WalletHub Rating
3.9/5
Lane Bryant Credit Card has a rating of 3.9/5 according to our proprietary credit card rating system. This rating reflects how appealing Lane Bryant Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'. To break it down further, Lane Bryant Credit Card earned a score of 5.0/5 for Fees, 3.7/5 for Rewards, 4.1/5 for Cost, and 3.3/5 for User Reviews.Info about the Lane Bryant Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.3/5
155 reviewsRead and write reviews
Editor’s Review
3.9/5
John Kiernan, Credit Card EditorRead full review
Market Comparison
Market Comparison
4.0
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards (Store Cards)” for this card.
Fees
5.0
Rewards
3.7
Cost
4.1
Other Features
0.0
4.0/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
35.24% (V)
Balance Transfer
Balance Transfers Not Allowed
Rewards
Get $20 off your first purchase when you open and use your card the same day. Minimum online purchase of $20.01 required.
Earn 15 points for every $1 you spend at Lane Bryant, Lane Bryant Outlet, Cacique, cacique.com and lanebryant.com
Earn 20 points per $1 when you gain Gold status by spending $350 in a calendar year. Earn 25 points per $1 when you gain Platinum status by spending $800 in a calendar year.
Get a $10 credit Reward for every 3000 points accumulated.
Get extra points with special monthly offers. Get cardmember exclusives (including a birthday gift).
Free standard shipping. Minimum purchase required of $75 for Silver and Gold, and none for Platinum status.
Lane Bryant Credit Card's Additional Info
Editor's ReviewFact checked
Fact checked
John Kiernan, Managing Editor
December 11th, 2023
Fact Checked by Alina Comoreanu
Senior Researcher
Lane Bryant Credit Card Pros & Cons
No membership fees
High rewards rate
$20 discount initial rewards bonus
Qualify with fair credit
Spending caps on rewards
High regular APR
Lane Bryant Credit Card Review
3.9 / 5
- $20 off your first purchase . The Lane Bryant Credit Card, also known as the Lane Bryant Preferred Card, saves you $20right off the bat. That’s nice and all, but it’s worth noting that other store cards offer as much as 30% off your entire first purchase, which could prove more lucrative.
- Get 5% back at Lane Bryant. You’ll receive 15 points for every $1 in Lane Bryant purchases that you charge to your Lane Bryant Card. Considering that 3,000 points are needed for a $10 gift certificate, your earning rate translates to 5% “cash” back. And that’s what most of the best store credit cards offer on an ongoing basis, according to WalletHub’s database.
- No annual fee, but make sure to pay in full. The fact that the Lane Bryant Store Card does not charge an annual fee means it is about $21.64 per year cheaper than the average credit card, market-wide, according to WalletHub research. But that doesn’t distinguish the Lane Bryant Card from other store credit cards, nearly all of which also lack annual fees. Unfortunately, the Lane Bryant Card does trail the pack a bit when it comes to interest rates, as its APR is well above the store-card average of 30.44%. So you definitely don’t want to carry a balance from month to month with this particular piece of plastic.
- All you need is fair credit. The Lane Bryant Credit Card requires at least “fair” credit for approval. So make sure to check your credit score before applying.
Show More
Compare The Lane Bryant Credit Card vs. Popular Alternatives
 Lane Bryant Credit Card |  First Tech Choice Rewards World Mastercard® |  Capital One Walmart Rewards® Mastercard® |
|---|---|---|
3.9WalletHub Rating WalletHub Rating 3.9 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 3.9 User Reviews 3.3 Market Comparison 4.0 fees: 5.0 rewards: 3.7 cost: 4.1 Other Features: 0.0 | 3.6WalletHub Rating WalletHub Rating 3.6 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.5 User Reviews 3.2 Market Comparison 3.5 fees: 5.0 rewards: 0.0 cost: 3.4 APR: 3.5 Other Features: 5.0 | 4.3WalletHub Rating WalletHub Rating 4.3 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.5 User Reviews 3.3 Market Comparison 4.3 fees: 5.0 rewards: 0.0 cost: 5.0 Other Features: 4.5 |
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer$20 discount | bonus offer20,000 points | bonus offerNone |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR35.24% (V) | Regular APR13.50% - 18.00% (V) | Regular APR18.99% or 29.99% (Variable) |
Questions & Answers
Can't find what you are looking for? Submit your question about Lane Bryant Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
Most Popular
How can I pay my Lane Bryant Credit Card?
21
Upvotes
Reply
21
Lisa Cahill, Credit Cards Moderator
@lisacahill
The easiest way you can pay your Lane Bryant Credit Card is online, either by signing in to your account or paying as a guest. Alternatively, you can pay your bill over the phone, by calling customer care at (800) 888-4163. Lastly, you can pay your Lane Bryant Credit Card via mail. Bear in mind that you can no longer pay your credit card bill in-store.
How to Pay Your Lane Bryant Credit Card
- Online: Just log in to your Lane Bryant Credit Card online account using your credentials.
- ...
3
Can I use my Lane Bryant Credit Card anywhere?
35
Upvotes
Reply
35
12
WalletHub
@WalletHub
No, you cannot use your Lane Bryant Credit Card everywhere. You can only use your card at Lane Bryant and its affiliates.
Here's where you can use the Lane Bryant Credit Card:
- Lane Bryantstores
- Lane Bryant Outlet
- Lanebryant.com
- Cacique stores andCacique.com
- Catherines stores andCatherines.com
- Other outlet stores affiliated with Lane Bryant
The Lane Bryant Credit Card is not affiliated with Visa, Mastercard, or any other card network. Therefore, it is not accepted...
9
What is the Lane Bryant Credit Card payment address?
2
Upvotes
Reply
2
Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The Lane Bryant Credit Card payment address is:
Comenity - Lane Bryant
P.O. Box 182273
Columbus, OH 43218-2273
Keep in mind that it can take up to two business days for your payment to process. So, make sure you take this into account when sending a check by mail. To avoid late fees, your payments must be received before 5 p.m. ET on the day the payment is due. For regular U.S. mail payments, allow at...
1
View more answers
How can I check my Lane Bryant credit card status?
2
Upvotes
Reply
2
Leon Denerus, WalletHub Analyst
@Leo.DC
You can check your Lane Bryant Credit Card application status by calling (800) 888-4163. Simply follow the voice prompts to be connected with a customer service representative. Unfortunately, there's no way to check your application status online.
You may get an instant decision immediately after applying, but keep in mind that some applications require further consideration. You will be informed of the issuer's decision within 30 days after the application was submitted.
If your application gets rejected,...
2
How can I get a Lane Bryant credit limit increase?
2
Upvotes
Reply
2
Mark Towers, WalletHub Credit Card Analyst
@MarkTowers
It is rumored that you get your Lane Bryant credit card limit automatically increased after 6 months if you regularly use your card and pay it on time. So you don't have to proactively look for it.Nevertheless, if you want to get a limit increased then you can call 800-888-4163 and ask.
2
Can you use your Catherines credit card at Lane Bryant?
12
Upvotes
Reply
12
5
WalletHub
@WalletHub
Yes, you can use your Catherines credit card at Lane Bryant. Enjoy!
1
Can I use a Dressbarn credit card at Catherines and Lane Bryant stores?
9
Upvotes
Reply
9
7
WalletHub
@WalletHub
No, unfortunately you cannot. You can only use your Dressbarn Credit to make Dressbarn purchases (i.e. in the retailer's stores or on dressbarn.com). Best of luck!
1
How much is the Lane Bryant Credit Card inactivity fee?
8
Upvotes
Reply
8
5
WalletHub
@WalletHub
The Lane Bryant Credit Carddoesn't have an inactivity fee, annual fee or a monthly fee.
3
What credit score is needed for the Lane Bryant Credit Card?
3
Upvotes
Reply
3
1
Joseph Bulebush, WalletHub Analyst
@joeybule
You generally need fair credit (i.e., a score above 640) to be eligible for the Lane Bryant Credit Card, but simply having such a credit score doesn't necessarily guarantee approval.
Issuers typically make proprietary modifications to publicly available scoring models, in addition to considering factors such as your income and assets.
However, you can see where your credit stands and thus getter a better sense of your approval odds checking your credit score. It's free on WalletHub.
4
How can I set up autopay for my Lane Bryant Credit Card?
2
Upvotes
Reply
2
Jason Lloyd
@jason_l
You can set up autopay for your Lane Bryant Credit Card through your banking institution via a checking account.
Your only option through Comenity is to schedule a payment 30 days in advance from your online account.
1
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Lane Bryant Credit Card Reviews
Share your insights and review for the Lane Bryant Credit Card
5
37%
4
17%
3
13%
2
7%
1
26%
3.3
155 reviews
155 reviews
What's Your Rating?
Most Recent
Cat92_jackson
@Cat92_jackson
5 Star Rating
Finding the right size and very attractive clotheing are very affordable at Lane Bryant. Lane Bryant is like one stop shopping experience I am able purchase jewelry, shoes, bras , underwear, fitness wear and nite wear.
Comment
Kirsten
@shakychicnh
1 Star Rating
Very difficult to pay online, and over the phone. Closed card because it was so difficult. Customer service was horrible. Paid account in full however still not updated on credit score.
Comment
Melanie
@mkujovich
4 Star Rating
Useful for when I need to get something new or for holidays and I am low on cash. I use it, then pay it off as soon as I can. Interest rate is high, so pay it off ASAP.
Comment
Rowena
@rowenah
5 Star Rating
I’m able to get the things I need for my size: bras, underwear, clothing, outerwear, etc. They have a lot of super cute items for plus size women.
Comment
Crystal
@crystlou
5 Star Rating
I love me some Lane Bryant. We used to have one and PCB, but it closed. Every time I go to Georgia I literally go in their store and I can find lots of beautiful things online. Definitely a card I will keep and they are generous with their credit limits as well.
Comment
Samantha
@samantha_crutcher16
4 Star Rating
Only use card twice a year for bras only. Never seem to find other things I need or want. Great company but just use for bras and panties
Comment
Teresa
@horseluv64
5 Star Rating
I always love how Layne Bryant stays up on the latest fashions. and they are offered in a variety of sizes. I always go to the clearance section 1st because chances are what I really was looking for. I will find there.
Comment
Charlene
@charlene29631352003
5 Star Rating
I love my library: I purchased all my bras and Clinique swimwear jumpsuits undergarments T-shirts, pajamas, lingerie and other personal items sale items to buy one get one
Comment
Cornellecampbell
@Cornellecampbell
3 Star Rating
Lane had great quality items but the customer service isn't matching at all stores! I just keep my cards at zero just in case i need to use them!
Comment
Rachele
@networkrdd
1 Star Rating
Lane Ɓ tyrant takes money and says they didn't get it when it when I had it coming out monthly the payment 75.00 a month and my amount hasn't changed at all. I won't use that card again. They have taken my money for done years and nothing ever goes down
Comment
Review Lane Bryant Credit Card
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