How I started a business for $13 — Frugal Debt Free Life (2024)

Let’s go back in time. Way back. To February 2012. I had a three month old baby, a pile of my husband’s student loans and zero friends.

We had moved when our baby was six weeks old so that my husband could take an awesome job and we could be closer to my parents. I was looking for ways to make money and still be able to stay home with my son.

So on that chilly Alabama day I decided to buy a domain name and start a blog. My idea was that I could use my new media skills that I had honed in the work force to create at least a part time income. I had decided I would start a blog to house my resume and show my skills (writing, video editing, simple graphics etc.) and that would be a show piece for potential new clients.

So a couple hours and $13 later I had my very simple blog up and running. (Looking back at it now I am surprised anyone would ever hire me based on that. It was pretty ugly.)

I wrote a couple posts, linked to some articles I had written in the past as a journalist, uploaded a basic resume and called it a day. The next day I headed to a website that matched freelancers with people looking for work. I linked my blog to my profile and bid on a few jobs writing copy. As a huge shock to me, I got one of those jobs.

A quick phone call later to flesh out what the client wanted and I was in business. By Friday I had turned in my work and gotten paid $150. In just one week I had started a business and earned a profit. Now, it wasn’t a huge profit and certainly not going to change anyone’s life, but it gave me the confidence to keep going.

And thus began my life as a work at home mom.

When I began to grow and expand this little freelance business. I was what one client called “a virtual assistant.”

I had never heard that phrase before and had no idea what it was. A virtual assistant is someone who remotely helps clients with whatever task they need help with.

I personally helped my clients with social media, copy writing, article writing, video editing, email marketing, workbook design, Power Point presentations. If I didn’t know how to do something I got a book from the library or watched some YouTube videos until I felt confident and then I added that service to my resume.

By September I had four clients and had more than replaced the income I was making as reporter. By the following spring I had doubled it. There are so many opportunities for virtual assistants, whether it’s helping bloggers use Pinterest, scheduling appointments, handling people’s bookkeeping, social media, travel arrangements, medical records. I could go on and on about all the services a virtual assistant could offer.

Here I am seven years later with a thriving business (and employees!), making a consistent full-time income. It wasn’t easy. There was a lot of trial and error and during the first few years I had no idea what I was doing.

I hear this a lot. “But you have a new media background. I don’t.” So? I don’t have an education background, but I still taught my child to read. We can learn new skills if we’re motivated.

But also, I guarantee you that you have the skills to get started. If you know how to set up a Facebook page and make a spreadsheet you can be a virtual assistant. The biggest skill you need to have is a willingness to train yourself in new things. (Note: train yourself BEFORE you offer any new services to a potential client.)

There are endless opportunities out there for people looking to do something from home. I have friends who resell things on Ebay, tutor English to children overseas, transcribe medical reports, teach piano, take wedding photos, provide customer assistance, conduct real-estate closings, drive Uber or Lyft on the weekends (I met a woman at the bank to drives people from the airport to the beach while her kids are in school. She said it’s the best job she’s ever had.)

If you’re willing to do the hard work there are opportunities out there!

How I started a business for $13  — Frugal Debt Free Life (2024)

FAQs

What is the easiest business to start with no money? ›

9 Best Businesses to Start with No Money
  1. Content Creator. Whether you call it an “influencer,” “content creator,” or “social media nerd,” building a business around content can earn you, on average, $80K per year. ...
  2. Podcasting. ...
  3. Freelancing & Consulting. ...
  4. Blogging. ...
  5. Instructing. ...
  6. Coaching. ...
  7. Virtual Assistant. ...
  8. Virtual Event Planning.
Nov 27, 2023

How to start a business if you're broke? ›

8 steps to starting a business with no money
  1. Choose a free business idea.
  2. Write a business plan.
  3. Embrace the entrepreneur community.
  4. Choose a business name.
  5. Create a brand.
  6. Launch a website.
  7. Validate ideas with preorders.
  8. Source funding to grow.
Feb 17, 2024

How to start a business with no money or credit? ›

Consider the following options:
  1. Small Business Grants: These grants provide money to support entrepreneurship, and unlike a loan, it doesn't need to be paid back. ...
  2. Crowdfunding: This option allows people to contribute money to campaigns in small amounts in order to help entrepreneurs launch their businesses. ...
  3. Microloans.

How can I make a lot of money at 13? ›

Think about what you enjoy as you read about these 13 jobs 13-year-olds can do to make some extra money.
  1. Babysitter 👶 One of the most popular jobs for teens is babysitting younger kids. ...
  2. Online jobs 🖥️ ...
  3. Housekeeper ...
  4. Dog walker 🐕 ...
  5. eBay reseller 🛍️ ...
  6. Landscaper 🌱 ...
  7. Blogger or Vlogger 💻 ...
  8. Camp counselor ⛺
Aug 28, 2023

Can you start a business with no money saved? ›

The reality is that all businesses require some type of investment. But if you don't have money at the moment or have minimal financial funds at your disposal, don't worry. You may still pursue your venture, as long as you come up with a solid game plan and plan for hurdles you might come across along the way.

What is the cheapest and most successful business to start? ›

Low-cost business ideas with high profit potential
  • Become a personal trainer.
  • Produce online courses.
  • Start a dog-walking or pet-sitting business.
  • Perform social media management services.
  • Become an event planner.
  • Create a car wash business.
  • Start a photography business.
  • Offer freelance writing services.
Jan 25, 2024

What is the fastest small business to start? ›

Business ideas that are easy to start quickly
  1. Yard work. People with 9-to-5 jobs don't always want to spend their weekends doing yard work. ...
  2. Software training. ...
  3. Homemade soap making. ...
  4. Errand service. ...
  5. Social media management. ...
  6. Freelance services. ...
  7. Selling on eBay. ...
  8. Pet sitting.

What is the simplest business to open? ›

Easy-to-start small businesses
  1. T-shirt designer. Websites and apps that offer print-on-demand services are perfect for small businesses. ...
  2. Digital freelancer. A freelance service business is another simple form of self-employment. ...
  3. Affiliate marketer. ...
  4. House or pet sitter. ...
  5. Tutor. ...
  6. Personal assistant. ...
  7. Dog walker. ...
  8. Airbnb host.
Apr 15, 2024

What is the best business to start with small capital? ›

25 best businesses to start with little money
  • Content creation. ...
  • Personal or virtual assistant. ...
  • Event planning services. ...
  • Errand/concierge service. ...
  • Professional reviewer. ...
  • Social media consultant. ...
  • Etsy shop. ...
  • Online courses and tutoring.
May 17, 2024

Is it possible to start a business with little to no money how? ›

What is the best business idea that requires no money? The ideal no-cost business idea depends on your particular interests, strengths and desires. In most cases, however, service-based ventures including virtual assisting, tutoring, dropshipping and social management are great options.

Can you get business credit with no income? ›

You don't even need to have earned money yet to be considered for a business credit card. However, you might need to have good credit and income in your personal life.

What is the minimum credit score to start a business? ›

Most small business lenders like to see a business credit score above 75, but local lenders may consider lower scores for small businesses or startups. Conventional consumer financing companies rarely make loans to individuals with credit scores below 500.

What business can a 13 year old do? ›

Every idea on the list can fit into a typical teenager's schedule, and there's something for everyone, no matter what your interests are.
  • Streaming. ...
  • Photography. ...
  • Videography. ...
  • Tutoring. ...
  • Home delivery. ...
  • Cleaning. ...
  • Selling a product online. ...
  • Selling at craft fairs or pop-ups.
Feb 7, 2024

Can I start my own business at 13? ›

In theory, a business can be started by anyone of any age, except in states where it's expressly prohibited. So if a 12-year-old wants to start an LLC in California, they technically can — they'll just likely need a parent or guardian's help to navigate the ins and outs of business ownership.

Is it legal to make money at 13? ›

The act also prohibits the employment of a minor in work that the Secretary of Labor considers to be hazardous (such as excavation work and operating certain types of power-driven equipment). These laws change when people turn 16, but there are still plenty of ways to make money when you're 13.

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