Ultimate list of limiting beliefs about money & how you can overcome them (2024)

Would you love a list of limiting beliefs about money that might be lurking in your unconscious?

Today I’m going to share with you a list of limiting beliefs about money that covers the top 6 nasties which could be stopping more money from flowing to you.

And I bet they’re not what you’d expect!

As a hypnotherapist and a money mentor for women in business, I’ve helped to clear a lot of limiting beliefs around money, and there is a definite pattern as to the most common ones.

Today I’m going to cover for you the top six limiting beliefs that I’ve helped hundreds of students and clients clear, which has helped them put an end to self-sabotage patterns and finally grow their income and their business.

But what’s more, I’m also going to give you an idea of how these tend to show up, because the thing is that the limiting belief is hiding in the unconscious and it does take a bit of work to uncover.

But there are certain patterns that will show up as a result of this list of limiting beliefs about money. You can kind of think of them as what the logical outcome would be if that belief were actually true – because even though these limiting beliefs are actually NOT true, at the unconscious level, you believe they are, which makes them true for YOU.

You literally keep attracting and creating situations over and over and over again, that proves them to be true for you.

Let’s dive in and see which of these resonate with you so that we can help you clear the obstacles to your abundance:

Limiting belief number 1: “I’m not good enough”

This is the one that leads to patterns of undercharging, which means that you end up working way too hard for too little money. And it’s also the one that’s responsible for signing up for way too many courses and thinking that you need yet another qualification before you can finally be ‘good enough’.

Limiting belief number 2: “I’m not worthy”.

This one sounds similar, but it’s very different. This is the one that leads to patterns of giving way too much away for free because you at the unconscious level, don’t feel like you’re worthy of keeping the money and having the good things.

So the patterns that show up as a result of a belief of “I’m not worthy” are things like giving everything away for free & having short discovery calls turn into hour and a half long full-blown sessions that you don’t even charge for. And it’s also the one that’s often responsible for a pattern of where money comes in – even good sums of money – and you finding really creative ways to get rid of it fast.

Limiting belief number 3: “I don’t deserve it”.

Again, sounds similar, but quite different. Each of these limiting beliefs is literally a separate daisy chain in your nervous system. And so it is really important to identify the one that is yours and not to knock out the neighbor by accident.

So “I don’t deserve it,” is the one that leads to patterns of blocking the abundance, of hitting upper limits, of working really, really hard. It’s when the same thing is working for everybody else and you’re using the same strategies, but the money just doesn’t seem to be coming to you, no matter how hard you work for it.

Limiting belief number 4: “It’s not good enough”

This is where whatever you do is not good enough.

This one leads to patterns of overworking, of over perfecting everything, of reworking everything, of giving those extra sessions, because you feel like you haven’t quite done a good enough job for your client. It’s the over-giving and the overworking pattern. That’s usually a sign that there’s a limiting belief that “It’s not good enough”.

Limiting belief number 5: “It’s not safe to shine / be successful”

This is a particular nasty and is the one that keeps you playing small. It’s when you refuse to put yourself out in the spotlight because you have this limiting belief that it’s not safe to shine.

This is the one that will have you avoiding doing Facebook lives, or showing up to do your marketing or following up leads. It’s also the one that creates sabotage when opportunities come up. For example, when you don’t meet the deadline, or you lose the person’s email address that offered to do this amazing joint venture with you.

It’s also the one that leads to patterns of you not closing the sale, and not following through to then step up and be the person who can do that amazing job for your client.

Now, you might be noticing a pattern here that these aren’t really that much about money.

I’m going to talk about this in a minute and why that’s so critical to recognize, but first let’s talk about the sixth and final one of these top six nasties now.

Limiting belief number 6: “I’m not important.”

This one is the one that will lead to patterns of you putting everyone else first – of you over-giving and not asking for what you want. It basically says that ‘Everybody else’s needs are more important than mine,’ which means that you don’t get your needs met as you’re putting everybody else first.

Let me know in the comments below, which of these limiting beliefs and patterns can you relate to?

You’ll notice that most of the nasties in this list of limiting beliefs about money have pretty much nothing to do with money and everything to do with your self-belief and your self-worth.

And that’s because it’s not really about the money.

Money is just a symbol. It’s literally a demonstration of your self-worth,. Your pattern sabotage and blocking of abundance is simply playing out in response to that underlying belief system.

This is your money story.

It’s the story you bought into at the unconscious level and it’s made up of the sum of all your limiting beliefs.

If you want to transform that money story, so you can stop blocking abundance and stop making life more difficult than it needs to be, then you really have to start by uncovering your dominant money pattern.

That’s your Money Habit Archetype, and to help you uncover that, I’ve created a really simple quiz – the Money Habit Archetype Quiz, which you can take that right now at www.miriamcastilla.com/quiz

Just answer five simple questions and you’ll find out what your Money Habit Archetype is and how to use it to release your biggest money block.

Because it’s time for you to embrace your unlimited potential!

xx Miriam

Ultimate list of limiting beliefs about money & how you can overcome them (2024)

FAQs

What are some limiting beliefs about money? ›

13 Limiting Beliefs About Money
  • The Scarcity Mindset. "There's never enough money." ...
  • Worthiness. "I don't deserve to be wealthy." ...
  • Fixed Income Views. "I'll never be able to earn more than I do now." ...
  • Difficulty of Acquisition. ...
  • Knowledge and Capability. ...
  • Luck and Wealth. ...
  • Fear of Loss. ...
  • Cultural and Societal Beliefs.
Dec 4, 2023

What are limiting beliefs and how do you overcome them? ›

The first step to overcome your limiting beliefs is to first identify them. Oftentimes these beliefs present themselves as a thought in your head rather than something you say out loud. Getting these thoughts out on paper can help you separate them from fact or fiction and allow you to see how untrue they really are.

How do you change your beliefs about money? ›

Master your money mindset
  1. Step 1: Reflect on your financial perspective. ...
  2. Step 2: Adopt a positive money mindset. ...
  3. Step 3: Shift your mindset to save money. ...
  4. Step 4: Monitor your spending. ...
  5. Step 5: Commit to changing your money habits.

How to overcome negative money mindset? ›

Here are some of the best ways to change your mindset around money:
  1. Read books that will influence your mind in a positive way. ...
  2. Think about your life up until now and ask yourself: ...
  3. Give away some money. ...
  4. Dream about your retirement. ...
  5. Have the belief that success is possible for you.
Apr 23, 2024

What are common core limiting beliefs? ›

For example, “bad things always happen to me”, “I'm no good at speaking to people”, “all my relationships are painful”, “I'd never make a good leader” or “I could never start my own business”. Limiting beliefs are simply assumptions about your reality that come from your perceptions of life experiences .

What are your limiting beliefs examples? ›

Four common limiting beliefs examples
  • I don't have time. Nearly everyone on the planet has given this excuse at some point. ...
  • I don't have what it takes. This is an easy limiting belief to tell ourselves in our careers. ...
  • I'm not strong enough. This belief keeps us in our comfort zone. ...
  • I don't deserve love.

How do I identify my limiting beliefs? ›

To discover your limiting beliefs, think about the things you would like to achieve but aren't currently working towards. Then look for the justification you find for not doing said thing. This justification is usually in the "why" of the sentence. It's easier said than done, trying to unpick such limiting beliefs.

What are limiting beliefs and behaviors? ›

How to Overcome Self-Limiting Beliefs
Example of Limiting BeliefsLimiting Behaviours resulting from belief
I am powerlessNot standing up for your self
Nothing I say is worth being listened toNot speaking up
Everything I do has to be perfectBecoming risk averse
I am worthlessAct defensively
1 more row

What are your money beliefs? ›

Money beliefs are ideas, thoughts, or opinions that impact your money behaviour. A money belief can either be protective or liberating. Money beliefs are common to all of us – we all have money beliefs – and one person's beliefs can be vastly different from another's.

How do I change my attitude about money? ›

4 Tricks to Change Your Attitude Toward Saving Money
  1. Give Your Saving Accounts Nicknames. If you look at your savings account and get excited, you're probably unique. ...
  2. Paint a Powerful Mental Picture. ...
  3. Reward Yourself for Savings Successes. ...
  4. Leverage Easy Opportunities. ...
  5. Get the Latest Financial Tips.
Feb 14, 2023

How do I change my money habits? ›

How to Change Bad Spending Habits
  1. Set a Monthly Budget. ...
  2. Reduce Credit Card Spending. ...
  3. Avoid Large Impulse Purchases. ...
  4. Make a Grocery List and Start Meal Planning. ...
  5. Take Advantage of Better Pricing Options. ...
  6. Avoid Fees and Other Unnecessary Charges. ...
  7. Monitor Your Usage. ...
  8. Think of Your Future and Focus on Goals.
May 28, 2023

How to overcome limiting beliefs about money? ›

5 Powerful Steps To Overcoming Your Limiting Beliefs About Money
  1. Examine your childhood money culture.
  2. Uncouple your emotions.
  3. Remove money blind spots.
  4. Rewrite your story.
  5. Deploy realistic solutions.
Jun 1, 2023

How do you overcome money challenges? ›

SHARE:
  1. Prioritize what you can control on discretionary spending.
  2. Find ways to earn more money.
  3. Pay essential bills.
  4. Save money during trying times.
  5. Track your money-saving progress.
  6. Talk to your lenders.
  7. Consult with an expert financial advisor.
May 21, 2024

How to change your mindset around money? ›

Six Steps to Creating a Positive Money Mindset
  1. Forgive Your Past Financial Mistakes. No one is perfect. ...
  2. Understand Your Thoughts and Emotions Surrounding Money. ...
  3. Realize That Comparing Yourself to Others is a Losing Game. ...
  4. Work on Forming Good Habits. ...
  5. Create a Budget That Brings You Joy. ...
  6. Remember to be Thankful.

What are the negativity about money? ›

Common limiting beliefs around money include "money is evil," "rich people are greedy," or "I'm not good with money." These beliefs can create a negative mindset that can sabotage your financial success.

What is the biggest rule about money? ›

Rule 1: Plan Your Future. Rule 2: Set Financial Goals. Rule 3: Save Your Money. Rule 4: Know Your Financial Situation.

What are the three rules of spending money? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals. Let's take a closer look at each category.

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