Personal Finance Reviews by The Ascent | The Motley Fool (2024)

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Must Reads

  • Why I'm Not Opening Any CDs in 2024 -- Even Though Rates Are Up to 5.5%

    Looking for a higher yield on your savings before the Fed cuts interest rates? Here's why a CD might not be the right choice.

  • Does Your Income Make You Upper Class, Middle Class, or Lower Class?

    Personal Finance Reviews by The Ascent | The Motley Fool (10)

    Christy BieberSept. 5, 2023

    Where does your income fall relative to your fellow Americans? Find out how much the lower, middle, and upper classes are making.

  • My Brother Won a Car on The Price Is Right. Here's What It Cost Him

    Personal Finance Reviews by The Ascent | The Motley Fool (11)

    Maurie BackmanDec. 7, 2023

    Winning big on a game show isn't all rosy. Read on to see why a large prize could mean a huge tax bill.

  • Here's How to Buy 2 Limited Gold Bars at Costco (They Sell Out Fast)

    Personal Finance Reviews by The Ascent | The Motley Fool (12)

    Cole TrethewayDec. 23, 2023

    Costco is selling limited gold bars. Find out how to purchase them at Costco.com while they're still in stock.

  • 3 Reasons Not to Shop at Aldi Despite the Low Prices

    Personal Finance Reviews by The Ascent | The Motley Fool (13)

    Maurie BackmanJan. 11, 2024

    Shopping at Aldi can result in nice savings. But read on to see why you may want to skip buying groceries at Aldi.

  • Should You Cancel Your Costco Membership in 2024?

    Personal Finance Reviews by The Ascent | The Motley Fool (14)

    Dana GeorgeJan. 12, 2024

    A Costco membership can save a savvy shopper money, but it’s not right for everyone. Find out when you know it's time to cancel your …

  • How Much Money Should You Keep in Your Checking Account? Here’s the Sweet Spot

    Personal Finance Reviews by The Ascent | The Motley Fool (15)

    Dana GeorgeMarch 10, 2024

    It may feel good to have a lot of money in checking, but it's not a great idea. Find out how you know when you …

  • Is $10,000 Too Much to Keep in a Checking Account?

    Personal Finance Reviews by The Ascent | The Motley Fool (16)

    Lyle DalyMarch 10, 2024

    It's possible to have too much money in your checking account. Learn how much is too much and what to do with it instead.

  • My Brother Won a Car on The Price Is Right. Here's What It Cost Him

    Winning big on a game show isn't all rosy. Read on to see why a large prize could mean a huge tax bill.

  • 4 Common Mistakes People Make at Costco That Cost Money

    Personal Finance Reviews by The Ascent | The Motley Fool (18)

    Brittney MyersMarch 5, 2024

    Costco's known as a great place to save, but that's only true if you aren't making these common shopping mistakes. Read on for more.

  • Costco to Crack Down on Food Court Access for Non-Members

    Personal Finance Reviews by The Ascent | The Motley Fool (19)

    Maurie BackmanMarch 7, 2024

    Soon, grabbing a quick meal at Costco may be off the table without a membership. Read on to learn more.

  • 3 Expensive Costco Traps to Avoid

    Personal Finance Reviews by The Ascent | The Motley Fool (20)

    Christy BieberMarch 10, 2024

    Costco can be a great place to shop, but you could waste a lot of money if you get sucked into these three common traps. …

  • Lottery Statistics and Revenue by State

    Personal Finance Reviews by The Ascent | The Motley Fool (21)

    Jack CaporalMarch 7, 2024

    Americans shelled out $95.5 billion on lottery tickets in 2021 and earned a prize payout of $64.3 billion. Find out if playing the lottery is …

  • Survey: Car Insurance Shopping Preferences and Trends

    Personal Finance Reviews by The Ascent | The Motley Fool (22)

    Jack CaporalFeb. 15, 2024

    The Motley Fool Ascent surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.

  • Study: Generational Credit Card Habits

    Personal Finance Reviews by The Ascent | The Motley Fool (23)

    Jack CaporalFeb. 26, 2024

    The Motley Fool Ascent surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.

  • How Credit Scores Impact Auto Insurance Premiums

    Personal Finance Reviews by The Ascent | The Motley Fool (24)

    Jack CaporalFeb. 26, 2024

    Drivers with poor credit pay over double what drivers with excellent credit pay, on average. Read on for more details.

  • How Your Driving Record Impacts Your Car Insurance Payment

    Personal Finance Reviews by The Ascent | The Motley Fool (25)

    Jack CaporalFeb. 26, 2024

    A DUI can add over $1,000 to the annual cost of car insurance. See how your driving record changes your auto insurance payment here.

  • The Average Cost of Car Insurance in All 50 States

    Personal Finance Reviews by The Ascent | The Motley Fool (26)

    Jack CaporalFeb. 26, 2024

    The national average annual cost of car insurance in 2023 was $3,017. How does your payment compare? Learn the details here.

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Personal Finance Reviews by The Ascent | The Motley Fool (27)

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With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.

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59% of Americans have a cash back credit card and 49% have a travel rewards card.

Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.

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We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.

Personal Finance Reviews by The Ascent | The Motley Fool (2024)
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