How to Use Multiple Visa Gift Cards (2024)

FAQs

How do I use multiple Visa gift cards at once? ›

All you need to do is tell the cashier that you'd like to pay with multiple cards, and they will either ask for the exact amounts of each gift card, or their register can look it up. You can always call the number on the back of the card to see how much you have on it.

If the total cost of your purchase is greater than the balance on your Visa gift card, you may need to use a second payment method to cover the remaining amount. In this case, select the option to split the payment and enter the remaining balance on your Visa gift card.

However, as they are prepaid cards, these accounts cannot be overdrawn. So, if you try to make a payment with insufficient funds, the Visa gift card won't work, and the payment will be declined.

How do I use my Visa Gift Card online? You can use your card for online purchases by entering the card number, expiry date and the 3 digit code (CVV) found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert “Gift Card” in the field provided.

Cardholder name, or a generic title (such as “Gift Card Recipient”), or left blank. Signature panel must be signed by the cardholder.

Visa gift cards are linked to bank accounts that cannot be overdrawn. If the purchase is greater than the funds available, the card may be declined. To use a Visa gift card for partial payment, ask the cashier to split the purchase into two transactions.

If you're juggling several Visa gift cards with varying balances, you can consolidate them into a single, more manageable proportion by transferring the balance from one gift card to another. Utilize the website or phone number on your card's back for a seamless consolidation process.

Enter the amount you wish to pay with the gift card. It can be the total amount or a partial payment. If the purchase exceeds your Visa Gift Card balance, you must provide another payment method to cover the remaining cost.

Prepaid cards cannot be used for credit card payments or car payments. You cannot split payments online so you can only spend the amount that is on your card. You should keep your prepaid cards until they expire in case you receive any refunds to your cards. Virtual cards are meant to be used online or over the phone.

You can simply inform the attendant that you would like to use multiple Visa gift cards. They will confirm the remaining balances on each of these cards to be sure it will cover your expenses. Once confirmed, you can go ahead to make your purchase.

What is the limit on prepaid Visa gift cards? ›

These cards can be used for travel, gifts, and much more! Reloadable Visa Cards can be personalized or non-personalized, with amounts of $10-$5,000. The non-personalized can be reloaded a maximum of 4 times. The personalized can be reloaded for as long as you have the card.

How does my Visa Gift Card work? To make a purchase, make sure you know the amount remaining on the card then select credit and sign for the purchase. The debit option requires a PIN to work. The card does not come with a preset PIN, so you will need to set one prior to making the purchase for the debit option to work.

Using Multiple Gift Cards

You must choose one card for each transaction if you have multiple Visa gift cards. If the balance on your chosen gift card is insufficient to cover the total cost of your purchase, you can still use it as a partial payment method.

If you received the gift card in the mail, enter the zip code that matches your mailing address. If using the Visa gift card online, use the same Zip code you entered in the shipping address. If that doesn't work, enter your home zip code. If using the Visa gift card in stores, enter your home zip code.

Spend as little as possible to get above the gift card balance so the card will be fully redeemed. Apply it to your account. If the merchant allows you to add a gift card to your online account before redeeming it, then simply redeem the card, add the balance, and apply it to a future purchase.

You can get multiple cards, even from the same issuer, but you have to determine whether it's a good idea. Erin is a credit card and travel rewards expert at NerdWallet, based in Baltimore, Maryland.

Apple Wallet does allow you to add Visa gift cards and any other gift card issued by a major credit card company.

Yes, you can use Visa gift cards on Amazon, but you must first add them as a credit or debit card payment method. Visa gift cards work like any other Visa card, but Amazon does not directly accept them.

Enter the Visa gift card number, expiration date, and CVV code (usually found on the back of the card) in the specified fields during checkout. For cards without a name, leave the name field blank or enter "Gift Card Holder" or a similar generic placeholder if required.