How to start investing in India 🇮🇳 (2024)

Investing is the only option which give you option to became owner of small portion of very big companies.

By investing in these big profitable and fundamentally strong companies you can make hugh wealth for your future.

There are many ways to start investing. You can start investing in stocks, bonds, Cryptocurrencies, real-estate, gold, silver, ETF, REIT etc.

To start investing in maximum investment options like stocks, ETFs, REITs; you first need to open a trading and demat account. There are many brokerage houses and banks in the market which help to open these accounts. These brokerage houses and banks give many facilities, so they offer different charges to open account. Brokers are also of two types i.e. full time brokers and discount brokers. As a beginner investor we should open account with discount brokers which charge very low brokerage. Zerodha and Upstox are the best discount brokers in the market now.

Opening of Trading and Demat Account for Investing

You can open trading and demat account with any of these brokers with link 🔗 given below-

Open trading and Demat Account with Upstox https://link.upstox.com/jx39

Starting of Investing in different Investing Instruments

You can invest in different investing Instruments with recently opened trading and demat account like ETF Stocks REIT Gold Silver etc. If you are beginner and not now market very well, you should start with ETFs then go for large market cap fundamentally strong debt free companies stocks.

A. Investing in Stocks with ETF (Exchange Traded Funds).

There are many good ETFs to start investing in stocks. ETFs offer diversified portfolio. ETF are less volatile and also have lesser risk as compared to stock and give good returns. Some example of ETFs are as follow-

1. NiftyBees: NIPPON INDIA ETF Nifty BeES objective is to provide returns before expenses that closely correspond to the total returns of the S&P CNX Nifty Index (Nifty50) subject to tracking errors.

2. BankBees: NIPPON INDIA ETF Bank BeES objective is to provide returns that, before expenses, closely correspond to the total returns of the securities as represented by the CNX Bank Index.

3. ITbees:Nippon India ETF Nifty IT's objective is to provide investment returns closely corresponding to the total returns of the securities as represented by the NIFTY IT Index before expenses, subject to tracking errors.

4. CPSEetf: CPSE ETF objective is to provide returns that, before expenses, closely correspond to the total returns of the Securities as represented by the CPSE Index.

5. JuniorBees:NIPPON INDIA ETF Junior BeES objective is to provide returns that, before expenses, closely correspond to the returns of securities as represented by the CNX Nifty Junior Index.

B. Investing in Gold and Silver with ETF.

There are many good ETFs to start investing in gold and silver.

1. GoldBees: NIPPON INDIA ETF Gold BeES objective is to provide returns that, before expenses, closely correspond to the returns provided by domestic price of gold through physical Gold.

2. SilverBees: Nippon India Silver ETF's objective is to provide returns before expenses that closely correspond to the total returns of the Silver subject to tracking errors.

C. Investing in US Stocks with ETFs.

There are many good ETFs to start investing in US stocks.

1. MON100: Motilal Oswal MOSt Shares NASDAQ-100 ETF objective is to provide returns that, closely correspond to the total returns of the securities as represented by the NASDAQ-100 Index, subject to tracking errors.

2. MAFANG:Mirae Asset NYSE FANG+ ETF's objective is to provide returns before expenses that closely correspond to the total returns of the NYSE FANG+ TRI subject to tracking errors.

D. Investing in real-estate with REITs.

There is currently three REIT in India to start investing in real-estate. These are as follows-

1. BIRET-RR:Brookfield India Real Estate Trust owns and operates commercial real estate assets located mainly in Mumbai, Gurgaon, Noida and Kolkata.

2. Embassy-RR: Embassy Office Parks REIT owns and operates office buildings. Their portfolio comprises seven office parks and four prime city-center office buildings.

3. Mindspace-RR: Mindspace Business Parks REIT is an India-based real estate investment trust (REIT). The Company owns office portfolio in India.

E. Investing in Stocks directly.

You can also invest in stocks directly, but before investing do fundamental analysis and technical analysis of any stock. You can learn doing these analysis easily and free of cost from our website and youtube channel. After your analysis, if you find yourself comfortable then you simply search the name of company on your trading platform or app and click on buy button. After clicking buy button, you have to put number of stocks you want to buy and set price in limit order or any price currently stock available with market order. Start with less amount of money and increase amount after understanding investing platform.

F. Investing in Stocks and ETFs in SIP mode.

Dear beginner investors you can start investing in share market stocks, REIT and ETF with SIP (Systematic investment plan). You can easily create basket of stocks or companies to invest and SIP to execute these baskets on Zerodha. SIP mode investing give you hassle free Investing and consistency with good returns by the power of compounding.

Happy Investing!!

How to start investing in India 🇮🇳 (2024)

FAQs

How should a beginner start investing in India? ›

One of the tips for investing money for beginners is to avoid investing a large portion of your corpus into a single investment or asset class. By spreading your money across stocks, bonds, mutual funds, gold, etc., you can mitigate the risks of overexposure to one asset or instrument or market segment.

Can I invest in India from the USA? ›

To invest in shares of India's listed companies, foreign investors have to use the foreign portfolio investment (FPI) route. Investors, whether individuals or firms, need to be registered with country's markets regulator and adhere to its disclosure requirements. Most of the 10,800 FPIs are funds.

How can a foreigner invest in India? ›

An NRI needs to apply to a designated branch of a bank, which deals in Portfolio Investment. An NRI can purchase shares up to 5% of the paid-up capital of an Indian Company on a fully diluted basis. All NRIs taken together cannot purchase more than 10% of the paid-up value of the Company.

What is the safest investment with the highest return in India? ›

1. Fixed Deposit (FD) Offering a much higher interest rate than a regular savings account, fixed deposits with banks are still considered one of the safest investments.

Is it worth investing in India? ›

India's economy remains robust. Reforms continue to improve the business environment. The country is benefiting from a young, expanding population and a geopolitical backdrop favoring its rise as a manufacturing base. Maturing capital markets also bode well for future investment opportunities.

Is India a good place to invest money? ›

India's stock market has outperformed both developed and emerging markets over the past two decades. Source: Charles Schwab, MSCI, and S&P Global. FactSet data as of 12/31/2023. Annualized total return is the geometric average amount of money earned by an investment each year over a given time period.

Is it better to invest in India or the USA? ›

Investments in the US market may offer stability and dividend income, while the Indian market provides the allure of higher capital appreciation fueled by a youthful population, urbanization, and increasing consumption.

Can a non Indian citizen invest in India? ›

As an NRI, you are allowed to invest in Indian equities under the PINS. However, only delivery-based trades (where you take delivery of securities in your demat account and keep them for more than one day) are permitted for Indian equities.

Can I buy Tesla shares in India? ›

One can easily invest in Tesla Inc shares from India by: Direct Investment - Opening an international trading account with Groww which includes KYC verification in the US.

Why is India attractive to foreign investors? ›

Numerous industrial zones, workforce and labor availability, lower labor costs, and a relatively open environment for foreign direct investments. India's large labor and consumer base, low operating costs, and linkages to important international markets.

Which country invests most in India? ›

Total FDI inflows in the country in the FY 2023-24 is $17.96 Bn and total FDI equity inflows stands at $11.54 Bn. Mauritius (26%), Singapore (23%), USA (9%), Netherland (7%) and Japan (6%) emerge as top 5 countries for FDI equity inflows into India FY 2023-24.

Which foreign investment is not allowed in India? ›

The present policy prohibits Foreign Direct Investments (FDI) in the following sectors: Gambling and Betting; Lottery business (including government/ private lottery, online lotteries etc); Activities /sectors which are not open to private sector investment (eg, atomic energy /railways);

How to multiply money in India? ›

10 Best Investments on How to Multiply Your Money Without Risk in India
  1. Invest in an Online Course.
  2. Invest Money on Instagram.
  3. Invest in Mutual Funds.
  4. Invest in the Stock Market.
  5. Invest in Service-Based Ventures.
  6. Invest in Learning a New Skill.
  7. Invest in Fixed Deposits (FD)
  8. Invest in a Startup Business.
Jan 15, 2024

What investment is 100% safe? ›

US Treasuries

In its 245-year history, that government has never defaulted on a debt, making US Treasury bonds the closest thing to a risk-free investment out there. In fact, they often act as a safety comparison for other investments.

Which trading is best for beginners in India? ›

Here are the top trading apps for beginners in India:
  • Zerodha - Overall, it is the best trading app for beginners. [Click here to get signup]
  • Paytm Money - Best for stocks, bonds, and mutual fund investments. [Click here to get signup]
  • Groww - User-friendly app for stocks and mutual funds. [Click here to get signup]
Mar 22, 2024

How much should I invest at 25 in India? ›

Set Financial Goals and Plan Investments
Financial GoalInvestment AmountInvestment Tenure
Emergency FundRs. 20,000/month6 Months
Wealth GoalRs. 7000/month + 5% annual increase10 to 40 years
Marriage GoalRs. 10,000 per month5+ years
RetirementRs. 7000/month in Equity Mutual Funds + EPF + PPF20 to 40 years

How much money do you need to start investing in stocks in India? ›

Unlike many misconceptions, there is no strict minimum limit to commence trading or investing in Indian stocks. Your starting point depends on having sufficient funds to purchase stocks based on their current share prices, which can range from Rs. 1 to Rs. 10,000 or more on Indian stock exchanges.

Top Articles
Latest Posts
Article information

Author: Maia Crooks Jr

Last Updated:

Views: 6487

Rating: 4.2 / 5 (63 voted)

Reviews: 86% of readers found this page helpful

Author information

Name: Maia Crooks Jr

Birthday: 1997-09-21

Address: 93119 Joseph Street, Peggyfurt, NC 11582

Phone: +2983088926881

Job: Principal Design Liaison

Hobby: Web surfing, Skiing, role-playing games, Sketching, Polo, Sewing, Genealogy

Introduction: My name is Maia Crooks Jr, I am a homely, joyous, shiny, successful, hilarious, thoughtful, joyous person who loves writing and wants to share my knowledge and understanding with you.