Top Grocery Budget Busters (Know What They Are To Save More at the Store!) (2024)

If you're trying to stick to a grocery budget, you need to be aware of these top 10 budget busters. Read on to find out what they are!

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Top 10 Grocery Budget Busters

If you keep heading to the grocery store with a budget in mind, but then leave spending more than you'd like and just aren't quite sure where that extra moo-lah is going (other than the obvious increase in prices lately) – then this post is for you!

Here are the top 10 Grocery Budget Busters that can quickly ruin your budget.

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1. Pre-cooked meat or chicken

Folks, if you purchase items pre-packed you can spend abundlewithout meaning to. For example, I love having grilled chicken handy for a quick salad or taco in a hurry. But paying for convenience can ruin your grocery budget.

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The container on the left in the picture above shows how much chicken is in a Tyson Grilled & Ready package (a little over 1 1/4 cups) which cost around $4 at the time. On the right is what I made myself for $4.09 after stocking up on chicken breast at Fresh Thyme while on sale ~ almost 5 cups of chicken!

Here's the math:

  • 1 1/4 cups Tyson = $4
  • 5 cups chicken that I grilled myself = $4.09
  • 1 1/4 cups Tyson ($4) X 4 to get 5 cups = $20

To get the same amount of Tyson I would spend over$20. Craziness.

(UPDATE: if you absolutely love having chicken pre-cooked for you, you'll love what I found out at Costco last week)

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2. Smucker's Uncrustables

You are paying abundle for convenience here. It really doesn't take all that much time to make a Peanut Butter & Jelly, so take a few minutes to make your own Homemade Uncrustables instead!

TIP: ANY time you purchase something out of convenience at the store, you most likely are going to pay for it. So keep in mind… if you can quickly do it yourself at home, pay less by DIY'ing snacks, sandwiches and more. Your family's finances are worth it!

Here's the math:

  • 10 count Uncrustables = $5.48 at Walmart or 54¢ each
  • Homemade Uncrustables = 19¢ each
  • 20 Uncrustables = $10.96, 20 Homemade Uncrustables = $3.80

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3. Cleaning supplies

If you have dish soap, lemon juice, baking soda, peroxide and vinegar in your home most of your cleaning can be taken care of.

Here are a few homemade cleanersto try:

  • Homemade Soap Scum Remover
  • Homemade Carpet Cleaner
  • Homemade Floor Cleaner
  • Homemade Window Cleaner

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4. Fabric softener

Don't want to pay a high price for fabric softener? Try vinegar instead. Add 1/2 cup to your load before washing.

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5. Refrigerated & frozen convenience foods, as well as pre-cut fruit or veggies

Walk down the refrigerated & frozen aisle at your grocery store and you'll see a ton of processed foods ~ everything from mashed potatoes to macaroni and cheese to frozen pizzas.

You can make just about everythingfrom scratch yourself in these aisles, and you'll save a bundle! And, cut your fruit and vegetables yourself.You'll pay a pretty penny to have someone else do the cutting up for you.

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6. Food you won't really eat

Ever think – Oh! This would be something good to buy – I should try it! (Me too!) Every time I walk past the fresh fish counter at the store, I am so tempted to purchase some because I know it's good for me. And, a few times I've actually gone and ahead and bought it.

However, our family just isn'tdoesn't eat muchfresh fish (my husband and I do like salmon), so to spend money on food that won't really get eaten isn't worth it. If you know you're not realistically going to use it up or cook it for dinner, skip those foods.

It also helps to have a full grocery list made out and a menu plan made before going to the store. That helps avoid impulse purchases. Our menu planning made easy sets are perfect to help stay on track with your grocery budget!

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7. Buying name brand items

So often folks feel like they need a certain brand to get a good product, but nowadays store brands arefantastic.They've come a long way from the Malt O Meal cereals I remember as a kid (Malt O Meals are even pretty good these days!), andmany stores carry store brand foods that are manufactured in the same facility as their brand name competitor.

There are times when it's actually cheaper to buy a name brand when it's on sale (especially with a coupon), so watch for those deals when they pop up. But, be open to trying the name brand because you really can save!

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8. Expensive toiletries

High end toiletries (shampoo, conditioner, razors, soaps, etc.) can quickly bust your grocery budget. If you have extra wiggle room in your budget each week that's fine, but if you're really trying to save, shop the generic brands at your grocery store and watch for coupons to get the best prices.

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9. Certain organic foods

Organic foods cost abundle,and can quickly bust your grocery budget if things are tight in your home.

Some fruits and vegetables have “thicker skin”, so you may opt to purchase the non-organic version of those foods. See more on the Dirty Dozen HERE to know what's really worth paying more for, and find tips on how to save on organic food over HERE.

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10. Deals that are “too good” to pass up

Sometimes I come across a deal (or two, or three?) that I think is just “too good” to pass up.And when there's lots of room in my budget that's fine, but usually (because we like a tiny grocery budget at our house) that can end up ruining my budget plan for the week.

If you see a deal that you just can't miss, buy enough of it to last your family the next 6 weeks, because in that amount of time it will almost always go on sale again (promise.)Don't spend too much of your grocery budget on things you don't need right now, because those deals really do come around again!

What else would you add to the list?This month as we're really reigning in our grocery budgets I'd love to hear your thoughts – also check out the Ultimate Guide To Building a Better Grocery Budget. You can do this! 🙂

Looking for more ways to save? Here you go:

  • 20 Items You Need to Buy At Aldi
  • 14 Secrets You Need To Know About Shopping Amazon
  • 22 Items You Need to Look for at Ikea

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Top Grocery Budget Busters (Know What They Are To Save More at the Store!) (2024)

FAQs

How do you budget at a grocery store? ›

  1. Track current spending.
  2. Allocate a percentage of your income.
  3. Avoid eating out.
  4. Plan your meals.
  5. Keep a fridge grocery list.
  6. Eat before you go to the store.
  7. Be careful with coupons.
  8. Embrace the bulk section.
Feb 22, 2024

What are budget saving tips when it comes to shopping for food and household necessities? ›

Be sure to check your local newspaper circulars or store apps to know what's on sale and when. It can pay to plan your menu based on what's currently on sale, especially when it comes to items such as meat and fish. Be careful not to buy things simply because they're on sale, without adding them to your menu plan.

What is the average grocery budget? ›

The average American household spends an average of $475.25 a month on groceries, according to the most recently available dataset from the U.S. Bureau of Labor Statistics from 2022. That's a total of $5,703 spent on groceries in a year.

How much does a family of 5 spend on groceries per month? ›

Creating a budget can help keep costs in check. On average, a family of five spends anywhere from $922 to $1,488 a month on groceries, according to USDA monthly food plans.

What grocery store saves you the most money? ›

  • Aldi. If you consider yourself a frugal spender, you've likely heard of the grocery store chain, Aldi. ...
  • Grocery Outlet. My personal favorite! ...
  • Winco Foods. ...
  • Walmart Neighborhood Market. ...
  • Food4Less. ...
  • Target. ...
  • Lidl. ...
  • Costco.
Apr 9, 2024

How do grocery stores make you spend more money? ›

Placing impulse items near the register

Not only do these impulse items tend to drive people to spend more at the supermarket, but they're generally among the least competitively priced. So all told, you're losing out -- even if you do enjoy that mega-sized Twix.

How to save on food costs? ›

How to Save Money on Groceries
  1. Redefine dinner. ...
  2. Crunch some numbers while you shop. ...
  3. Round up your grocery cost estimates. ...
  4. Raid your pantry. ...
  5. Think before you buy in bulk. ...
  6. Know when to shop. ...
  7. Start freezing and storing meals now. ...
  8. Pay with cash.
Jan 18, 2024

How to save money going to the grocery store? ›

Some not only will save you money but also could lead you to healthier eating.
  1. Find alternative protein sources. ...
  2. Frequent low-cost grocers. ...
  3. Plan before you shop. ...
  4. Use a store loyalty card. ...
  5. Utilize shopping apps. ...
  6. Compare unit prices. ...
  7. Go with store brands. ...
  8. Use a cash-back credit card.
Nov 2, 2023

What food should you buy on a budget? ›

  • Frozen Fruits & Veggies. There will be times when you'll crave some of the produce that isn't in season, but there's a great option to do this affordably. ...
  • Dried & Canned Beans. Dried beans are cheap and a great way to feed large groups of people and have plenty of leftovers. ...
  • Canned Tomatoes. ...
  • Pastas & Grains.

How much should I spend on food per day? ›

What's a reasonable food budget? Many financial advisors and gurus recommend spending no more than 10%-15% of take-home pay on food, a figure that includes restaurant dining and takeout.

How much do clothes cost per month? ›

The average U.S. household spends $162 per month on clothing, according to the U.S. Department of Labor, and you'll probably want to include personal grooming costs as well as any dry cleaning in this budget category.

What is the 50 30 20 budget? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What state is the most expensive to buy groceries in? ›

1. California

In California, the average weekly grocery spending is $297.72. Cities like Riverside and San Francisco are even higher at $300.50 and $298.44, respectively.

What state has the most expensive food? ›

Weekly grocery prices vary widely across the country, the study found, and California topped the list of most expensive places to buy food with a household average of $297.72 per week, or $27.51 more than the average for the 48 continental states.

What is a realistic grocery budget for 4 people? ›

This includes purchasing items from your local grocery store or supermarket. On average, a family of four can expect to spend anywhere between $500 to $1,000 per month on groceries, depending on factors such as dietary choices, quality of ingredients, and location.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How much should one person spend at the grocery store per week? ›

Here's how much California spends based on household size: One person - $176.81. Two people - $222.67. Three people - $294.34.

How to live off $150 a month for food? ›

Affordable and nutritious meal ideas for a $150 monthly budget include dishes like vegetable stir-fry with rice, bean and vegetable soups, pasta with homemade tomato sauce, and oatmeal with fruit for breakfast. These meals are cost-effective and can be made in large batches to provide multiple servings.

What is the 6 to 1 grocery method? ›

The 6-to-1 Grocery Method is a basic calculation (we're talking elementary-level math, basically counting), to plan your weekly grocery shop. Here's the system: Fill your grocery cart with six vegetables, five fruits, four proteins, three starches, two sauces or spreads, and one "fun" item for yourself.

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