Barclays Reveals Contactless Payments Trends | PaySpace Magazine (2024)

FAQs

Is Barclays stopping contactless payments? ›

Android Contactless Mobile

The Contactless Mobile payment service closed on 30 June 2023, so you can no longer register for or use it. If you used to use your credit card with the Contactless Mobile payment service, please now use your plastic card when paying in future.

There isn't a daily limit for contactless payments. However, from time to time, when you shop using contactless payments, you'll need to put your card into the machine and enter your PIN to verify it's you, before you can use contactless again.

These might relate to your Barclaycard or a terminal not working correctly. If you continue to have problems using your Barclaycard, you can contact our Customer Services Team. Alternatively it could be that you have exceeded your credit limit - check your balance in Barclaycard online servicing.

If you have an eligible Barclays debit card with us and/or Barclaycard, simply select the card you wish to pay with, select the Barclays app as the default 'Tap and Pay' on your device and ensure the NFC functionality is switched 'on'.

If your contactless card is not working, it might be because there are insufficient funds in your account or you've reached your daily spending limit. If this is not the case, try swiping the card or using the chip on the card instead. You might simply be required to enter your Chip&PIN for safety reasons.

You can use your contactless credit or debit card to pay for purchases up to £100, wherever you see the contactless symbol. Simply tap it on the card reader and go (there may be times when you have to enter your PIN for security reasons – to confirm that it's you who's using your card).

You can use a contactless card as many times as you like within a day so long as each purchase is under £100. Just bear in mind that you may be asked to use chip and PIN after using contactless a few times in a row.

When you send someone money (either a person or a business), there are different daily limits depending on the type of account you have: £50,000 from personal current accounts. £100,000 from Premier accounts. £100,000 from business accounts.

Payment through the contactless mode is allowed for a limit of maximum Rs. 5000/- for a single transaction in India. For any transaction amount more than Rs. 5000/- you will be asked to provide your Debit Card PIN.

Your bank has declined a previous transaction and your card/device is blocked. Your bank hasn't approved the transaction. The card has not had a chip and PIN transaction for a period of time. You've got a new or replacement contactless card and have not yet used it for a chip and PIN transaction.

How do I withdraw money from Barclays without card contactless? ›

To take out cash using your Android smartphone, you need to register with our app and turn on its Contactless² feature. You also need to add your debit card within the app – you can do this in the 'Contactless cash' section. Once you're set up, visit one of our eligible cash machines and tap your phone onto its reader.

You can make five contactless payments in a row before you are required to enter your Pin. If there is suspicious activity on your account, your bank may ask you to confirm that the transactions are legitimate.

There are no additional fees for using your contactless card.

Your bank decides if its cards work with Google Wallet. Banks may restrict any of its cards from making mobile payments. If your bank isn't listed or your card can't be set up for mobile payments, call the phone number on the back of your card to offer your bank feedback.

Your bank has declined a previous transaction and your card/device is blocked. Your bank hasn't approved the transaction. The card has not had a chip and PIN transaction for a period of time. You've got a new or replacement contactless card and have not yet used it for a chip and PIN transaction.

If your payment is declined, we recommend you check the details you entered and try again. If you're making a payment online and you've previously saved your card details, please check that your card hasn't expired or been replaced, before you select it to make a payment.

If the card has been reported as lost or stolen then it will be flagged and the payment won't go through. But some retailers will process payments offline – which means they store up a batch to process later, usually within 24 hours. Shops can do this because of the low value of contactless payments.