RedCard™ Program Rules : Target (2024)

RedCard benefits and program rules

5% RedCard™ Discount program rules

When you use your Target Debit Card, Target Credit Card or Target™ Mastercard^® (each, a “RedCard™”) at Target stores or Target.com, you will receive 5% off on your purchases. If you use a RedCard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your RedCard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time.

5% discount does not apply to the following:

Prescriptions, over-the-counter items located behind the pharmacy counter and clinic services at Target
Target Optical eye exams and protection plans (Target Optical products, such as glasses and contact lenses, do receive the 5% discount)
Target GiftCard; Visa, Mastercard and American Express prepaid cards; Game On DraftsKings, and other sports betting gift cards; and Starbucks gift cards purchased at Starbucks locations within Target stores
Previous purchases
Target credit account payments, RedCard Reloadable cash reloads, Target Debit Card cash back and cash advances on the Target Mastercard
Shipt membership fees
Alcohol purchases in Indiana
Wireless protection program purchases and deposits required by mobile carrier
Gift wrapping services
Taxes, shipping, delivery, handling and all other fees or charges
Where otherwise prohibited by law

RedCard™ Extended Returns program rules

When you make purchases with your Target Debit Card, Target Credit Card or Target™ Mastercard^® (each, a “RedCard™”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time.

RedCard extended returns do not apply to the following:

Target Optical purchases
Non-returnable items
Contract mobile phones
Online purchases of Supplemental Nutrition Assistance Program (SNAP) eligible items using both Electronic Benefits Transfer (EBT) and a RedCard for payment.

Exclusive Extras

RedCard holders will be offered exclusive extras, including special items and offers (collectively, “exclusive extras”). Every exclusive extra may not be available to every RedCard holder, and the selection of RedCard holders for a specific exclusive extra may be based on criteria, such as previous purchases or geographic location. Exclusive extras are planned throughout the year at our sole discretion and may vary from year to year. Exclusive extras may have limitations and restrictions. Applicable details for a specific exclusive extra will be provided in communications about the exclusive extra.

RedCard™ Free Shipping at Target.com program rules

When you use your Target Debit Card, Target Credit Card or Target™ Mastercard^® (each, a “RedCard™”) on Target.com, you will receive free shipping on your Target.com purchases. Offer applies on standard shipping to all 50 states and the District of Columbia as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Target may offer promotions for free shipping on upgraded shipping methods, and the terms of those promotions will be described in the offer. Select items may require a minimum purchase threshold before the order will be shipped. Orders delivered by Shipt may have a delivery fee. This offer is not valid on previous orders or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.

RedCard Free 2-Day Shipping

When you use your RedCard for your Target.com purchases, you receive free standard shipping on most items and free 2-day shipping on eligible items. Thousands of items qualify for 2-day shipping. Item eligibility and assortment vary by market and are determined by the location of the item and the destination ZIP code. If an item is eligible for 2-day shipping, it’ll be noted on the product detail page and on the cart and check out page. Place your order by the order cutoff time to receive 2-day shipping on select items to select ZIP codes. Refer to the product detail page for estimated delivery dates. Visit target.com/2dayshipping for general delivery guidelines.

RedCard™ Discount Program Rules:

Discount Percentage: When you use your Target Debit Card, Target Credit Card, or Target™ Mastercard® (collectively, a “RedCard™”) at Target stores or Target.com, you are entitled to a 5% discount on your purchases.
Combining Payments: If you use a RedCard alongside another form of payment, the 5% discount applies only to the amount charged to your RedCard.
Exclusions: The 5% discount does not apply to certain items and services, including prescriptions, certain gift cards, previous purchases, and more. This list is extensive and carefully curated to exclude specific categories.
Target's Discretion: Target reserves the right to modify or discontinue the program's terms at any time.

RedCard™ Extended Returns Program Rules:

Additional Return Period: RedCard holders get an extended return period of 30 days beyond the standard return policy for purchases made with their RedCard at Target stores or Target.com.
Exclusions: Extended returns do not apply to certain items, such as Target Optical purchases, non-returnable items, contract mobile phones, and online purchases of SNAP-eligible items using EBT and a RedCard.
Target's Discretion: Similar to the discount program, Target can modify or terminate the extended returns program at its discretion.

Exclusive Extras:

Benefits for RedCard Holders: RedCard holders are eligible for exclusive extras, which include special items and offers. The availability of these extras may be based on criteria like previous purchases or geographic location.
Target's Discretion: The selection and details of exclusive extras are at Target's sole discretion, and they may vary from year to year.

RedCard™ Free Shipping Programs:

Standard Free Shipping: RedCard holders enjoy free standard shipping on Target.com purchases to all 50 states, the District of Columbia, APO/FPO addresses, and Puerto Rico.
Shipping Upgrades: Upgrading shipping methods may incur fees, but Target occasionally offers promotions for free shipping on upgraded methods.
Minimum Purchase Threshold: Some items may require a minimum purchase threshold for free shipping.
Discretionary Changes: Target reserves the right to modify or discontinue the free shipping program's terms.

RedCard Free 2-Day Shipping:

Standard and 2-Day Shipping: RedCard holders receive free standard shipping on most items and free 2-day shipping on eligible items for select ZIP codes.
Eligibility Criteria: Item eligibility and assortment vary by market and are determined by the item's location and the destination ZIP code.
Order Cutoff Time: To receive 2-day shipping, orders must be placed by the order cutoff time.

In conclusion, the Target RedCard program is a comprehensive offering, providing discounts, extended returns, exclusive extras, and free shipping options. It's a well-crafted loyalty program that enhances the overall shopping experience for Target customers.