Government grants and loans | USAGov (2024)

The government does not offer "free money" for individuals. Federal grants are typically only for states and organizations. But you may be able to get a federal loan for education, a small business, and more.

If you need help with food, health care, or utilities, visit USA.gov's benefits page.

Government grants and loans | USAGov (2024)

FAQs

Does the government give out $9000 dollar grants? ›

The government does not offer "free money" for individuals. Federal grants are typically only for states and organizations.

Does the US government give personal grants? ›

Federal government grants are typically not given to people for personal expenses. They are for organizations that work with programs and projects funded by the government.

What kind of loan can I get from the government? ›

Loan Categories
  • Agricultural Loans.
  • Education Loans.
  • Housing Loans.
  • Loan Repayment.
  • Veterans Loans.

Can I get a government loan to pay off debt? ›

While there are no government debt relief grants, there is free money to pay other bills, which should lead to paying off debt because it frees up funds. The biggest grant the government offers may be housing vouchers for those who qualify.

Is the IRS giving out grant money? ›

Consistent with the budget request, the IRS will allow applicants to request grants up to $200,000.

What is the most common grant? ›

Program Development Support

The most popular type of grant is for Program support. Program grants provide funding for specific projects or programs. Generally, these are restricted grants, where recipients must only use funds for the exact purpose outlined in the grant proposal.

Where can I find US government grants? ›

Federal funding opportunities published on Grants.gov are for organizations and entities supporting the development and management of government-funded programs and projects. For more information about personal financial assistance benefits, please visit Benefits.gov.

What is a block grant for? ›

A block grant is an annual sum of money that is awarded by the federal government to a state or local government body to help fund a specific project or program. These became official in the U.S. beginning in 1966.

What is the money you don't have to pay back? ›

A grant is a form of financial aid that doesn't have to be repaid (unless, for example, you withdraw from school and owe a refund, or you receive a TEACH Grant and don't complete your service obligation).

What is a hardship loan? ›

Hardship personal loans are a type of personal loan that is designed to help you overcome financial difficulties. This type of loan is generally offered by small banks and credit unions, and has lower interest rates, lower maximum loan amounts, and shorter repayment periods than standard personal loans.

How do you know if a government grant is real? ›

Legitimate grants do not show up at your door as a surprise—you have to apply for them. So, if you are offered a grant you know nothing about, most likely it is a scam. Is a fee involved? Grant applications are usually free as they are sourced at the federal or state/county level with public funds.

Do you have to pay back federal grants? ›

On This Page. The federal government provides grants for students attending college or career school. Most types of grants, unlike loans, are sources of financial aid that generally do not have to be repaid.

Does the government call you to give you a grant? ›

The government does not contact individuals to award grants for which there has been no application. An individual who makes this claim is not from the government and could be trying to collect private personal data from you, such as your Social Security number, bank account number or other such information.

Is USA funding grant legit? ›

Customer Complaints

The website description is unclear it's a scam because they copied their information from a government website and are charging for information you can receive free.

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