The easiest way to get a Walmart Credit Card PIN is to request it through youronline accountor to call customer service at(877) 294-7880. Alternatively, you can request a PIN by mail, but that will likely be the most time-consuming option. The same methods apply to the Walmart® Store Card, too.
Here is how to get a Walmart Credit Card PIN:
- Online:Log in to your Walmart Credit Cardonline accountand click on “More Account Settings”. Then, find the “Control Your Card” tab and follow the directions under “Get a Cash Advance”. You may be sent a code by email or text and you will be able to select a custom PIN to use right away. Otherwise, your PIN will be delivered by mail in about 7-10 business days.
- Over the phone:Call customer service at(877) 294-7880and follow the prompts given by the automated system.
- Via mail:To request a PIN by mail, include your personal information along with your account details, and send your request to the following address: Capital OneAttn: General CorrespondenceO. Box 30285Salt Lake City, UT 84130-0287
This will likely be the most time-consuming option, as your PIN will arrive 7-10 business days after your request has been received.
If you plan to use your card for a cash advance at an ATM, keep in mind thatcash advancesare very costly. The Walmart Credit Card charges a 3% (min $3) cash advance fee. On top of that, there will be a cash advance APR of 29.99% (V), which starts accruing immediately.
A PIN could also be useful when making a purchase at automated kiosks abroad, such as the ones you might find in train stations or parking lots.
Please note: The Capital One Walmart Rewards® Mastercard® may no longer be available to new applicants. Information presented on this page may no longer be accurate.
This answer was first published on 02/15/19 and it was last updated on 02/19/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
