you are not tempted to pick something up or go out.

23) Buy a case of water and stick it in your car. When you or your kids are thirsty you have drinks.

24) Buy a water bottle that keeps your drink cold. Carry this bottle it will save you money on food and drinks. I have this one.

25) Buy gifts when they are on sale. I have a list of the people we buy gifts for on my phone and when I see something that screams their name and is on sale I just buy it. I also buy birthday gifts for people and put them in my cabinet for safe keeping. It allows me to buy expensive gifts for 70% off retail.

26) Buy the right bra

27) Spend more money on tops than bottoms. You only really need a pair or two pairs black pants, a pair of tan pants, and a couple of pairs of jeans.

28) Make your own accessories like our ruffled scarf

27) Go to the dollar store there are a lot of items you currently use for a lot less

28) Have a must buy price list

29) Use a grocery check list

30) Work out at home using save money or exercise equipment using free videos found on Amazon or youtube

31) Buy Amazon prime you can watch movies and videos for free and borrow one book a month for free coupled with the free shipping it is a steal!

32) Go to the library and check out books

33) Look online for free kid’s activities

34) Organize a clothing swap

35) Save money on winter clothing for children by shopping ahead and other cool tricks in this post.

36) Find a friend with children close to age and size of your children so you can trade clothing.

37) Buy a coat that has layers so you can unzip the layers instead of buying three coats.

38) Go to a late lunch because it is cheaper than dinner.

39) Find local parks and take your children to them,

40) Find Free Apps for your children we have a great collection of Free Apps for Kids

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41) If you want to learn something new look it up on youtube!

42) Buy toys for next year two weeks after Christmas because they are all on sale.

43) Always have snacks in your car. You never know when someone needs a snack.

44) Once a year check your auto insurance. Your cars are a year older and your driving record is a year longer so you can most likely get discounts.

45) Close doors of rooms that you are not using. This keeps the rooms warm or cold depending on the air or heat.

46) Buy and extra blanket and put it on your bed and turn down your heat 2 degrees to save even more.

47) Trade and barter babysitting services with friends.

48) Go to community based entertainment the tickets are less expensive and it is a night out and a time to support the community.

49) Watch the sales flyers and stock up on the food you buy the most when they are on sale.

50) Once a year call your cable, internet, and cell phone service providers to see about getting a discount. They can also determine if you are on the most cost effective service plan based on your past year of usage.

What are your frugal ways to save money?

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Cook, Baker, Phototaker, Fitness Mover and Shaker, Cupcake Tester, Deal Maker, Adventurous Undertaker, Do Good “Deeder”, Teacher, Mom, Wife, Patriot for Life & Giver of Good Advice – RealAdviceGal

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Frugal Ways To Save Money - Real Advice Gal (2024)

FAQs

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals. Let's take a closer look at each category.

How to be frugal and save money? ›

Ten Frugal Habits to Save Money
  1. Track Spending.
  2. Automate Your Savings.
  3. Save Loose Change.
  4. Compare Prices & Comparison Shop.
  5. Avoid Spending Triggers.
  6. Shop Second Hand.
  7. Save Windfall Income & Use a Spending Rule of Thumb.
  8. Institute a Waiting Period.

What is the best solution to save money? ›

10 Tips for Saving Money
  • Avoid using credit cards to pay your bills, if possible. ...
  • Pack your lunch. ...
  • Check your insurance policies. ...
  • Plan for irregular expenses. ...
  • Evaluate your services. ...
  • Reduce your energy use. ...
  • Create spending speed bumps. ...
  • Evaluate your rates. Are you getting the best rate on your loans?

How to save 10k in a year? ›

6 steps to save $10,000 in a year
  1. Evaluate income and expenses. To make room for saving, you'll need a meticulous budget that outlines all your sources of income and all your expenditures. ...
  2. Make an actionable savings plan. ...
  3. Cut unnecessary expenses. ...
  4. Increase your income. ...
  5. Avoid new debt. ...
  6. Invest wisely.
Apr 2, 2024

How to budget $4000 a month? ›

making $4,000 a month using the 75 10 15 method. 75% goes towards your needs, so use $3,000 towards housing bills, transport, and groceries. 10% goes towards want. So $400 to spend on dining out, entertainment, and hobbies.

What is the 40 40 20 budget rule? ›

The 40/40/20 rule comes in during the saving phase of his wealth creation formula. Cardone says that from your gross income, 40% should be set aside for taxes, 40% should be saved, and you should live off of the remaining 20%.

How to save 100k in 3 years? ›

Five tips to help you save $100,000 faster
  1. Live below your means and cut frivolous spending. ...
  2. Be hyper-aware of every monthly expense and ruthlessly cut back to save faster. ...
  3. Pay down high-interest debts like credit cards first. ...
  4. Find the financial institution that will get you the highest interest rate.
Mar 27, 2024

What is the trick to saving money? ›

Set Savings Goals

One of the best ways to save money is by visualizing what you are saving for. If you need motivation, set saving targets along with a timeline to make it easier to save.

How much of your income should you save every month? ›

At least 20% of your income should go towards savings. Meanwhile, another 50% (maximum) should go toward necessities, while 30% goes toward discretionary items.

What is the $27.40 rule? ›

Instead of thinking about saving $10,000 in a year, try focusing on saving $27.40 per day – what's also known as the “27.40 rule” because $27.40 multiplied by 365 equals $10,001. If you break this down into savings per day, week, and month, here's what you're looking at in terms of numbers: Per day: $27. Per week: $192.

How much do I need to save a month to get $5000? ›

How Much Do I Need To Save To Have $5,000 in a Year?
FrequencyAmount Needed
Weekly$96.16
Biweekly$192.31
Monthly$416.67
May 3, 2024

How to get $10 000 fast? ›

Here are ten ways to make $10k quickly:
  1. Become A Freelancer. Freelancing is one of the most popular ways to make money quickly. ...
  2. Invest In Cryptocurrency. ...
  3. Participate In Online Surveys. ...
  4. Become A Virtual Assistant. ...
  5. Do Odd Jobs. ...
  6. Create An Online Course. ...
  7. Become An Affiliate Marketer. ...
  8. Sell Your Stuff.

Is the 50 30 20 rule outdated? ›

But amid ongoing inflation, the 50/30/20 method no longer feels feasible for families who say they're struggling to make ends meet. Financial experts agree — and some say it may be time to adjust the percentages accordingly, to 60/30/10.

What is the disadvantage of the 50 30 20 rule? ›

Drawbacks of the 50/30/20 rule: Lacks detail. May not help individuals isolate specific areas of overspending. Doesn't fit everyone's needs, particularly those with aggressive savings or debt-repayment goals.

What is the 50 30 20 rule for 401k? ›

Key Takeaways

The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

What are the flaws of the 50 30 20 rule? ›

While the 50 30 20 rule can be a useful way to manage your finances, it may not be suitable for everyone. Here are some potential disadvantages of the 50 30 20 rule: Some people might need more than 50% of their income for needs: some individuals or families may have higher essential expenses.

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