Ways to Make Money as a Stay at Home Mom: Tried & Tested! | Busy Budgeter (2024)

If you’re looking for ways to make money as a stay at home mom, I’ve got a few great ideas for you.

Here’s the good news: there are a BUNCH of great options, so you’re sure to find something that suits YOU!

You see, I was there—a new mom, feeling like I didn’t have a clue how I was going to take care of an infant and a husband, PLUS manage my house AND figure out a way to help bring in some money.

Ways to Make Money as a Stay at Home Mom: Tried & Tested! | Busy Budgeter (1)

Before I had my first baby, I worked a regular 9-5. It was reliable and fine. It paid the bills. Then my son was born. After we did the math, we realized that (holy cow!) it would’ve cost almost as much to put him in daycare and leave him all day as I’d be able to make at work. We were wondering like, what’s the point??

That said, the math also showed us that we wouldn’t exactly be sitting pretty on one income. Um, in fact, we wouldn’t be able to pay our mortgage or our bills, let alone save any money. So, once we decided to “take the stay at home plunge,” I had to figureout some creative ways to make money as a stay at home mom.

When I started out, I knew my goal was to hit between $2000-3000 per month. That was the number where we could make headway on our bills and debt, afford to live comfortably (within our means), and possibly even save a little for the future. I remember thinking at the time, “Wow—that seems like a lot of money to be responsible for bringing in from home.”

Still, I was pretty confident I could figure it out. I knew I had some skills and I was thinking maybe I could take on a few daycare jobs from home. I wasn’t very tech savvy, but I wanted to give blogging a shot…and I had a few other ideas to try as well. So here’s my list of some of my tried & tested ways to make money as a stay at home mom!

Offline Jobs from Home

“Offline” jobs(like childcare) give you a “safe” option for working from home. If you don’t feel like you’re computer savvy or if you really enjoy caring for kids, cooking, running errands for people, or even dog walking, there are a number of great jobs you can do from home.

You might look into multilevel-marketing sales opportunities, although, I’ve found many over-promise and under-deliver, especially for busy moms who might not have time to sell, sell, sell. If you have a specific talent like photography, music, gymnastics or art, you could also consider teaching lessons from your home. Advertise at local schools or check out your community center, senior center or church to see if they offer a job board where you can post your skills. You could even run an ad on Craigslist or your neighborhood group on Facebook.

When I started out, I took on a few kids in addition to watching my son during the day. I read the great book calledStart & Run Your Own Home Daycare, which helped me organize and start my business. I figured since I was already home with one baby, what were a few more?! Plus, it was very rewarding, and I enjoyed providing a service to my fellow moms who were looking for someone reliable to care for their little ones when they were away.

Selling Online

If you’re crafty or artistic, you could look into starting an Etsy business, selling crafts online. You can also make good money cleaning out your home and posting your stuff for sale online through Craigslist oreBay, or selling it via consignment. Dig through your old videogames, handbags, designer clothing, sports equipment, collectables and knickknacks, and sell them!

Here’s the deal, though…selling stuff online isn’t a long-term solution (unless you have unlimited amounts of stuff).

When I was first starting out working at home, I tried my hand at selling jeans and brand-name clothing on eBay. I’d go to thrift stores to search through racks and racks looking for brand name items (with a higher resale value) and use my eBay app to post them online. It was quite a bit of work and required quite a few trips to thrift stores and to the post office. To be honest, I didn’t enjoy it.

Despite not loving it, I was still bringing in around $700 a month doing it. So, if you’re willing to put in the effort or if you have a good eye and knowledge of antiques or collectables, then it might be worth it for you. Even if you don’t go for eBay, you can still watch for items at garage sales and seek out curbside finds to fix up and sell on Craigslist or at yard sales.

Virtual Jobs

So one of the best ways to earn money from home is by working a virtual job(or several)! I started out as a Trend Source mystery shopper and I worked for User Testing—reviewing and testing websites. With those two online jobs (that I could easily do during naptime or in the evenings), I was able to bring in around $200 per month. This was a nice supplement to my daycare income, and it was pretty easy.

There are quite a few similar small jobs you can do from home. If you have office experience or if you love the idea of helping someone else (and job stability), you may want to consider becoming a virtual assistant. Basically, you take on tasks like emails, making calls, or following up on administrative jobs, but you can work from home and often you can even set your own schedule! If you’re great at writing, try being a freelance writer.

Other virtual jobs include earning money through sites like Inbox Dollars & Swagbucks by taking surveys and playing games online. I don’t love earning money this way, because I don’t feel like it pays well for the time and effort it that goes in—BUT some people LOVE it and it can be a simple opportunity to earn gift cards and points.

Blogging

When I started trying to find ways to make money as a stay at home mom, blogging wasn’t my top idea for earning money. I started blogging so I could share my experiences with others and connect with like-minded people online. I was having some breakthroughs in terms of budgeting, meal planning and building on my life skills, so I figured sharing with others would be a good outlet and hey, I might even be able to earn some extra money blogging while I’m at it!

Today, my blog has grown into a wonderful income for our family—beyond my wildest dreams or hopes. I make over $10,000 per month (well over that, actually) on my blog, and I started earning a decent income pretty quickly when I began.

Here’s the deal: I am NOT a tech genius. I didn’t have any experience with blogging, nor did I do some “magic trick” to grow my blog overnight. I signed up for Ruth’s Elite Blog Academy, which was the best foundational resource I could find for learning how to grow your blog to a full-time income.I was able to connect with other bloggers, start affiliate marketing, and find out how to create a Pinterest strategyto connect and share my blog through social media.

It wasn’t hard. In fact, compared to my “traditional job”, it was pretty easy. It took some work, but it was also really fun to get started! Not to knock myself, but if I can do it, you can do it too.

If you’re looking for ways to make money as a stay at home mom, my recommendation is to try a few different ways to earn money (childcare, teaching lessons, selling on eBay, virtual jobs) while you start a blog. Even if you aren’t sure blogging is right for you, there are so many options and niches you can fill. If you enjoy designing, photography, decorating, cooking, or just being a mom, chances are there’s something you can share with others.

It is definitely possible to earn a regular income from home AND earn enough money to make a comfortable living. I’d love to hear other tried & true ways you’ve found to make moneyas a stay at home mom!

FTC Disclosure of Material Connection: In order for us to maintain this website, some of the links in the post above may be affiliate links. Regardless, we only recommend products or services we use personally and/or believe will add value to readers

Ways to Make Money as a Stay at Home Mom: Tried & Tested! | Busy Budgeter (2024)

FAQs

How to make $2000 a month as a stay-at-home mom? ›

Let's explore seven side hustles tailored for stay-at-home moms to help you make an additional $2,000 per month.
  1. Freelance Writing. ...
  2. Proofreading. ...
  3. Virtual Assistant. ...
  4. Social Media Management for Small Businesses. ...
  5. Online Tutoring. ...
  6. Virtual Bookkeeping. ...
  7. Event Planning:
Mar 18, 2024

Can I get paid for being a stay-at-home mom? ›

Selling used items, offering in-home child care, working as a freelance writer, and pet sitting are services that can start making money on short notice.

How to be a sahm and make money? ›

What kind of jobs can a stay-at-home mom get?
  1. Freelance writing. ...
  2. Working as a social media manager. ...
  3. Data entry. ...
  4. Finding ways to monetize your own blog. ...
  5. Monetizing your craft skills by starting an Etsy shop. ...
  6. Creating online courses. ...
  7. Remote customer service rep. ...
  8. Remote real estate agent.
Feb 17, 2024

How can a SAHM be financially independent? ›

  1. Separate Your Income From Your Worth. It's imperative that both you and your partner understand the value you bring outside of your paid job. ...
  2. Revisit the Family Budget or Financial Plan. ...
  3. Revisit Long-Term Goals. ...
  4. Protect Your Financial Well-Being. ...
  5. Stay (or Get) Involved in Family Finances. ...
  6. 35 Screen Free Activities for Kids.
Oct 6, 2022

How to make 2k a month passive income? ›

Wrapping up ways to make $2,000/month in passive income
  1. Try out affiliate marketing.
  2. Sell an online course.
  3. Monetize a blog with Google Adsense.
  4. Become an influencer.
  5. Write and sell e-books.
  6. Freelance on websites like Upwork.
  7. Start an e-commerce store.
  8. Get paid to complete surveys.

Can a stay-at-home mom get money from the government? ›

Look into federal grant programs like the Pell Grant and the Women, Infants, and Children (WIC) program. Additionally, check out nonprofit organizations that offer grants specifically targeted towards mothers who are staying at home.

Do kids do better with a stay-at-home parent? ›

Children who have a parent who stays at home may achieve better academic performance. One study found that 10th-grade children who had a parent stay at home when they were young achieved better grades in school than those who had working parents working away from home during early childhood.

Do stay at home moms get social security disability? ›

Can A Stay at Home Mom Collect Social Security Disability Insurance? A disabled stay at home parent may qualify for Social Security Disability Insurance (SSDI) if they worked at an earlier point in their life and earned enough work credits to be eligible for Social Security.

What is the best side hustle for extra money? ›

Our top side hustles ideas
  • Start a blog. ...
  • Deliver groceries. ...
  • 5. Make coffee. ...
  • Tutor online. ...
  • Style hair. ...
  • Become a makeup artist. ...
  • Rent out your car. ...
  • Rent out space in your house. Do you have an extra room or even storage space in your garage?

How to make extra income from home? ›

Here are 10 opportunities to make extra money from home:
  1. Try affiliate marketing. ...
  2. Sell artwork and designs online. ...
  3. Get cash back from shopping apps. ...
  4. Be a copywriter or editor. ...
  5. Consider being a data entry clerk. ...
  6. Freelance your skills. ...
  7. Become an online blogger. ...
  8. Take online surveys.
Apr 8, 2024

How to make 10k a month? ›

In this guide, we'll share the 10 best ways to make $10,000 per month, including:
  1. Sell Private Label Rights (PLR) products 📝
  2. Start a dropshipping online business 📦
  3. Start a blog and leverage ad income 💻
  4. Freelance your skills 🎨
  5. Fulfillment By Amazon (FBA) 📚
  6. Flip vintage apparel, furniture, and decor 🛋
Feb 23, 2024

How to afford to be a stay at home mum? ›

To work out where to make savings, start by making a list of all your regular outgoings, such as:
  1. savings contributions or loan repayments.
  2. memberships and subscriptions.
  3. internet, TV and phone bills.
  4. fuel and car payments.
  5. mortgage or rent.
  6. food shopping.
  7. utility bills.
  8. insurance.

What is a good income for a stay at home mom? ›

For example, Insure.com figures the wage a mom should earn for the 18 or so jobs she must tackle throughout the day is $126,725 in 2022, which is 9.2% higher than last year's findings of $116,022. And according to Salary.com's Annual Mom Salary Survey from May 2021, moms should be paid even more — $184,820.

How do I become a stay at home mom on a low income? ›

How to Afford to be a Stay at Home Mom on One Income
  1. Make it your JOB to save.
  2. Control your spending.
  3. Don't fall for MLMs targeting moms.
  4. Find community.
  5. Find some extra ways to pull in some extra cash.
  6. Do at least one thing for you.
Mar 16, 2024

How can I make an extra 2000 a month working from home? ›

  1. Become a Blogger and earn with affiliate marketing. ...
  2. Offer Proofreading Services as a side hustle from home. ...
  3. Complete paid online surveys for money. ...
  4. Create Graphic Designs from Home as a Freelancer. ...
  5. Earn money by testing apps and websites. ...
  6. Transcribe videos, phone calls, and other recordings from home.
May 11, 2024

Can I live on my own if I make 2000 a month? ›

Retiring on $2,000 per month is very possible,” said Gary Knode, president at Safe Harbor Financial. “In my practice, I've seen it work. The key is reducing expenses and eliminating any market risk that could impact your savings if there were a major market downturn.

How much is 2k a month hourly? ›

$2,000 a month is how much an hour? If you make $2,000 a month, your hourly salary would be $11.54.

How much household income do you need to be a stay at home mom? ›

According to a survey from Salary.com, stay-at-home moms should earn upwards of $162,581 per year.

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