What proof do you need to get a bank account?
Acceptable Forms of ID for Banks
To open a checking account, you must provide government-issued identification with your photo, your Social Security card or Taxpayer Identification Number, and proof of your address. However, some special account types may require additional information.
- ID and verification. ...
- Personal Details. ...
- Address Details. ...
- Contact Details. ...
- Income & Expenditure Details. ...
- Overdraft requests (optional) ...
- Packaged Accounts (accounts where you pay a monthly fee and receive insurance benefits) ...
- Switching.
Identification Proof
PAN card. Voter ID card. Driving licence. Any government issued/ defence issued ID card.
Banks typically require the adult to present a government-issued photo ID and provide contact information, such as mailing address and phone number. Any minors will need to provide a valid Social Security number and other information, depending on their age at the time of account opening.
- Proof of U.S. residency. For example: U.S. government-issued photo ID, student/employer photo ID, current utility bill or rental agreement (documents must show your name and U.S. physical address).
- One primary photo ID. ...
- One secondary ID.
Any ID that is expired will not be accepted for any reason.
Standard identity check – one of the options below:
One primary photographic identification document. One primary non-photographic identification document AND one secondary identification document. One special provision identification document.
Current official document with your name and address
A utility bill, credit card statement, lease agreement or mortgage statement will all work to prove residency. If you've gone paperless, print a billing statement from your online account.
Some bank accounts can be opened online, while others have to be opened in-branch. To open an account, all you need is your ID book and proof of residence. A bank account is a reliable way to keep your money safe while earning interest. Many jobs nowadays also require you to have a bank account to receive your salary.
What is proof that you have a bank account?
It usually involves the customer providing credible information that proves their account ownership, such as a bank statement. In some cases, consumers can prove their identity by providing data that matches the data on file at a credit bureau or held with their bank.
Most often, you'll need to provide paperwork and personal information in order to open a bank account. First off, you need to bring at least one form of photo ID. Some banks may require two forms of identification. These forms can be a state ID, Social Security card, passport or birth certificate.

In addition to documents that verify your identity, age, or address, you may also need to provide a minimum initial deposit when opening a bank account. A minimum initial deposit is an amount of money required by the bank upfront when opening a checking account, savings account, or certificate of deposit.
Have an unpaid negative balance on that account, such as from an overdraft, that you have not repaid and the account was closed by the bank or credit union (this is called an “involuntary closure”). Were suspected of fraud or have a history of writing bad checks.
Acceptable Forms of ID for Banks
Most banks request two forms of government issued ID. Financial institutions that require two forms of ID may want at least one of the IDs to be a photo ID. This can include photos on a Passport or Driver's license.
If you're bankrupt or have a record of fraud, you will not usually be allowed to open a bank account. Also, you may be refused permission to open a current account if you have a poor credit rating. However, if you're bankrupt or have a poor credit rating, you may be able to open a basic bank account.
- Valid Passport.
- Aadhaar.
- Valid Permanent Driving License.
- Voter ID Card.
- NREGA Job Card.
- Letter from the National Population Register.
ID Documents: Verification of a person's identity by checking government-issued documents like passports or driver's licenses. Biometrics: Authentication through unique physical characteristics, such as fingerprints or facial recognition to verify identity.
Proof of your bank account can typically be obtained through a bank statement or bank certificate, which you can request from your bank.
To open a Chase bank account, US citizens generally need to provide: Primary ID: photo driving license, passport or state ID for example.
What are two forms of ID for a job?
Primary | Secondary | Result |
---|---|---|
State driver's license | U.S. Social Security card | Acceptable |
U.S. passport | State driver's license | Acceptable |
U.S. military ID card | Department of State ID card | Acceptable |
U.S. Social Security card | Voter registration card | Unacceptable (no primary form) |
- A bank encoded deposit slip with pre-printed details of your bank account.
- name and number.
- A copy of a cheque for your bank account.
- A copy of a bank account statement.
- A verification letter or other document of confirmation provided by your bank.
- A printed version of your bank account details from your online banking.
In most cases, banks require a valid, unexpired ID to open a bank account. This means that if your ID has expired, it may not be accepted as a form of identification during the account opening process.
Small Accounts or Minimum KYC Accounts
If you don't have official documents, you can still open a small account by providing self-attested photos and a signature in the presence of a bank official.
Any residential contract can be used to prove where you live. This is the easiest document to get if you've recently moved. Even if you haven't received any mail yet, you still have (or can easily get) a copy of your lease or mortgage contract.