What is Not Covered by An Extended Warranty? (2024)

In this post, we’ll explore the different parts, circ*mstances, and/or systems that aren’t covered by an extended warranty.
An extended warranty is a great way to protect your investment, but it’s important to know what it does and does not cover.
Many people assume that an extended warranty will cover anything and everything that could possibly go wrong with their purchase, but this is often not the case.

There are usually some exclusions in the fine print of the contract that you may not be aware of.
An extended warranty does not cover any preexisting damage to the vehicle, normal wear, and tear, or anything that would be considered abuse. Additionally, most basic extended warranties will not cover anything that can be considered a routine maintenance item, such as an oil change or tire rotation.

There are also companies, like Protect My Car, that offer “all-inclusive” extended warranties ranging that will cover routine maintenance, abuse, and preexisting damage.
However, these types of warranties are usually much more expensive than a basic extended warranty.

Some extended warranties also have a deductible that must be paid before coverage kicks in.
Be sure to read the fine print of any extended warranty before purchasing it to make sure you understand what is and is not covered.

Breaking Down The Limits of an Extended Warranty
Some of the most common things that are not covered by an extended warranty include:

-Normal wear and tear: Most extended warranties will not cover normal wear and tear on your purchase.
This includes things like scratches, dents, and other cosmetic damage that occurs over time with use.
For example, an extended warranty will probably not cover the cost of repainting a sun-faded vehicle.
-Improper installation: If you try to install something yourself and it goes wrong, the warranty is likely void.
This is why it’s important to always have a professional do any installations that are covered under the warranty.
-Improper usage: If you use your vehicle in a way that it was not intended to be used, the warranty will likely be voided.
For example, If you were to drive an unmodified compact sedan offroad and damaged any powertrain or suspension components, they would most likely not be covered by a basic extended warranty.
-Damage from natural disasters: Extended warranties typically will not cover damage from floods, earthquakes, or other natural disasters.
Also, many extended warranties will exclude coverage for Acts of God, such as lightning strikes or hail damage.
-Longterm environmental damage: Some warranties will not cover environmental damage, such as rust or corrosion. Leaving your vehicle unmaintained for an extended period of time can void your warranty.
-Improper maintenance: You are required to maintain your vehicle according to the manufacturer’s specifications in order for the warranty to remain valid.

-Modifications: Most extended warranties will not cover modifications that you make to your vehicle.
This includes things like aftermarket parts, performance upgrades, and cosmetic changes such as paint jobs or rims.
-Pre-existing conditions: If your purchase has a pre-existing condition when you purchase the extended warranty, it will not be covered.

For example, if you buy a used car and the transmission is already going out, the warranty will not cover the cost of the repair.
In conclusion, there are many things that are not covered by an extended warranty.
These include normal wear and tear, improper installation, improper usage, damage from natural disasters, and long-term environmental damage.

Additionally, most extended warranties will not cover modifications that you make to your vehicle or pre-existing conditions.
Be sure to read the fine print of any extended warranty before purchasing it to make sure you understand what is and is not covered.

How to Safeguard from The Limits of An Extended Warranty
An extended warranty is an insurance policy on your vehicle and it acts as a safeguard against expensive, unforeseen repairs.
Many feel that an extended warranty is worth the peace of mind it offers.
An extended warranty can cover repairs to your engine, transmission, air conditioning, and electrical system.
It can also cover the cost of replacement parts and labor costs.

The plan includes oil changes, tire rotations, brake pad replacements, and much more.
This is the closest thing to a manufacturer’s warranty, including your Turbo Charger and Navigation System.
Get free 24/7 roadside assistance, free oil changes, and tire rotations.
With Supreme, Protect My Car will pay 100% of all covered repairs after only a $100 deductible.

An extended warranty is a valuable asset to have but it’s important to understand what it does and does not cover.
With the right maintenance plan in place, you can rest assured that your vehicle is protected against expensive repairs that aren’t covered by a simple extended warranty.