How to Stick to Your 2022 Grocery Budget (Simple Tips for Success) - Lemon Blessings (2024)

(Updated January 2022) When the money gets tight, it’s easy to stress about the one thing most families spend the most money on: groceries. It’s easy to get off track and suddenly spend more than necessary, only to have half of it rot in the fridge before the end of the week. Not to worry, though. Whether you are trying to stick to spending $100 or have a slightly different plan in mind, use these tips to stay on track with your 2022 grocery budget.

Tip 1: Create a Meal Plan

You’ve heard it before, but I’ll say it again – if you want to keep your budget intact, you have to have a meal plan.

It doesn’t have to be as complicated as those beautiful layouts you might find on Pinterest. Quite the opposite. A simple list on notebook paper or using this menu planning worksheet will do the trick. Just make sure you note all of the things your family plans to eat throughout your planning period.

Our breakfasts stay the same most days and lunches consist of peanut butter sandwiches or leftovers, so our meal plan is very straightforward from week to week. The key is to have the plan in place so you know what you have to purchase (helping you stick to your budget) and there’s no confusion when it comes to what you’ll eat each evening (eliminating the likelihood you’ll resort to takeout instead).

Tip 2: Inventory Your Cupboards

As you create your grocery list, take the time to check for ingredients you may already have in your cupboards. There’s nothing worse than going to make a meal and missing a key ingredient. Likewise, if you are trying to save money, you won’t want to unload your groceries only to find that you doubled up on things you already have.

Note: If you have older kids in the home, they can help with this task. Go through your meal plan and work with your child to determine what you have and what you need. He or she might even be excited to make the list for you. (Great spelling practice!)

Tip 3: Plan a “Night Off”

We can’t be “on” all of the time. Way too often something comes up or we just aren’t in the mood to cook what’s on the menu.

That’s okay.

The trick is to have a plan in place ahead of time so you don’t ruin your budget by making a spur-of-the-moment decision while you’re hungry and tired. (We all know those don’t turn out well…)

That’s exactly why we try to schedule a night off. This might be a “make your own meal” night or a dinner out, but we know ahead of time so that we can plan for any expense accordingly.

Note: We keep our “night off” flexible. If it’s been an extra-long day or we have commitments that take us into dinner time, we may choose to use that “freebie” on a day that it’s not planned for. In that case, we just shift the meal plan to accommodate it.

Tip 4: Embrace Left Overs

If your scheduled night off includes leftovers, you probably won’t want to pull that trick twice with your family. But, if not, it’s a great idea to schedule a leftovers night for your meal plan. We do this a lot with big meals such as homemade macaroni and cheese, ham dinner, beef stew, etc.

We’ve found the key to success with this is NOT to have the leftovers the next night. Wait a couple of days before you spring the meal on your family again. For example, if we have ham dinner on Sunday, we will likely have it again on Tuesday or Wednesday, depending on our schedule.

Note: You can always mix up those leftovers with different sides (think rice instead of potatoes) or use portions of leftovers from other meals to create a new meal. The sky is the limit.

Tip 5: Engage the Whole Family

One of the most overlooked (but critical) aspects of sticking to your grocery budget is having the entire family engaged in the process. That means that you, as the parent, should not be the only one making the meal plan. Involve your family so that everyone gets some say in what you’ll be eating this week. By doing so, you’ll keep everyone excited about the meals ahead.

Younger kids can help name the things they want to eat and inventory the cupboard and the fridge to make sure you have all of the ingredients. They can also help you create the grocery list, either by writing it themselves or telling you what to put on it.

Older kids can take it a little further. Your son or daughter may be able to take turns cooking a meal each week and may be able to consistently keep a running grocery list so you don’t have to inventory every week.

Your family’s skillsets may be different, so don’t hesitate to engage them wherever it’s appropriate.

Stick to Your 2022 Grocery Budget

Creating that 2022 grocery budget and sticking to it doesn’t have to be hard. By using these tips, you should be able to get the entire family on board and eliminate the need to overspend.

What are your favorite ways to stick to your grocery budget? Leave a comment below and let us know!

How to Stick to Your 2022 Grocery Budget (Simple Tips for Success) - Lemon Blessings (2024)

FAQs

What is a realistic grocery budget 2022? ›

The average American household spends an average of $475.25 a month on groceries, according to the most recently available dataset from the U.S. Bureau of Labor Statistics from 2022. That's a total of $5,703 spent on groceries in a year.

How to live on $100 groceries a month? ›

Decide what you'll eat for a week, or even a month, and plan meals based around low-cost staple foods like oats and eggs for breakfast; tuna, peanut butter, cheese and nonfat plain yogurt for lunch; and inexpensive cuts of meat like chicken thighs or flank steak and dried beans and grains like brown rice that you can ...

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

What is a realistic budget for eating out? ›

Here's how much families spend eating out, on average, based on size: A single person household spends $206 per month eating out ($2,467 per year). Married couples without kids spend $335 per month eating out ($4,018 per year).

What is a normal monthly grocery budget? ›

By Household Size

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

Is eating out cheaper than groceries 2022? ›

It used to be said that eating out costs more than making food at home, but with inflation, that is not always the case. The average annual food-at-home price rose 5% from 2022 to 2023. This is double than the average consumers have seen over the past 20 years.

How much does a 2 person household spend on groceries? ›

According to the most recent data released from the Household Pulse Survey, American households spend an average of $270 on groceries a week. Broken down by household size: One person - $156.02. Two people - $220.82.

How to eat clean for a month? ›

The principles of clean eating
  1. Eat 5-6 meals small meals a day.
  2. Eat every 2-3 hours.
  3. Combine lean protein and complex carbs at every meal.
  4. Drink at least 2 liters (8 cups) of water a day.
  5. Keep clean foods nearby at all times to avoid skipping meals.
  6. Avoid overly-processed and refined foods such as white flour or sugar.
Dec 9, 2022

How can I live on $20 in groceries a week? ›

Your Shopping List
  • 1 bag of dried beans: $1.49.
  • 2 pounds of chicken breast: $3.76.
  • 1 jar of peanut butter: $1.98.
  • 1 jar of jelly: $1.79.
  • 1 loaf of whole wheat bread: $1.63.
  • 1 dozen eggs: $1.26.
  • 1 container of oatmeal: $1.35.
  • 1 bag of dried lentils: $1.39.

How to budget money for beginners? ›

Follow the steps below as you set up your own, personalized budget:
  1. Make a list of your values. Write down what matters to you and then put your values in order.
  2. Set your goals.
  3. Determine your income. ...
  4. Determine your expenses. ...
  5. Create your budget. ...
  6. Pay yourself first! ...
  7. Be careful with credit cards. ...
  8. Check back periodically.

How much savings should I have at 50? ›

By age 50, you'll want to have around six times your salary saved. If you're behind on saving in your 40s and 50s, aim to pay down your debt to free up funds each month. Also, be sure to take advantage of retirement plans and high-interest savings accounts.

What is pay yourself first? ›

The "pay yourself first" budgeting method has you put a portion of your paycheck into your retirement, emergency or other goal-based savings account before you spend any of it. When you add to your savings immediately after you get paid, your monthly spending naturally adjusts to what's left.

Is it cheaper to eat out or cook? ›

The decision between eating out and cooking at home ultimately depends on individual circ*mstances, including budget, time availability, dietary preferences, and lifestyle. If you're looking to save money and improve your diet, cooking at home is likely the better option.

Is it cheaper to eat at home than out? ›

It is by far easier and cheaper to cook at home, for best money saving, IN BULK. This is how the restaurant food you are eating is lower cost. Sometimes you have to live on the same diet for a long time so plan ahead for variety.

How to keep grocery bill low? ›

17 ways to save money on groceries
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

What is a realistic grocery budget for one person? ›

The average food budget for a single person is between $250 and $300 a month, but that's just a guideline. If you can buy meals at a discount or visit family and eat with them, you might be able to spend less. Figure out the budget that works for you.

How much does Gen Z spend on groceries? ›

Gen Z has the lowest average food budget

The Empower survey found that Gen Zers spent the least on food of all generations, with an average Gen Z food budget of $123 per week. This calculates out to $6,396 per year or $533 per month. However, it's possible that Gen Zers are spending more money than that.

What is the average grocery bill for 2 people a week? ›

According to the most recent data released from the Household Pulse Survey, American households spend an average of $270 on groceries a week. Broken down by household size: One person - $156.02. Two people - $220.82.

What is the average grocery inflation rate in 2022? ›

In 2022, food prices increased by 9.9 percent, faster than any year since 1979. Food-at-home prices increased by 11.4 percent, while food-away-from-home prices increased by 7.7 percent.

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