Rent and Mortgage Rules for Monopoly Railroads (2024)

By

Erik Arneson

Erik Arneson is a highly respected board game expert, sharing his 20 years of knowledge on gaming strategies. He's the author of the book, "17 Games You Can Play Right Now," has been a featured speaker at the American International Toy Fair, and is the former Vice President of the Strategy Gaming Society.

Learn more about The Spruce Crafts'Editorial Process

Updated on 12/12/19

Rent and Mortgage Rules for Monopoly Railroads (1)

The railroads are great properties to own in the game of Monopoly, but the rules surrounding railroads can be complex. If you own all four railroads, but one is mortgaged, how much rent do you collect when someone lands on it or one of the other railroads? Rent goes up with the number of railroads you own, but no rent is owed when someone lands on a mortgaged property.

Rules for Buying Monopoly Railroads

Rent and Mortgage Rules for Monopoly Railroads (2)

If a railroad is unowned, a player landing on it may buy it for the listed price. If you land on it and don't want to buy it, it goes to auction at a price starting at the listed price or above. The high bidder then purchases the railroad.

The rent for railroads depends on how many railroads the player owns. If you own one, the rent on it is $25. If you own two, you get $50 rent from anyone landing on either, if you own three then you get $100, and if you own all four railroads then the rent is $200. However, the owner must ask the player for the rent before the next player rolls the dice. If you are inattentive, you may lose the rent.

Rules for Mortgaging Monopoly Railroads

Rent and Mortgage Rules for Monopoly Railroads (3)

When you don't have enough money to pay rent or a fee, you can mortgage properties to the Bank to get money, or you can sell the deed to other players. Players cannot loan money to each other; selling is the only option for transferring money from player to player. To have the mortgage lifted, the owner has to pay the bank the amount of the mortgage and an extra 10 percent as interest.

While a railroad or other property is mortgaged, the owner can still sell it to another player at any price you agree upon. Now the new owner has the option of lifting the mortgage by paying off the mortgage price plus the 10 percent interest. If the new owner chooses to wait rather than paying off the mortgage, they must pay 10 percent of the mortgage price at the time of purchase. Then when they pay off the mortgage later, they owe an additional 10 percent interest. It is to their advantage to pay off the mortgage at the time they buy it from the other player so they don't incur this extra interest charge.

Rules for Mortgaged Monopoly Railroads

In Monopoly, a mortgaged railroad follows the same rules as other mortgaged properties. If an opposing player lands on your mortgaged railroad, they pay no rent. You, the owner of the railroad, collect zero dollars.

However, this does not affect the rent if a player lands on the other railroads you own. If you own all four railroads, when they land on any of them that isn't mortgaged, they owe $200. The rent is not discounted because any other of your railroads is mortgaged. The fact that one railroad (or one property in a color group) is mortgaged does not affect the rent owed when players land on other railroads (or other properties in that same color group).

Rent and Mortgage Rules for Monopoly Railroads (2024)

FAQs

Rent and Mortgage Rules for Monopoly Railroads? ›

In Monopoly, a mortgaged railroad follows the same rules as other mortgaged properties. If an opposing player lands on your mortgaged railroad, they pay no rent. You, the owner of the railroad, collect zero dollars. However, this does not affect the rent if a player lands on the other railroads you own.

What are the rules for mortgage rent in Monopoly? ›

If the property is mortgaged, the player who owns the property does not collect rent. You indicate a mortgaged property by turning the property's Title Deed facedown. IF THE OWNER FAILS TO ASK FOR RENT BEFORE THE NEXT THROW OF THE DICE, NO RENT IS COLLECTED.

What are the rules for the railroad house in Monopoly? ›

Travelling railroads: whenever a player lands on a railroad, the player may choose to move his or her token to any other railroad owned by the same player. The player must pay rent even if he or she does not choose to travel. A player may travel on his or her own railroads for free.

What are house rules in Monopoly? ›

In the game of Monopoly, House Rules are variations on standard play. Some of them are very common, such as putting taxes and fines on Free Parking. Others, such as the "Sell Cards" rule are somewhat obscure.

What is mortgage value? ›

The mortgage value is the value of the property set by means of an appraisal carried out by an accredited company. It may be different from the purchase-sale value. The mortgage value is the reference value used when applying for and arranging the mortgage and it constitutes the Bank's guarantee.

Can you collect rent while in jail in Monopoly? ›

Even though you are in Jail, you may buy and sell property, buy and sell houses and hotels and collect rents. "FREE PARKING": A player landing on this place does not receive any money, property or reward of any kind.

What are the rules for rent cards in Monopoly? ›

What are the Monopoly Deal Rules for Rent Cards? Rent cards must be laid into the center discard pile to be played and you must have properties down on the table in front of you to charge rent. You can only choose one property color to charge rent against for each rent card played.

What are the rent targets in Monopoly? ›

As you play the game, you'll begin to see circular icons floating above Property Tiles — these are Rent Targets! Land on a Tile with a Rent Tile to charge that player Rent for staying on your Board! If you have Houses or a Hotel on that Property Tile, you'll charge more Rent!

What are the rules for rent in Monopoly utility? ›

If ONE Utility is owned, rent is 4 times the number on the dice which landed the player on the utility, but if BOTH Utilities are owned, rent is 10 times the amount shown on the dice.

What are the four railroad properties in Monopoly? ›

In Monopoly there are four railroads-Reading, Pennsylvania, B&O and Short Line, each of which cost $200. The amount of rent a player receives from each depends on the number he owns as shown in Table 1. The probabilities of a player landing on each railroad are given in Fig. 1.

What are the rules for advance to the nearest railroad in Monopoly? ›

According to the creator in monopoly, when the card says advance to the nearest station, you go to the nearest station, no matter if it is behind you, this and the card that states “go back 3 spaces” are the only times you go backwards.

How does mortgaging work in Monopoly? ›

If mortgaging a Site, first sell any buildings to the Bank. To mortgage a Property, turn its Title Deed face down and collect from the Bank your mortgage to the value of the amount shown on the back of the card. When you wish to repay your mortgage you must pay this amount plus 10% interest.

How to rent houses in Monopoly? ›

If the player lands on a property that is owned by another player, the owner must ask them for rent.
  1. If the owner asks for rent, the lander must pay the owner rent. ...
  2. If the owner fails to ask for rent before the next player in turn order rolls the dice, the lander does not have to pay.

Can you collect rent on mortgaged property in Monopoly? ›

No rent can be collected on mortgaged properties or utilities, but rent can be collected on unmortgaged properties in the same group. In order to lift the mortgage, the owner must pay the Bank the amount of mortgage plus 10% interest.

What are the rules for the banker in Monopoly? ›

The Banker will manage the Bank's assets – dealing out title deeds, bonus money and buildings to players, collecting taxes and penalty money, and conducting auctions. The Banker may participate in the game if they want to, but they must keep their personal assets separate from the Bank's assets at all times.

Can you pay rent with a house monopoly deal? ›

You choose what you pay with. You can choose to pay with cards from your bank, property cards, hotels/houses or a combination of all in any order. It is up to the player paying to determine how to pay.

Can you sell property back to the bank? ›

If your mortgage is not underwater, then you might have the option of selling the house back to the bank to get out of the mortgage. The bank can then resell the house to someone else.

What are the basic rules of Monopoly? ›

At the start of the game, each player is given a fixed amount of play money; the players then move around the board according to the throw of a pair of dice. Any player who lands on an unowned property may buy it, but, if he or she lands on a property owned by another player, rent must be paid to that player.

Top Articles
Latest Posts
Article information

Author: Ouida Strosin DO

Last Updated:

Views: 5982

Rating: 4.6 / 5 (56 voted)

Reviews: 95% of readers found this page helpful

Author information

Name: Ouida Strosin DO

Birthday: 1995-04-27

Address: Suite 927 930 Kilback Radial, Candidaville, TN 87795

Phone: +8561498978366

Job: Legacy Manufacturing Specialist

Hobby: Singing, Mountain biking, Water sports, Water sports, Taxidermy, Polo, Pet

Introduction: My name is Ouida Strosin DO, I am a precious, combative, spotless, modern, spotless, beautiful, precious person who loves writing and wants to share my knowledge and understanding with you.