Benefits | Credit Card | Debit Card | Reloadable Account |
|---|---|---|---|
| 5% off1 every day at Target and Target.com | Yes: save 5% with redcard | Yes: save 5% with redcard | Yes: save 5% with redcard |
| No annual or monthly fees2 | Yes: no annual or monthly fees | Yes: no annual or monthly fees | Yes: no annual or monthly fees |
| Free 2-day shipping1 on hundreds of thousands of items at Target.com | Yes: Free 2-day shipping | Yes: Free 2-day shipping | Yes: Free 2-day shipping |
| RedCard Exclusives including special items and offers1 | Yes: redcard exclusives | Yes: redcard exclusives | Yes: redcard exclusives |
| More return time at Target — get an additional 30 days for returns and exchanges1 | Yes: more return time | Yes: more return time | Yes: more return time |
| Pay for your Target purchases directly from your existing checking account (purchases generally take 1-3 days to process) | — No: pay from checking account | Yes: pay from checking account | —No: pay from checking account |
| Add cash for free at Target and spend anywhere Visa® debit cards are accepted | — No: add cash for free | —No: add cash for free | Yes: add cash for free |
| Earn 2% on dining and gas purchases3 and 1% everywhere else outside of Target3: Target Mastercard exclusive | Yes: earn 2% on dining and gas | —No: earn 2% on dining and gas | —No: earn 2% on dining and gas |
| Cash withdrawal of up to $40 at checkout | — No: cash withdrawal | Yes: cash withdrawal | Yes: cash withdrawal |
| 1 Some restrictions apply. See below for RedCard benefits and program rules. 2 See below for credit card rates and fees. See below for debit card agreement and fees. See below for Reloadable Account rates and fees. 3 Only for guests approved for a Target Mastercard. Restrictions apply. Learn more. | |||
| 1 Some restrictions apply. See below for RedCard benefits and program rules. 2 See below for credit card rates and fees. See below for debit card agreement and fees. See below for Reloadable Account rates and fees. 3 Only for guests approved for a Target Mastercard. Restrictions apply. Learn more. | Apply for Credit | Apply for Debit | Open a Reloadable |
Everyday RedCard benefits:
5% off at Target
In store. Online. Every time.1
More to your door
Free shipping on most items at Target.com.1
More return time
An additional 30 days for returns and exchanges.1
More exclusives
Including special items and offers.1
Your everyday 5% discount
applies to so much more.
1
Starbucks
Save 5% at any in store location.1
Specialty gift cards
Save 5% on specialty gift cards for travel, restaurants, movie tickets, and more.1
Drive Up
Stay in your car and save 5%.1
Shipt
Save 5% on your same day delivery order placed on Target.com.1
Save 5% with a Debit RedCard.
1
Pay for your Target purchases directly from your existing checking account.
Get even more ways to save.
Target Circle offers can help you save 5-50% on your favorite items.
Apply now.
Start getting more at Target and Target.com
You could save up to $675 per year on groceries with RedCard.
Offer details below.
You could save nearly $500 in baby's first year with your RedCard.
Offer details below.
